405 S Main Street Urbana, OH $ 209,900
405 S Main Street
$ 209,900
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405 S Main Street

Urbana, OH, 43078
$ 209,900
Bedrooms4 Baths2.0 Sq 2,276

Monthly Estimate*

$ 1,292

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Single Family Home for sale in Urbana, OH

for $209,900 with 4 bedrooms and 2 full baths. This 2,276 square foot home was built in 1900 on a lot size of 0.16.

MOTIVATED SELLER! BRING OFFER! Located just a few blocks from the vibrant heart of downtown Urbana, this stately 2-story home captures the timeless charm of a bygone era. Perched gracefully on a small hill above the street, its impressive curb appeal and classic architecture immediately draw you in. A welcoming sidewalk invites you into the home, setting the stage for what awaits inside. Step through the front door into a formal entry that showcases the craftsmanship and beauty of an older home. The staircase, hardwood floors, original woodwork, and stained-glass accents are sure to impress. Large pocket doors open into the formal living room, where a generous front window fills the space with natural light. Beyond the foyer, the oversized formal dining room provides the perfect place for gatherings, complete with a decorative fireplace and stunning 15-lite pocket doors that lead into a versatile study or home office. The spacious kitchen comes fully furnished with all appliances and features a large pantry, center island with seating, and the charm of a back stairway connecting to the upper level. Washer and Dryer stay too. A full bath on the main level adds convenience and flexibility to the floor plan. Upstairs, you'll find three to four bedrooms with 3 large walk-in closets and a second full bath, offering plenty of space for family, guests, or hobbies. All furnishings in the home are negotiable. Outside, the large backyard and patio area provide room for outdoor entertaining, gardening, or simply relaxing. A two-car, two-story garage workshop offers ample space for vehicles, storage, or creative projects and had a new commercial roof installed in 2001. From this location, you can easily stroll downtown to your favorite restaurants, bakery and local shops, or enjoy the festivals and events that make Urbana's downtown so lively and inviting. This home is a true gem for anyone who appreciates historic detail, character, and a connection to the community.

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Single Family Contingent

Price

$ 209,900

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 2,734

Style

Lot Size

0.16

Year Built

1900

Town/City

Urbana

County/Region

Champaign

MLS | Web ID

225040671

Features
General
Sewer Public Sewer
Heating Forced Air
Cooling Window Unit(s)
Garage Spaces 2.0
Year Built 1900
Township Urbana
Property Subtype Single Family Residence
Tax Year 2025
County Champaign
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N Y
Full Baths 2
Status Contingent
Directions Main Street (US Hwy 68) South of Downtown Urbana.
City Urbana
High School District URBANA CSD 1104 CHA CO.
Lot Size Square Feet 6969.6
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 2734.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/wrist/1042201#tour
Standard Status Active Under Contract
Senior Community None
New Financing Coventional True
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Interior
Basement Crawl Space Partial
Fireplace Features Three Decorative
Common Walls No Common Walls
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 4
Main Level Bedrooms 0
Total Baths 2
Heating-Forced Air True
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Exterior
Parking Features Detached Garage
Water Source Public
Lot Size Area 0.16
Foundation Details Other
Spa N
Building Area Total 2276.0
Lot Size Acres 0.16
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 405
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* Excluded Features
List By
V. Patrick Hamilton

Listing Agent

Remax Alliance Realty

Broker

patrickh@remax.net

Email

Affordability Calculator

$1,520
Per Month
85%
15%
0%
Monthly Principal & Interest
$1,292
Monthly Property Taxes
$228
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1421364 Elementary School
1421357 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/9/2025$209,900 -4.55% Price Down
12/1/2025$219,900 -2.22% Price Down
11/21/2025$224,900 -2.17% Price Down
10/27/2025$229,900 Listed Price

Map


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405 S Main Street, Urbana, OH, 43078 is a Single Family Home for sale at $209,900 with 2,276 sqft and a lot size of 0.16. 405 S Main Street has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 43078 which is in Urbana, OH