108 Pin Oak Road
Spencer, IN, 47460 $ 405,000
Bedrooms4 Baths3.1 Sq 2,552 Monthly Estimate*
$ 2,494
for $405,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,552 square foot home was built in 2025 on a lot size of 0.305.
The Sequoia offers 2,552 sq ft of thoughtfully designed living space with 4 bedrooms and 3.5 baths, perfectly suited for todays need for flexibility and room to grow. The main level features an open-concept living, kitchen, and dining area, along with a welcoming foyer with half bath and a convenient laundry room located just off the kitchen near the 2-car garage. The main-floor primary suite serves as a private retreat, complete with a tiled walk-in shower, dual-sink vanity, and walk-in closet. A covered front porch adds the perfect place to relax and enjoy the neighborhood atmosphere. Upstairs, the layout opens up even more possibilities with a spacious family room, two bedrooms connected by a Jack-and-Jill bath, and an additional bedroom suite featuring its own full bath and walk-in closet, ideal for guests, in-laws, or anyone who appreciates extra privacy. Notable upgrades include solid wood interior doors, luxury vinyl plank flooring, a 96% energy-efficient natural gas furnace, and 200-amp electrical service. Located in the Four Oaks community, residents enjoy access to a clubhouse, lakefront walking trail, dog park, city utilities, and fiber internet, offering the perfect blend of comfort, community, and convenience just minutes from Spencer and Bloomington.
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FeaturesGeneralSewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Deck Open Dryer Hook Up Electric Eat-In Kitchen Foyer Entry Garage Door Opener Kitchen Island Near Walking Trail Open Floor Plan Porch Covered
Status Active Cont-AccptngBackupOffers
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style Two Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 1
REO No
Status Detail 1
Common Amenities Clubhouse Dock Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision Near Walking Trail
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
HOA Fees $ 300
Energy Efficient HVAC
Architctural Style Traditional
Total Sq Ft 2552
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 10 .305A
Virtual Tour https://youtu.be/WO1iamUrh_Y?si=C_31mLXoqAxdLUcH
Agent First Name Samantha
Agent Last Name Carver
DOM 117
Tax Year Not Assessed
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ExteriorRoad Surface Paved
Road Access Private
Exterior Stone Vinyl
Driveway Concrete
Pool No
Garage Length 23
Garage Width 23
Lot Size Area 13286
Lot Dimensions Irregular
Lot Description Irregular 0-2.9999
Fence None
Water Features Walk to Lake Access
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 2
Waterfront Y/N No
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InteriorBasement Slab
Flooring Carpet Other
HVAC High Efficiency Furnace SEER 14
Beds 4
Total Rooms 10
Dining Room Length 17
Dining Room Width 10
Fireplace None
Family Room Width 11
Living Room Width 18
Family Room Length 10
Living Room Length 17
Full Baths Main 1
Full Baths Upper 2
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 10
2nd Bedroom Level Upper
2nd Bedroom Width 12
3rd Bedroom Length 13
3rd Bedroom Level Upper
3rd Bedroom Width 14
4th Bedroom Length 10
4th Bedroom Level Upper
4th Bedroom Width 14
Extra Room Description Entry Foyer
Extra Room Length 14
Extra Room Level Main
Extra Room Width 11
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* Excluded FeaturesList BySamantha CarverListing Agent
Home Team PropertiesBroker
scarver@homefinder.orgEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,494
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spencer, IN
Average List Price $418,321
Percent of Sale Price 3%
About Spencer, IN 2,332 Population
-12% Since 2002
$ 40,502 Median Income
40.93 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/23/2025 | $405,000 | | Listed Price |