94072 WILLOW OAK Lane Fernandina Beach, FL $ 405,000
94072 WILLOW OAK Lane
$ 405,000
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94072 WILLOW OAK Lane

Fernandina Beach, FL, 32034
$ 405,000
Bedrooms3 Baths2.0 Sq 1,451

Monthly Estimate*

$ 2,527

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Single Family Home for sale in Fernandina Beach, FL

for $405,000 with 3 bedrooms and 2 full baths. This 1,451 square foot home was built in 1998 on a lot size of 0.3.

Welcome to 94072 Willow Oak Lane, located in the serene and established Spanish Oaks neighborhood of Fernandina Beach. This stylish 3-bedroom, 2-bath residence blends modern updates with classic coastal charm. Recent improvements include a new energy-efficient HVAC system (2023), upgraded attic insulation, and a brand-new septic system (2025), providing comfort and peace of mind for years to come. The home features a bright, open layout ideal for everyday living and entertaining. Enjoy proximity to Amelia Island beaches, historic downtown Fernandina Beach, shopping, dining, and top-rated schools, all just minutes away. This move-in-ready home combines convenience, style, and long-term value in one of Nassau County's most desirable communities.

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Single Family Active

Price

$ 405,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,994

Style

Single Family Residence

Lot Size

0.3

Year Built

1998

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2114933

Features
Interior
Interior Amenities Kitchen Island Pantry
Flooring Vinyl
Fireplace Features Wood Burning
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 0
Laundry Features Electric Dryer Hookup Washer Hookup
Total Bedrooms 3
Total Baths 2
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General
Sewer Septic Tank
Heating Central
Cooling Central Air
Utilities Other
Possession Other
Roof Shingle
Appliances Dishwasher Electric Range Electric Water Heater Refrigerator
HOA Fee 210.0
Garage Spaces 1.0
Construction Materials Fiber Cement Stucco
Year Built 1998
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Current Use Single Family
Parcel Number 463N28576A00250000
Assoc Fee Paid Per Annually
County Nassau
New Construction 0
Property Type Residential
HOA Y
Attached Garage N
Subdivision Name Spanish Oaks
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions Drive 94072 Willow Oak turn to Ln Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
MLS Area 471-Nassau County-Chester/Pirates Woods Areas
Lot Size Units Acres
Lot Size Square Feet 13068.0
Carport Y/N N
Listing Terms Other
Property Attached Y/N N
Tax Annual Amount 3994.37
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 471-Nassau County-Chester/Pirates Woods Areas
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Back Yard Vinyl
Parking Features Garage
Water Source Public
Lot Size Area 0.3
Spa N
Lot Size Acres 0.3
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 94072
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* Excluded Features
List By
Homecoin.Com

Broker

888-400-2513

Contact

Affordability Calculator

$2,860
Per Month
88%
12%
0%
Monthly Principal & Interest
$2,527
Monthly Property Taxes
$333
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/2/2025$405,000 -1.22% Price Down
11/10/2025$410,000 -1.20% Price Down
10/24/2025$415,000 Listed Price

Map


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94072 WILLOW OAK Lane, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $405,000 with 1,451 sqft and a lot size of 0.3. 94072 WILLOW OAK Lane has 3 bedrooms, 2.0 baths, and was built in 1998. The property's zip code is 32034 which is in Fernandina Beach, FL