44 Cumberland Street Ocean Isle Beach, NC $ 1,475,000
44 Cumberland Street
$ 1,475,000
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44 Cumberland Street

Ocean Isle Beach, NC, 28469
$ 1,475,000
Bedrooms5 Baths4.1 Sq 2,880

Monthly Estimate*

$ 9,202

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Single Family Home for sale in Ocean Isle Beach, NC

for $1,475,000 with 5 bedrooms and 4 full baths, 1 half bath. This 2,880 square foot home was built in 2004 on a lot size of 0.13.

This beautifully custom-built 5-bedroom, 4.5-bath deep water canal home offers the perfect blend of luxury, comfort, and functionality, just moments from the Intracoastal Waterway entrance. Boaters will love the private boat dock, making it easy to launch right from your backyard. Designed with a reverse floor plan, this home is all about the views. Enjoy spectacular sunrises and sunsets from the multiple expansive front and rear decks, including screened-in canal-side decks on both levels that provide the perfect space to unwind or entertain while overlooking the water. A spiral staircase connects the canal side decks for easy access and added charm. Inside, the heart of the home is the open-concept living and dining area, anchored by a cozy gas log fireplace and soaring raised beaded board vaulted ceiling that fills the space with coastal character and light. The completely remodeled kitchen (February 2025) features all-new cabinetry, countertops, backsplash, a sleek stainless steel farm sink, and a reverse osmosis water filtration system servicing both the sink and refrigerator. Each of the five spacious bedrooms opens onto a deck, giving every guest or family member their own peaceful outdoor retreat. The primary suite is a true sanctuary, offering dual closets and a spa-inspired bath with a garden tub and walk-in shower. This home is also equipped with a 3-stop elevator for convenience and accessibility and a fortified roof installed in August 2025, providing added peace of mind with enhanced protection against severe weather. The fortified roof also reduces the cost of your insurance! Whether you're searching for a full-time residence or an extraordinary coastal getaway, this thoughtfully designed waterfront home checks every box!

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Single Family Active

Price

$ 1,475,000

Bedrooms

5

Full Bath

4

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Single Family Residence

Lot Size

0.13

Year Built

2004

Town/City

Ocean Isle Beach

County/Region

Brunswick

MLS | Web ID

100537196

Features
General
Living Area 2880.0
Heating Fireplace(s) Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow At Closing
Roof Shingle
Appliances Mini Refrigerator Electric Oven Built-In Microwave Washer Refrigerator Dryer Dishwasher
Zoning AE
Garage Spaces 2.0
Patio/Porch Features Covered Deck Patio Porch Screened
Pool Features None
Construction Materials Wood Siding
Year Built 2004
View Canal ICW Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Parcel Number 244oq052
Waterfront Features Bulkhead Canal Front
County Brunswick
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Not In Subdivision
Garage Y/N N
Total Rooms 7
Full Baths 4
Status Active
Directions Cross the OIB bridge and turn left onto East Second St. Turn left onto Cumberland St. House is on the right.
High School West Brunswick
City Ocean Isle Beach
High School District Brunswick County Schools
Lot Size Units Acres
Lot Size Square Feet 5663.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Union
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Shallotte Middle
Lease Considered Y/N N
Virtual Tour https://www.zillow.com/view-imx/4619cd72-dcc5-4729-b0d0-a3cfd914c04a?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 1252990
Legal Description L-52 Canal 2 S-A&B Oib Plat H/374
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Interior
Interior Amenities Vaulted Ceiling(s) Entrance Foyer Ceiling Fan(s) Elevator Furnished Reverse Floor Plan Walk-in Shower Blinds/Shades Gas Log
Flooring Tile Wood
Furnished Y/N Furnished
Water Heater Electric
Fireplace Features Gas Log
Master Bed Level Primary Living Area
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Half Baths 1
Laundry Features Laundry Closet
Total Bedrooms 5
Room Type Dining Area
Total Baths 5
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Exterior
Exterior Amenities Outdoor Shower Irrigation System
Exterior Finish Wood Siding
Fencing Partial
Parking Features Off Street On Site
Lot Features Boat Dock Bulkhead
Water Source Public
Total Parking 2.0
Lot Size Area 0.13
Foundation Details Other Pilings
Spa N
Building Area Total 2880
Lot Dimensions 49x113x50x114
Lot Size Acres 0.13
Road Surface Type Paved
Frontage Type Canal Front
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 44
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* Excluded Features
List By
Frances Warner Real Estate Group

Listing Agent

Coldwell Banker Sea Coast Advantage

Broker

FrancesWarnerRealtor@gmail.com

Email

Affordability Calculator

$9,202
Per Month
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0%
Monthly Principal & Interest
$9,202
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4664929 Elementary School
4878979 Middle School
West Brunswick High School High School
Pricing History
DatePricePrice ChangeDescription
10/21/2025$1,475,000 Listed Price

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44 Cumberland Street, Ocean Isle Beach, NC, 28469 is a Single Family Home for sale at $1,475,000 with 2,880 sqft and a lot size of 0.13. 44 Cumberland Street has 5 bedrooms, 4.1 baths, and was built in 2004. The property's zip code is 28469 which is in Ocean Isle Beach, NC