2017 Cardinal Harbour Rd
Prospect, KY, 40059 $ 695,000
Bedrooms3 Baths3.1 Sq 4,222 Monthly Estimate*
$ 4,336
for $695,000 with 3 bedrooms and 3 full baths, 1 half bath. This 4,222 square foot home was built in 1986 on a lot size of 1.03.
A PLACE TO CALL your forever HOME. 2017 Cardinal Harbour is a very impressive and private POOL Home on a 1.03 acre lot with scenic views of the Ohio River. Considered to be one of the best lots in the neighborhood because the neighborhood parkland area is directly behind you. Cardinal Harbour is located in Oldham County the school's and shopping are just 5-10 minutes away. This relaxing community has it all; 80 acres of oasis with a Club House, Tennis Courts, Private boat ramp exclusive for Residents only and their guest/family. Upon entering this amazing Home you will observe a very large family room with beautiful wood beams, wood burning fireplace, and wainscoting all the way to the ceiling. This main level has a Loft accessible from a a grand wooden staircase that leads to a centered mezzanine balcony that overlooks the large family room. This beautiful home has a excellent floor plan. The kitchen is very spacious with lots of cabinets and a breakfast nook evoking views of your pool area and meadow. This home also has a well appointed larger dining area with views of the same just off the kitchen and foyer. All bedrooms are on first floor and have their own bathrooms 3.5 baths or ensuites. Other desirable attributes are a large finished basement with 2 more private sleeping rooms, a full bath, plenty of closets, 1 room has walk-in closet the other a regular closet. these 2 rooms are sleeping rooms (no egress). Tons of storage, and huge utility room and there is much more, such as; an oversized 2 car garage and work bench area, first floor laundry, and storage shed for your pool equipment. This Home has a real sense of comfort and coziness with entertaining areas for everyone. YOU will love relaxing around your 18X40 in-ground heated pool. The new pool cleaner can be run from your phone or internet. A really well built home that is kind of like a resort. Very clean, airy, with grand high ceilings and a perfect layout. 2 wood burning fireplaces one is the Primary/Master Bed Room. Very Nice Lighting too and real hardwoods in some areas. KEY UPGRADES are NEW ROOF 2025, New whole HOUSE GENERATOR 22wk-26kw with automatic Transfer Case, New Dishwasher, New Interior paint in some areas, and a new Pool Cleaner (heated), Brand NEW PROPELLER FANS in the family room as well, which it keeps it very cool. This neighborhood has it all; a Club House, Tennis Courts, Private Boat Ramp (for family and guest), a Horse Barn (for a fee), a storage area for (boats and RV for a fee), and around 80 acres of Parkland and walkable River frontage and a separate community pool all included in the HOA. Homes is this neighborhood go fast due to all the amenities, mature trees, and spectacular views. Truly a neighborhood and HOME too call your forever place.
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Single Family ActiveA-Frame,Patio,Split Level
FeaturesGeneralHeating Forced Air Natural Gas
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 1400.0
Garage Spaces 2.0
Architectural Style A-Frame Patio Split Level
Construction Materials Wood Frame
Year Built 1986
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
Association Amenities Tennis Court Other - See Remarks Clubhouse Pool
HOA Y
Attached Garage Y
Subdivision Name CARDINAL HARBOUR
Garage Y/N Y
Other Structures Barn(s)
Total Rooms 15
Full Baths 3
Status Active
Directions I-265 North to exit #34 US 42 to Left on Rose Island Rd to Cardinal Harbour Rd.
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 44866.0
Carport Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 20-Oldham County N171
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot 28
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InteriorBasement Finished
Total Fireplaces 2
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2629.0
Half Baths 1
Total Bedrooms 3
Below Grade Finished Area 1593.0
Total Baths 4
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ExteriorFencing Partial
Parking Features Attached Entry Side
Water Source Public
Lot Size Area 1.03
Foundation Details Poured Concrete
Spa N
Building Area Total 2629.0
Lot Size Acres 1.03
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByUnited Real Estate LouisvilleBroker
jefferyanrealtor@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,336
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Prospect, KY
Average List Price $1,320,866
Percent of Sale Price 90%
About Prospect, KY 5,212 Population
20% Since 2002
$ 107,414 Median Income
52.51 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
875814 Elementary School
875784 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/5/2025 | $695,000 | -4.14% | Price Down |
| 10/24/2025 | $725,000 | | Listed Price |