102 Pin Oak Road
Spencer, IN, 47460 $ 399,999
Bedrooms3 Baths2.1 Sq 2,133 Monthly Estimate*
$ 2,495
for $399,999 with 3 bedrooms and 2 full baths, 1 half bath. This 2,133 square foot home was built in 2025 on a lot size of 0.311.
Introducing The Magnolia, a 2,133 sqft new construction home in the sought-after Four Oaks subdivision. This 3-bed, 2.5-bath floor plan features an open-concept main level, flexible office, & 3-car attached garage, creating the ideal blend of function & modern design. The kitchen takes center stage w/ solid wood cabinetry, soft-close doors & drawers, quartz countertops, large prep island, & stainless appliances. The main level features luxury vinyl plank flooring, convenient half bath, & doors that welcome you from the covered front porch into a bright, open living area. Upstairs, the primary suite is a relaxing retreat w/ walk-in tiled shower, dual sink vanity, & spacious 10x8 walk-in closet. A versatile 12x12 family room anchors the upper level, along w/ laundry room, additional full bath, & two more bedrooms - perfect for guests, kids, or hobbies. Nestled in Four Oaks, this community offers the charm of small-town living with a big country feel, along with thoughtful subdivision amenities, peaceful surroundings, & close proximity to both Spencer conveniences & Bloomington attractions.
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FeaturesGeneralSewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Upper
Fireplaces No
Garage Attached
Amenities 1st Bdrm En Suite Ceiling-9+ Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Deck Open Disposal Dryer Hook Up Electric Eat-In Kitchen Foyer Entry Garage Door Opener Kitchen Island Near Walkin
Status Active Cont-First Right
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style Two Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 0
REO No
Status Detail 6
Common Amenities Clubhouse Dock Sidewalks
Dining Room Level Main
Area Owen County
Location Rural Subdivision
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
HOA Fees $ 300
Energy Efficient HVAC
Architctural Style Traditional
Total Sq Ft 2133
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 7 .311A
Virtual Tour https://www.youtube.com/watch?v=qVg7lBmFLhI
Agent First Name Samantha
Agent Last Name Carver
DOM 55
Tax Year Not Assessed
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ExteriorRoad Surface Paved
Road Access Private
Exterior Stone Vinyl
Driveway Concrete
Pool No
Garage Length 23
Garage Width 29
Lot Size Area 13547
Lot Dimensions Irregular
Lot Description Corner Level 0-2.9999
Fence None
Water Features Walk to Lake Access
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 3
Waterfront Y/N No
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InteriorBasement Slab
Flooring Carpet Other
HVAC High Efficiency Furnace SEER 14
Beds 3
Total Rooms 9
Dining Room Length 13
Dining Room Width 8
Fireplace None
Family Room Width 12
Living Room Width 16
Family Room Length 12
Living Room Length 20
Full Baths Main 0
Full Baths Upper 2
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 1
Half Baths Upper 0
1st Bedroom Level Upper
1st Bedroom Width 16
2nd Bedroom Length 11
2nd Bedroom Level Upper
2nd Bedroom Width 13
3rd Bedroom Length 11
3rd Bedroom Level Upper
3rd Bedroom Width 13
Extra Room Description Office
Extra Room Length 12
Extra Room Level Main
Extra Room Width 10
Basement Material Poured Concrete
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* Excluded FeaturesList BySamantha CarverListing Agent
Home Team PropertiesBroker
scarver@homefinder.orgEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,495
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Spencer, IN
Average List Price $412,476
Percent of Sale Price 3%
About Spencer, IN 2,332 Population
-12% Since 2002
$ 40,502 Median Income
40.93 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/21/2025 | $399,999 | | Listed Price |