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1023 Mountain Top Drive Annapolis, MD $ 455,000
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$ 455,000 Get more info
1023 Mountain Top Drive
$ 455,000
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Share Save

1023 Mountain Top Drive

Annapolis, MD, 21409
$ 455,000
Bedrooms4 Baths2.0 Sq 1,404

Monthly Estimate*

$ 2,839

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Single Family Home for sale in Annapolis, MD

for $455,000 with 4 bedrooms and 2 full baths. This 1,404 square foot home was built in 1962 on a lot size of 0.24.

Charming Cape Cod with Endless Potential in Cape St. Claire! Bring your vision to life in this classic 4-bedroom, 2-bath Cape Cod located in the sought-after Cape St. Claire community. Freshly painted , hardwood floors, plenty of natural light, and ready for your personal touch. The main level features a spacious floor plan with living room and dining room combined, featuring a pellet fire place, kitchen, two main-floor bedrooms and updated bath. Upstairs, two additional bedrooms and a second updated bath provide ample space for family or guests. Partially finished basement with plenty of space for storage. This 1/4 acre lot is perfect for outdoor living, gardening, or future additions. Driveway offers ample off street parking. Enjoy all the amenities Cape St. Claire has to offerprivate beaches, boat ramps, playgrounds, community marina, and award-winning Broadneck schools. Close to Annapolis, commuter routes, and the Chesapeake Bay.

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Single Family Active

Price

$ 455,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 4,496

Style

Cape Cod

Lot Size

0.24

Year Built

1962

Town/City

Annapolis

County/Region

Anne Arundel

MLS | Web ID

MDAA2129382
Features
General
Living Area 1404
Sewer Public Sewer
Heating Forced Air
Cooling Central A/C Ceiling Fan(s)
Possession Settlement
Appliances Dryer Washer Refrigerator Cooktop Water Conditioner - Owned Oven - Wall
Zoning R5
HOA Fee 10.00
Association Fee Includes Common Area Maintenance Pier/Dock Maintenance Reserve Funds
Architectural Style Cape Cod
Construction Materials Brick Aluminum Siding
School District ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
Year Built 1962
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Annually
County ANNE ARUNDEL
New Construction N
Property Type Residential
Association Amenities Beach Boat Ramp Club House Picnic Area Tot Lots/Playground
HOA Y
Subdivision Name CAPE ST CLAIRE
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions CAPE ST CLAIRE ROAD TO LEFT ON MOUNTAIN TOP HOUSE IS ON THE LEFT
City ANNAPOLIS
Disclosures Exempt - Disclosure/Disclaimer
Association Name CAPE ST CLAIRE IMPROVEMENT ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10591.00
Tax Annual Amount 4496.0
Home Warranty Y/N N
Property Condition Average
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 324.07
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision CAPE ST CLAIRE
Tax Lot 23
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Interior
Interior Amenities Ceiling Fan(s)
Heating Fuel Oil
Basement Connecting Stairway Partially Finished Walkout Stairs
Flooring Carpet Wood
Total Fireplaces 1
Fireplace Features Fireplace - Glass Doors Other
Hot Water Propane
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 1404
Half Baths 0
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Bedroom 1 Storage Room Bathroom 1 Bathroom 2
Main Level Bedrooms 2
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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Exterior
Pool No Pool
Fencing Partially
Water Source Well
Type of Parking Driveway On Street
Foundation Details Other
Water View Y/N N
Lot Size Acres 0.24
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 244700.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 1023
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* Excluded Features
List By
American Dream Realty And Management

Broker

marylzimmerman@gmail.com

Email

Affordability Calculator

$3,213
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,839
Monthly Property Taxes
$375
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3533405 Elementary School
3533185 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
12/3/2025$455,000 -4.21% Price Down
10/25/2025$475,000 Listed Price

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1023 Mountain Top Drive, Annapolis, MD, 21409 is a Single Family Home for sale at $455,000 with 1,404 sqft and a lot size of 0.24. 1023 Mountain Top Drive has 4 bedrooms, 2.0 baths, and was built in 1962. The property's zip code is 21409 which is in Annapolis, MD

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