1401 21st Street Oceano, CA $ 799,000
1401 21st Street
$ 799,000
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1401 21st Street

Oceano, CA, 93445
$ 799,000
Baths2.0 Sq 1,552

Monthly Estimate*

$ 4,985

Listed by San Luis Bay Realty
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Studio

Multi-Family Home for sale in Oceano, CA

for $799,000 with 2 full baths. This 1,552 square foot home was built in 1980 on a lot size of 0.1501.

Just minutes from the ocean, this beautifully updated duplex offers the best of coastal living and investment potential. With two homes on one lot, it’s ideal for an owner-occupant, multi-generational living, or steady rental income. 1401 21st St features 3 bedrooms and 2 bathrooms, including one bedroom on the main floor and two upstairs. Thoughtful upgrades include new wall heaters, newer carpet, and a remodeled upstairs bathroom that blends comfort and modern style. A private fenced backyard provides space for entertaining, pets, or relaxing in the coastal breeze. 1417 21st St is a single-level 2-bedroom, 1-bath residence showcasing new carpet, a new oven, remodeled bathroom, and updated lighting. With three private outdoor spaces, this unit offers flexibility and privacy that tenants or guests will love. Set in a desirable neighborhood close to the shoreline, restaurants, and schools, this property delivers move-in-ready comfort with strong rental demand. Situated on a corner lot, the property provides ample parking and even has an additional driveway behind the two homes. Whether you’re expanding your investment portfolio or seeking a home that generates income, 1401/1417 21st Street is a versatile opportunity in the heart of Oceano’s beach community.

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Multi-Family Active

Price

$ 799,000

Bedrooms

Studio

Full Bath

2

Property Type

Multi-Family

Taxes

$ 0

Style

Lot Size

0.1501

Year Built

1980

Town/City

Oceano

County/Region

San Luis Obispo

MLS | Web ID

SC25241026

Days on Market

59

Features
General
Sewer Public Sewer
Heating Wall Furnace
Cooling None
Utilities Cable Available Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Composition
Appliances Built-In Range Disposal Gas Oven Gas Range
Zoning RMF
Garage Spaces 0
Pool Features None
Security Features Carbon Monoxide Detector(s) Smoke Detector(s)
Construction Materials Stucco
Year Built 1980
Electric Standard
Tenant Pays Cable TV Electricity Gas
View Coastline Neighborhood Panoramic
Stories Count 2
Levels Two
Property Subtype Duplex
Gross Income 39630
Waterfront Features Ocean Side Of Freeway
Community Features Curbs Storm Drain(s) Suburban Sidewalks
County San Luis Obispo
Net Operating Income 28364
Operating Expense 11266
Insurance Expense 1083
New Construction false
Property Type Residential Income
HOA false
MaintenanceExpense 1406
Subdivision Name Oceano(350)
Garage Y/N false
Special Listing Conditions Standard Trust
Status Active
Directions From US 101 N take exit 187A Left st E Grand Left at S Halcyon Right at Pike Left at 21st St.
City Oceano
Entry Location front
Senior Community Y/N false
Open Parking Spaces 3
Number Of Units Total 2
MLS Area OCNO - Oceano
Lot Size Units Square Feet
Lot Size Square Feet 6538
Carport Spaces 2
Carport Y/N true
Number of Units Leased 2
Listing Terms Cash Cash to New Loan Submit
Property Attached Y/N true
Land Lease Y/N false
Current Financing Conventional
Trash Expense 967
Water Sewer Expense 2735
Additional Parcels Y/N false
Rent Control Y/N false
Virtual Tour https://view.knapp-media.com/order/13e0cfe5-0ba4-45ed-4a9a-08de108b6254?branding=false https://view.knapp-media.com/order/13e0cfe5-0ba4-45ed-4a9a-08de108b6254
Building Area Units Square Feet
Standard Status Active
Year Built Source Estimated
Tax Lot 1
Total Actual Rent 3265
Property Sub Type Additional Duplex
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Interior
Interior Amenities Ceiling Fan(s) Bedroom on Main Level
Flooring Carpet Vinyl
Fireplace Features None
Total Stories 2
Common Walls 1 Common Wall No One Above No One Below
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Laundry Features Electric Dryer Hookup Gas Dryer Hookup
Entry Level 1
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Exterior
Exterior Amenities Rain Gutters
Fencing Wood
Parking Features Attached Carport Assigned Asphalt Concrete Covered Driveway One Space Shared Driveway
Lot Features 0-1 Unit/Acre Back Yard Corner Lot Lawn Yard
Water Source Public
Total Parking 5
Lot Size Area 6538
Foundation Details Slab
Number of Buildings 1
Building Area Total 1552
Lot Size Acres 0.1501
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Number of Separate Water Meters 1
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type City Street
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* Excluded Features
List By
San Luis Bay Realty

Broker

kris@sanluisbayrealty.com

Email

Affordability Calculator

$4,985
Per Month
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Monthly Principal & Interest
$4,985
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/20/2025$799,000 Listed Price

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1401 21st Street, Oceano, CA, 93445 is a Multi-Family Home for sale at $799,000 with 1,552 sqft and a lot size of 0.1501. 1401 21st Street is a studio with 2.0 baths and was built in 1980. The property's zip code is 93445 which is in Oceano, CA