109 Terrace Avenue Albany, NY ^$ 349,000

109 Terrace Avenue

^$ 349,000

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109 Terrace Avenue

Albany, NY, 12203

^$ 349,000

Bedrooms3 Baths1.1 Sq 1,856

Monthly Estimate*

^$ 2,177

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Single Family Home for sale in Albany, NY

for $349,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,856 square foot home was built in 1963 on a lot size of 0.19.

This wonderful 2 story raised ranch in the heart of the desirable Melrose neighborhood has so much to offer. Ready to move-in, 3 bedroom, 1.5 bath, spacious family room leading into dining room, great size bedrooms, extra large living room downstairs and a half bath. Hardwood floors, well equipped & updated kitchen with gas range and exterior exhaust, on-demand hot water. Relax on the super sized 20 x 20 feet deck over looking level fenced in backyard with ample space for your vegetable garden. Large size 2 car garage. Close to SUNY and State Campus and bus route to downtown Albany, situated on a quiet Albany Street and minutes from hospitals, SUNY, highways, shopping & restaurants

Single Family Pending

Price

^$ 349,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 7,262

Style

Raised Ranch

Lot Size

0.19

Year Built

1963

Town/City

Albany

County/Region

Albany

MLS | Web ID

202528498

Features

Interior

Interior Amenities Paddle Fan Ceramic Tile Bath

Basement Other

Flooring Carpet Ceramic Tile Hardwood Laminate

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 1856.0

Half Baths 1

Laundry Features In Basement

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

General

Sewer Public Sewer

Heating Natural Gas

Cooling Central Air

Possession At Closing

Roof Asphalt

Appliances Dishwasher Double Oven Gas Water Heater Instant Hot Water Microwave Range Range Hood Refrigerator Tankless Water Heater Washer/Dryer

Garage Spaces 2.0

Patio/Porch Features Deck

Architectural Style Raised Ranch

Construction Materials Brick Wood Siding

Year Built 1963

Electric 200+ Amp Service

Property Subtype Single Family Residence

Ownership Birla

County Albany

New Construction N

Property Type Residential

HOA N

Attached Garage Y

Subdivision Name Melrose

Garage Y/N Y

Other Structures Shed(s)

Total Rooms 9

Full Baths 1

Status Pending

Buyer Financing Conventional

Directions Washington Ave (East) to a right onto Terrace

High School Albany

City Albany

High School District Albany

Lot Size Units Acres

Lot Size Square Feet 8276.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 7262.0

Home Warranty Y/N N

Property Condition Updated/Remodeled

Lease Renewal Y/N N

Additional Parcels Y/N N

Concessions No

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Tax Assessed Value 0

Tax Lot 72.000

Exterior

Exterior Amenities Drive-Paved Garden

Fencing Back Yard Chain Link Fenced Gate

Parking Features Off Street Under Residence Paved Attached Driveway

Lot Features Level Landscaped

Water Source Public

Total Parking 2.0

Lot Size Area 0.19

Spa N

Lot Size Acres 0.19

Waterfront Y/N N

Door Features Sliding Doors

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 109

* Excluded Features

List By

Arvind Salgam

Listing Agent

Re/Max Capital

Broker

(518) 852-1800

Phone

asalgam@aol.com

Affordability Calculator

$2,782

Per Month

Monthly Principal & Interest: $2,177
Monthly Property Taxes: $605
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Albany, NY

Average List Price ^$291,284

Percent of Sale Price 17%

About Albany, NY

99,338 Population

4% Since 2002

^$44,478 Median Income

33.63 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853463 Elementary School

853351 Middle School

Albany High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/27/2025	$349,000		Listed Price

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109 Terrace Avenue, Albany, NY, 12203 is a Single Family Home for sale at $349,000 with 1,856 sqft and a lot size of 0.19. 109 Terrace Avenue has 3 bedrooms, 1.1 baths, and was built in 1963. The property's zip code is 12203 which is in Albany, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/16/2025.

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109 Terrace Avenue

Single Family Home for sale in Albany, NY

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