102 Pin Oak Road Spencer, IN $ 399,999
102 Pin Oak Road
$ 399,999
New Construction
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102 Pin Oak Road

Spencer, IN, 47460
$ 399,999
Bedrooms3 Baths2.1 Sq 2,133

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Spencer, IN

for $399,999 with 3 bedrooms and 2 full baths, 1 half bath. This 2,133 square foot home was built in 2025 on a lot size of 0.311.

Welcome to The Magnolia, a 2,133 sq ft new construction home located in the desirable Four Oaks subdivision. This thoughtfully designed 3-bedroom, 2.5-bath layout offers an open-concept main level, a flexible home office, and a 3-car attached garage-perfectly balancing style and functionality. The kitchen is the heart of the home, featuring solid wood cabinetry with soft-close doors and drawers, quartz countertops, a spacious prep island, and stainless steel appliances. Luxury vinyl plank flooring flows throughout the main level, which also includes a convenient half bath and an inviting entry from the covered front porch into a light-filled living space. Upstairs, the primary suite serves as a private retreat with a tiled walk-in shower, dual-sink vanity, and a generous 10x8 walk-in closet. A versatile 12x12 family room anchors the upper level, along with a laundry room, full bath, and two additional bedrooms ideal for guests, children, or hobbies. Set within Four Oaks, residents enjoy peaceful surroundings, thoughtful neighborhood amenities, and the charm of small-town living with a spacious country feel-all while remaining close to Spencer conveniences and Bloomington attractions.

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Single Family Pending

Price

$ 399,999

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.311

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22069159

Features
Interior
Interior Amenities Entrance Foyer Hi-Speed Internet Availbl Walk-In Closet(s)
Basement (Y/N) N
Half Baths 1
Laundry Features Upper Level
Total Bedrooms 3
Main Level Bedrooms 0
Total Baths 3
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General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Closing
Appliances Dishwasher Dryer Electric Water Heater Disposal Microwave Electric Oven Refrigerator Washer
HOA Fee 300
Garage Spaces 3
Patio/Porch Features Covered Deck Wrap Around
Architectural Style Traditional
Construction Materials Vinyl With Stone
Year Built 2025
Electric 200+ Amp Service
Township Washington
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Owen
New Construction Y
Property Type Residential
HOA Y
Subdivision Name Four Oaks
Garage Y/N Y
Total Rooms 9
Full Baths 2
Status Pending
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 13547
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Current Financing Conventional FHA VA
Middle/Junior High School Owen Valley Middle School
Property Condition New Construction
Additional Parcels Y/N N
Virtual Tour https://www.youtube.com/watch?v=qVg7lBmFLhI
Builder Name Owen Co Homebuilders
Standard Status Pending
Tax Lot 601026300370107027
Legal Description Four Oaks SD Ph 1 Lot 7 .311A
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Exterior
Parking Features Attached Concrete Garage Door Opener
Lot Features Close to Clubhouse Corner Lot Irregular Lot Rural - Subdivision Sidewalks
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 2133
Lot Size Acres 0.311
Horse Amenities None
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* Excluded Features
List By
Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,463
Per Month
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Monthly Principal & Interest
$2,463
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
10/21/2025$399,999 Listed Price

Map


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102 Pin Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $399,999 with 2,133 sqft and a lot size of 0.311. 102 Pin Oak Road has 3 bedrooms, 2.1 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN