108 Pin Oak Road Spencer, IN $ 405,000
108 Pin Oak Road
$ 405,000
New Construction
Share Save

108 Pin Oak Road

Spencer, IN, 47460
$ 405,000
Bedrooms4 Baths3.1 Sq 2,552

Monthly Estimate*

$ 2,527

108 Pin Oak Road, Spencer, IN 47460 - Image 1
108 Pin Oak Road, Spencer, IN 47460 - Image 2
108 Pin Oak Road, Spencer, IN 47460 - Image 3
108 Pin Oak Road, Spencer, IN 47460 - Image 4
108 Pin Oak Road, Spencer, IN 47460 - Image 5
108 Pin Oak Road, Spencer, IN 47460 - Image 6
108 Pin Oak Road, Spencer, IN 47460 - Image 7
108 Pin Oak Road, Spencer, IN 47460 - Image 8
108 Pin Oak Road, Spencer, IN 47460 - Image 9
108 Pin Oak Road, Spencer, IN 47460 - Image 10
108 Pin Oak Road, Spencer, IN 47460 - Image 11
108 Pin Oak Road, Spencer, IN 47460 - Image 12
108 Pin Oak Road, Spencer, IN 47460 - Image 13
108 Pin Oak Road, Spencer, IN 47460 - Image 14
108 Pin Oak Road, Spencer, IN 47460 - Image 15
108 Pin Oak Road, Spencer, IN 47460 - Image 16
108 Pin Oak Road, Spencer, IN 47460 - Image 17
108 Pin Oak Road, Spencer, IN 47460 - Image 18
108 Pin Oak Road, Spencer, IN 47460 - Image 19
108 Pin Oak Road, Spencer, IN 47460 - Image 20
108 Pin Oak Road, Spencer, IN 47460 - Image 21
108 Pin Oak Road, Spencer, IN 47460 - Image 22
108 Pin Oak Road, Spencer, IN 47460 - Image 23
108 Pin Oak Road, Spencer, IN 47460 - Image 24
108 Pin Oak Road, Spencer, IN 47460 - Image 25
108 Pin Oak Road, Spencer, IN 47460 - Image 26
108 Pin Oak Road, Spencer, IN 47460 - Image 27
108 Pin Oak Road, Spencer, IN 47460 - Image 28
108 Pin Oak Road, Spencer, IN 47460 - Image 29
108 Pin Oak Road, Spencer, IN 47460 - Image 30
108 Pin Oak Road, Spencer, IN 47460 - Image 31
108 Pin Oak Road, Spencer, IN 47460 - Image 32
108 Pin Oak Road, Spencer, IN 47460 - Image 33
108 Pin Oak Road, Spencer, IN 47460 - Image 34
108 Pin Oak Road, Spencer, IN 47460 - Image 35
108 Pin Oak Road, Spencer, IN 47460 - Image 36
View a Virtual Tour

Single Family Home for sale in Spencer, IN

for $405,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,552 square foot home was built in 2025 on a lot size of 0.305.

Featuring 4 BR & 3.5 Ba, this 2,552 sqft Sequoia design delivers the extra space & flexible layout today’s lifestyle demands. Main level offers open living, kitchen, & dining area, welcoming foyer w/ half bath, & convenient laundry room off the kitchen near the 2-car garage. Main-floor primary suite includes tiled walk-in shower, dual vanity, & walk-in closet, creating a private retreat. A covered front porch provides the perfect spot to unwind & enjoy the neighborhood. Upper level expands your possibilities w/ large family room, two bedrooms connected by Jack-and-Jill bath, & additional bedroom suite w/ private full bath & walk-in closet - excellent for guests, in-laws, or kids who need their own space. Notable upgrades include solid wood interior doors, luxury vinyl plank flooring, 96% energy-efficient natural gas furnace, & 200-amp electrical service. Located in Four Oaks, homeowners enjoy access to a clubhouse, lakefront walking trail, dog park, city utilities, & fiber internet, combining comfort, community, & convenience just minutes from Spencer & Bloomington.

See more

Single Family Active

Price

$ 405,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.305

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202543086

Features
General
Sewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Deck Open Dryer Hook Up Electric Eat-In Kitchen Foyer Entry Garage Door Opener Kitchen Island Near Walking Trail Open Floor Plan Porch Covered
Status Active Active
Full Baths 3
Half Baths 1
Bathrooms 4
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style Two Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 0
REO No
Status Detail 0
Common Amenities Clubhouse Dock Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision Near Walking Trail
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
HOA Fees $ 300
Energy Efficient HVAC
Architctural Style Traditional
Total Sq Ft 2552
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 10 .305A
Virtual Tour https://youtu.be/WO1iamUrh_Y?si=C_31mLXoqAxdLUcH
Agent First Name Samantha
Agent Last Name Carver
DOM 54
Tax Year Not Assessed
See more
Exterior
Road Surface Paved
Road Access Private
Exterior Stone Vinyl
Driveway Concrete
Pool No
Garage Length 23
Garage Width 23
Lot Size Area 13286
Lot Dimensions Irregular
Lot Description Irregular 0-2.9999
Fence None
Water Features Walk to Lake Access
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 2
Waterfront Y/N No
See more
Interior
Basement Slab
Flooring Carpet Other
HVAC High Efficiency Furnace SEER 14
Beds 4
Total Rooms 10
Dining Room Length 17
Dining Room Width 10
Fireplace None
Family Room Width 11
Living Room Width 18
Family Room Length 10
Living Room Length 17
Full Baths Main 1
Full Baths Upper 2
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 10
2nd Bedroom Level Upper
2nd Bedroom Width 12
3rd Bedroom Length 13
3rd Bedroom Level Upper
3rd Bedroom Width 14
4th Bedroom Length 10
4th Bedroom Level Upper
4th Bedroom Width 14
Extra Room Description Entry Foyer
Extra Room Length 14
Extra Room Level Main
Extra Room Width 11
See more
* Excluded Features
List By
Samantha Carver

Listing Agent

Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,527
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,527
Monthly Property Taxes
--
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

The time to sell is now
THE TIME TO SELL IS NOW! What's my home worth?
Nearby
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
10/23/2025$405,000 Listed Price

Map


See all

108 Pin Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $405,000 with 2,552 sqft and a lot size of 0.305. 108 Pin Oak Road has 4 bedrooms, 3.1 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN