1027 OCEAN SPRAY DRIVE Ruskin, FL $ 479,900
1027 OCEAN SPRAY DRIVE
$ 479,900
Open House 2/7 11am - 2pm
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1027 OCEAN SPRAY DRIVE

Ruskin, FL, 33570
$ 479,900
Bedrooms4 Baths3.1 Sq 2,798

Monthly Estimate*

$ 2,955

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View a Virtual Tour

Single Family Home for sale in Ruskin, FL

for $479,900 with 4 bedrooms and 3 full baths, 1 half bath. This 2,798 square foot home was built in 2022 on a lot size of 0.15.

Discover this stunning 4-bedroom, 3.5-bathroom waterfront home in the desirable Shell Cove community of Ruskin. From the moment you arrive, you'll be greeted by mature landscaping and the impressive oversized 3-car garage. Step inside to an elegant, open-concept design featuring tall ceilings and ceramic tile throughout. The spacious kitchen and family room combination is perfect for entertaining, anchored by a huge island/breakfast bar, sleek dark wood cabinetry, and stainless steel appliances. A bright dinette area sits conveniently adjacent to the kitchen. The large 3-panel sliders in the main living area perfectly frame the peaceful pond views out back, bringing the serene waterfront setting into your home. The home also includes a versatile bonus room and a large, central laundry room. The thoughtful split-bedroom layout offers exceptional privacy. The primary suite is a true retreat with an en suite bathroom and a large walk-in closet. A rare find, the second bedroom also features its own en suite bathroom and walk-in closet, making it an ideal guest or in-law suite. The additional bedrooms are generously sized. Community Amenities: Enjoy the best of community living with a fantastic array of amenities, including a Clubhouse, sparkling Pool, Playground, and Dog Park. The neighborhood features Sidewalks for pleasant strolls, a convenient Community Mailbox center, and is secured by Deed Restrictions. This home is an absolute must-see for those seeking waterfront living, luxury amenities, and a vibrant community lifestyle!

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Open House

2/7/2026 11:00 AM - 2:00 PM
1027 OCEAN SPRAY DRIVE Ruskin, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 479,900

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 10,241

Style

Contemporary

Lot Size

0.15

Year Built

2022

Town/City

Ruskin

County/Region

Hillsborough

MLS | Web ID

TB8438269

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Available
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
Zoning PD
HOA Fee 90
Garage Spaces 3
Association Fee Includes Community Pool Pool Maintenance
Patio/Porch Features Covered Front Porch Rear Porch Screened
Architectural Style Contemporary
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2022
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Clubhouse Community Mailbox Deed Restrictions Dog Park Playground Pool
Assoc Fee Paid Per Annually
County Hillsborough
New Construction false
Property Type Residential
Association Amenities Clubhouse Playground Pool
Attached Garage true
Subdivision Name SHELL COVE PH 1
Facing Direction South
Garage Y/N true
Total Rooms 11
Full Baths 3
Status Active
Directions Heading South on US Hwy 41 towards Ruskin right onto W Shell Point Rd turn right into Shell Cove community right onto Ocean Spray Dr home is on the left.
City RUSKIN
Association Name Beverly Pabon
Senior Community Y/N false
MLS Area 33570 - Ruskin/Apollo Beach
Lot Size Units Square Feet
Lot Size Square Feet 6600
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 10241.63
Home Warranty Y/N true
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/2287b70d-a823-49b7-b9c0-1a8e3c991fcc?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
TaxOtherAnnualAssessmentAmount 3625
Tax Lot 395
Legal Description SHELL COVE PHASE 1 LOT 395
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 7.5
Additional Rooms Den/Library/Office Inside Utility
Water View Y/N false
Flood Zone Code X500*
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Interior
Interior Amenities Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Living Room/Dining Room Combo Open Floorplan Skylight(s) Solid Surface Counters Solid Wood Cabinets Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Sidewalk Sliding Doors
Vegetation Mature Landscaping
Parking Features Driveway Guest Oversized
Lot Features City Lot In County Level
Water Source Public
Lot Size Area 6600
Foundation Details Slab
Building Area Total 3689
Lot Dimensions 55 x 120
Lot Size Acres 0.15
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N false
Covered Spaces 3
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* Excluded Features
List By
Keller Williams South Shore

Broker

David@LovitchGroup.com

Email

Affordability Calculator

$3,808
Per Month
78%
22%
0%
Monthly Principal & Interest
$2,955
Monthly Property Taxes
$853
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/21/2026$479,900 -2.04% Price Down
12/19/2025$489,900 Listed Price

Map


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1027 OCEAN SPRAY DRIVE, Ruskin, FL, 33570 is a Single Family Home for sale at $479,900 with 2,798 sqft and a lot size of 0.15. 1027 OCEAN SPRAY DRIVE has 4 bedrooms, 3.1 baths, and was built in 2022. The property's zip code is 33570 which is in Ruskin, FL