4020 Academy Street Bellingham, WA $ 945,000
4020 Academy Street
$ 945,000
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4020 Academy Street

Bellingham, WA, 98226
$ 945,000
Bedrooms4 Baths2.1 Sq 2,234

Monthly Estimate*

$ 5,896

Listed by Windermere Real Estate Whatcom
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Single Family Home for sale in Bellingham, WA

for $945,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,234 square foot home was built in 1978 on a lot size of 0.27.

Now priced under $950K – Silver Beach lake-view remodel! Enjoy stunning Lake Whatcom views from this beautifully updated 4-bed, 2.25-bath home on a quiet street. Fully renovated in 2025, it feels brand new with designer finishes, new windows, and a spacious entertaining deck. The open kitchen, living, and dining areas—and the primary suite with private balcony—showcase breathtaking water views. With 2,234 SF, quartz counters, all-electric appliances, and fireplaces on both levels, comfort and style abound. Peaceful 0.27-acre lot with mature landscaping, ample parking, and prime access to the lake, trails, and top-rated schools.

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Single Family Contingent

Price

$ 945,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 515

Style

Split Entry

Lot Size

0.27

Year Built

1978

Town/City

Bellingham

County/Region

Whatcom

MLS | Web ID

2447425

Features
General
Living Area 2234
Sewer Sewer Connected
Heating Ductless
Cooling Ductless
Possession Closing
Roof Composition
Appliances Dishwasher(s) Disposal Dryer(s) Microwave(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)
HOA Fee 0
Garage Spaces 2
Security Features Partially Fenced
Year Built 1978
View Lake
Topography Level
Levels Multi/Split
Property Subtype Single Family Residence
Tax Year 2025
County Whatcom
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Silver Beach
Garage Y/N Y
Full Baths 1
Special Listing Conditions None
Status Contingent
Directions GPS works.
High School Squalicum High
City Bellingham
Entry Location Split
Senior Community Y/N N
High School District Bellingham
MLS Area 860 - Bellingham
Lot Size Units Square Feet
Lot Size Square Feet 11761
Carport Y/N N
Listing Terms Cash Out Conventional FHA VA Loan
Elementary School Silver Beach Elem
Land Lease Y/N N
Tax Annual Amount 515
Middle/Junior High School Buyer To Verify
Property Condition Updated/Remodeled
Public Remarks Now priced under $950K Silver Beach lake-view remodel! Enjoy stunning Lake Whatcom views from this beautifully updated 4-bed 2.25-bath home on a quiet street. Fully renovated in 2025 it feels brand
Structure Type House
Building Area Units Square Feet
Standard Status Active Under Contract
Water Company COB
Property Style 14 - Split Entry
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Interior
Interior Amenities Ceiling Fan(s) Double Pane/Storm Window Fireplace Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Vinyl Plank
Total Fireplaces 2
Fireplace Features Electric
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
3/4 Baths 1
Total Bedrooms 4
Main Level Bedrooms 0
Total Baths 3
Fireplaces Main 1
Fireplaces Lower 1
Power Production Type Electric
Baths Three Quarter Garage 0
Baths Three Quarter Lower 0
Baths Three Quarter Main 0
Baths Three Quarter Upper 1
Bedrooms Lower 2
Bedrooms Upper 2
Baths Half Upper 1
Baths Half Main 0
Baths Half Lower 0
Baths Half Garage 0
Baths Full Upper 0
Baths Full Main 0
Baths Full Lower 1
Baths Full Garage 0
Bathrooms 2.25
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Exterior
Exterior Amenities Cement Planked
Vegetation Garden Space
Parking Features Driveway Detached Garage
Lot Features Dead End Street
Water Source Community
Total Parking 2
Inclusions Dishwasher(s) Dryer(s) Garbage Disposal Microwave(s) Refrigerator(s) Stove(s)/Range(s) Washer(s)
Foundation Details Poured Concrete
Building Area Total 2234
Lot Size Acres 0.27
Waterfront Y/N N
Covered Spaces 2
Irrigation Water Rights Y/N N
Site Features Deck Fenced-Partially Gas Available Patio
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Internal Only
OriginalMLSID NWM2447425
Street Number 1 4020
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* Excluded Features
List By
Noah Braun

Listing Agent

Windermere Real Estate Whatcom

Broker

Affordability Calculator

$5,938
Per Month
99%
1%
0%
Monthly Principal & Interest
$5,896
Monthly Property Taxes
$43
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
257088 Elementary School
3100357 Middle School
Squalicum High High School
Pricing History
DatePricePrice ChangeDescription
10/23/2025$945,000 Listed Price

Map


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4020 Academy Street, Bellingham, WA, 98226 is a Single Family Home for sale at $945,000 with 2,234 sqft and a lot size of 0.27. 4020 Academy Street has 4 bedrooms, 2.1 baths, and was built in 1978. The property's zip code is 98226 which is in Bellingham, WA