384 Main Street Oneonta, NY $ 245,000
384 Main Street
$ 245,000
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384 Main Street

Oneonta, NY, 13820
$ 245,000
Bedrooms5 Baths1.1 Sq 2,850

Monthly Estimate*

$ 1,528

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Single Family Home for sale in Oneonta, NY

for $245,000 with 5 bedrooms and 1 full bath, 1 half bath. This 2,850 square foot home was built in 1900 on a lot size of 0.15.

We found you quite a GRAND VICTORIAN DAME oozing with character, grace and charm! For the past few decades she's been used for professional offices without altering the floor plan and gracious flow. The grace and charm is very apparent entering through the beveled glass vestibule and taking in the grand light-filled open staircase. The living room, with fireplace and leaded glass windows, runs the width of the front of the home. The dining room is on the opposite side of the foyer, with the very large butler's pantry and kitchen just down the hall. A large first floor bedroom (or family room) with half bath and the laundry room round out the first floor. Walking up the wide staircase you can't help but fall in love with the huge intricate pair of windows offering all that natural sunlight. On the second floor your eyes will take you immediately to the charming morning room with more beautiful windows, the perfect spot to read a book or maybe set up your home office. There are four generously sized bedrooms and a full bath on this floor and just down the hall the door to the massive walk-up attic. As you stroll through the home you'll see so many details: pocket doors, curved handrail, hardwood floors, beautiful woodwork, 5 panel wood doors and the incredible butler's pantry. The home has an abundance of storage; huge closets, the attic and the basement. The systems in the home are updated, including the 4 zone boiler, water heater and electric. Roof is newer. MU-2 zoning, should you want to have a home office/practice. She does need a few cosmetics but you can't reproduce the quality, character and space she has to offer! Schedule your visit today!

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Single Family Contingent

Price

$ 245,000

Bedrooms

5

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 6,705

Style

TwoStory,Victorian

Lot Size

0.15

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1645697

Features
Interior
Interior Amenities CeilingFans Den SeparateFormalDiningRoom EntranceFoyer EatInKitchen SeparateFormalLivingRoom Library Pantry NaturalWoodwork BedroomOnMainLevel
Basement Full
Flooring Carpet Hardwood Varies Vinyl
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features LeadedGlass ThermalWindows
Fireplace Y/N Yes
Half Baths 1
Laundry Features MainLevel
Total Bedrooms 5
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 2
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General
Sewer Connected
Heating Oil HotWater
Cooling AtticFan WindowUnits
Utilities CableAvailable ElectricityAvailable HighSpeedInternetAvailable SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt Shingle
Appliances Dryer GasWaterHeater Washer
Garage Spaces 2.0
Patio/Porch Features Covered Porch
Architectural Style TwoStory Victorian
Construction Materials BlownInInsulation Frame
School District Oneonta
Year Built 1900
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Accessibility AccessibleFullBath AccessibleBedroom
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 12
Full Baths 1
Status ActiveUnderContract
Directions Main Street at Tilton
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 6534.0
Year Built Details Existing
Tax Annual Amount 6705.0
Property Condition Resale
Virtual Tour https://video214.com/play/34Mu61dOZuYGcrxa30fgqA/s/dark
Standard Status ActiveUnderContract
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 175000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 49
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Exterior
Exterior Amenities BlacktopDriveway
Parking Features Detached Electricity Garage GarageDoorOpener
Lot Features CornerLot NearPublicTransit Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.15
Foundation Details Stone
Building Area Total 2850.0
Lot Dimensions 55X130
Lot Size Acres 0.15
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 384
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 434-5972

Phone

Affordability Calculator

$2,087
Per Month
73%
27%
0%
Monthly Principal & Interest
$1,528
Monthly Property Taxes
$559
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/21/2025$245,000 Listed Price

Map


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384 Main Street, Oneonta, NY, 13820 is a Single Family Home for sale at $245,000 with 2,850 sqft and a lot size of 0.15. 384 Main Street has 5 bedrooms, 1.1 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY