316 Plantation Drive Montross, VA $ 524,900
316 Plantation Drive
$ 524,900
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316 Plantation Drive

Montross, VA, 22520
$ 524,900
Bedrooms3 Baths2.0

Monthly Estimate*

$ 3,275

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Single Family Home for sale in Montross, VA

for $524,900 with 3 bedrooms and 2 full baths. This home was built in 1983 on a lot size of 1.

Have you ever dreamed of living in your own private oasis, where you can take in tranquil lake views every day? Welcome to 316 Plantation Drive, a beautiful lake-front home in the sought-after Stratford Harbour community of Montross, Virginia a place where life feels more like a resort than a routine. Step inside and youll immediately notice the warmth and comfort of the open living area, filled with natural light and peaceful surroundings. The kitchen is fully equipped with modern appliances, opening to a cozy breakfast room thats perfect for enjoying your morning coffee with a view. The spacious dining and living areas flow effortlessly to the large outdoor deck ideal for entertaining or simply relaxing amid natures serenity. The primary bedroom and full sized bathroom are on the main level! This round home is thoughtfully designed for comfort and privacy. Recent upgrades include new windows installed in 2025 by Precision Glass, bringing in more light while improving energy efficiency! The home also features a reprogrammed HVAC sensor, ensuring year-round comfort, along with fresh updates like new curtains, shades, and a stylish new rug on the main floor that give the interiors a refreshed and welcoming feel. Downstairs are 2 bedrooms, a flexible space for a family room, recreation area, or home office complete with laundry, extra storage, and updated finishes. Behind the scenes, this home has been well maintained with significant improvements, including foundation reinforcement on the garage, bathroom upgrades with retiled tub and sink repairs, new dishwasher. Outdoors, youll also find a newly refreshed retaining wall and garden box, enhancing both appearance and functionality. Beyond the home itself, Stratford Harbour offers a true lifestyle with access to Lake Independence, a private marina, clubhouse, tennis courts, and sandy beaches. Just minutes from downtown Montross, youll find local shops, dining, and everyday conveniences. Commuters will appreciate the easy access to Route 3, connecting you to Fredericksburg, King George, and Southern Maryland. Whether youre seeking a peaceful retreat or a ready-to-enjoy everyday home, 316 Plantation Drive offers the perfect blend of comfort, quality, and waterfront charm beautifully updated and move-in ready. Westmoreland County is known for history! George Washington was born here and his mother was born nearby in Lancaster County. Also President James Monroe was born here in Westmoreland County and Stratford Hall, Robert E. Lee's Plantation is only 7 mi from this home! You can visit these attractions still today! You will also enjoy fossil hunting on the nearby beaches where you can actually find sharks teeth and some people find whale vertebrae in this region! This home is only minutes away from Westmoreland State Park where you can rent paddle boats, enjoy hiking trails, more fossil hunting and even more beaches! You will love living in the Northern Neck of Virginia where life is slow paced and boating,fishing and crabbing are favorite pastimes! Take a break from the city and see what the Northern Neck has to offer and be sure to tour this home while it is still fully available! You will love that it has its own private sandy beach and dock site! The garage has a bonus room which you can use for so many things...this property offers endless possibilities! You will love living on Lake Independence! It is a huge lake that is 110 acres in size! You will see lots of waterfowl and shorebirds like Ospreys, Great Blue Herons, Bald Eagles, White tailed deer, Mallard Ducks and Canada Geese, Tundra Swans and beautiful Eastern Bluebirds! The fishing here is excellent...catch Large Mouth Bass, Blue Gill and Rockfish. There is an island nearby called Sharks Tooth Island and it is said that you can catch a lot of Rockfish there.

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Single Family Active

Price

$ 524,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,253

Style

Chalet

Lot Size

1

Year Built

1983

Town/City

Montross

County/Region

Westmoreland

MLS | Web ID

VAWE2010028

Features
General
Living Area 0
Sewer Public Sewer
Heating Heat Pump - Electric BackUp
Cooling Central A/C
Utilities Cable TV Available Electric Available Water Available
Possession Settlement
Appliances Built-In Microwave Dishwasher Dryer Oven/Range - Electric Refrigerator Washer Water Heater
Zoning R2
HOA Fee 450.00
Garage Spaces 2.00
Patio/Porch Features Deck(s) Wrap Around
Architectural Style Chalet
Security Features 24 hour security Exterior Cameras Smoke Detector
Construction Materials Wood Siding
School District WESTMORELAND COUNTY PUBLIC SCHOOLS
Year Built 1983
View Lake Scenic Vista
Levels 2
Tax Year 2017
Ownership Fee Simple
Cool Fuel Electric
Waterfront Features Private Dock Site Sandy Beach
Accessibility None
Assoc Fee Paid Per Annually
County WESTMORELAND
New Construction N
Property Type Residential
Association Amenities Baseball Field Basketball Courts Beach Boat Dock/Slip Boat Ramp Club House Common Grounds Community Center Dining Rooms Exercise Room Lake Marina/Marina Club Picnic Area Pier/Dock Pool - Outdoor Pool
HOA Y
Subdivision Name STRATFORD HARBOUR
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions FROM KING GEORGE TAKE VA-3 TOWARD WESTMORELAND STATE PARK. PASS THE STATE PARK AND MAKE A LEFT ON STRATFORD HALL RD. MAKE A RIGHT ON N. INDEPENDENCE DRIVE AND FOLLOW TO PLANTATION DR. MAKE A RIGHT AN
City MONTROSS
Body of Water Lake Independence
Disclosures Prop Disclosure Subject to VA POA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 43560.00
Tax Annual Amount 2253.0
Home Warranty Y/N N
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Docks 1
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Acceptable Financing Cash Contract Conventional FHA VA VHDA
Additional Parcels Y/N N
Community Pool Features Fenced In Ground Lap/Exercise
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Virtual Tour https://coastal-imagery.aryeo.com/videos/019a12ee-8871-72cc-a0ee-5c4783aeb62f
Location Type Lake
Standard Status Active
Year Built Source Assessor
Legal Subdivision NOMINI CLIFFS
Tax Lot 58
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Interior
Interior Amenities Breakfast Area Built-Ins Carpet Ceiling Fan(s) Combination Kitchen/Living Curved Staircase Flat Floor Plan - Open Recessed Lighting Spiral Staircase Window Treatments
Heating Fuel Electric
Basement Full Fully Finished Interior Access
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 0
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Room Type Living Room Primary Bedroom Kitchen Family Room Breakfast Room Primary Bathroom
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Laundry Type Has Laundry
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Exterior Amenities Exterior Lighting
Pool Yes - Community
Parking Features Stone Driveway
Lot Features Private Trees/Wooded Backs to Trees Fishing Available Front Yard Landscaping Rear Yard Rural Road Frontage Sloping
Water Source Community
Garage Features Garage - Front Entry
Type of Parking Driveway Off Street Detached Garage
Foundation Details Block Other
Spa N
Water View Y/N Y
Lot Dimensions 1a
Lot Size Acres 1.00
Road Surface Type Black Top
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N Y
Water Access Features Boat - Electric Motor Only Canoe/Kayak Fishing Allowed Private Access Public Beach Swimming Allowed
Road Responsibility State
Horse Y/N N
Number of Docks 1
Land Assessed Value 131000.00
Navigable Water Y/N Y
Number of Slips 5+
Water Oriented Y/N Y
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Internal Only
Street Number 1 316
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* Excluded Features
List By
Samson Properties

Broker

connectingwithapril@gmail.com

Email

Affordability Calculator

$3,462
Per Month
95%
5%
0%
Monthly Principal & Interest
$3,275
Monthly Property Taxes
$188
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3540393 Elementary School
3540396 Middle School
Call School Board High School High School
Pricing History
DatePricePrice ChangeDescription
10/30/2025$524,900 -2.78% Price Down
10/25/2025$539,900 Listed Price

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316 Plantation Drive, Montross, VA, 22520 is a Single Family Home for sale at $524,900 with a lot size of 1. 316 Plantation Drive has 3 bedrooms, 2.0 baths, and was built in 1983. The property's zip code is 22520 which is in Montross, VA