3940 Coconut Drive St James City, FL $ 175,000
3940 Coconut Drive
$ 175,000
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3940 Coconut Drive

St James City, FL, 33956
$ 175,000
Bedrooms2 Baths1.0 Sq 660

Monthly Estimate*

$ 1,092

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Single Family Home for sale in St James City, FL

for $175,000 with 2 bedrooms and 1 full bath. This 660 square foot home was built in 1970 on a lot size of 0.094.

Unrestricted Gulf Access Opportunity – Prime Location with Exceptional Potential This property presents one of the most coveted locations for true boating enthusiasts — direct Gulf access with no bridges, no locks, and no restrictions. From your backyard, the open waters of the Gulf of Mexico are just minutes away, offering an unparalleled lifestyle of freedom, adventure, and convenience that few properties can match. Set along a scenic canal in a highly desirable waterfront neighborhood, this parcel offers an incredible foundation for your future vision. The existing structure features two bedrooms and a storage shed, but it experienced flooding and hurricane-related damage. The property is both block construction and wood frame. Accordingly, most of the property’s value lies in its irreplaceable location and unrestricted Gulf access. The dock and boat lift remain in their current, damaged condition by design — the owner was advised that repairing the existing structures would be far more cost-effective than starting from scratch, preserving both the permitting advantages and the site’s established marine footprint. Though the Buyer and their agent are advised to look into these details to ensure they are aware of the pros and cons and only proceed once they feel they have all of the important legal and code requirement facts from a 3rd party, to confidently proceed and indemnify the Seller from liability. This is an exceptional opportunity for those with foresight — a discerning buyer who recognizes that the rarest value in Southwest Florida real estate isn’t always in what stands, but in where it stands. With direct passage to open water, breathtaking sunsets, and the promise of a waterfront paradise rebuilt exactly to your vision, this property represents the essence of location-driven investment. This can be a great "fixer-upper" for those with construction skills, or a tear down for someone who understands the value of the location and wants to start fresh. The Seller is ready for your offer.

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Single Family Pending

Price

$ 175,000

Bedrooms

2

Full Bath

1

Property Type

Single Family

Taxes

$ 2,680

Style

Ranch, OneStory

Lot Size

0.094

Year Built

1970

Town/City

St James City

County/Region

Lee

MLS | Web ID

2025016143

Features
Interior
Interior Amenities FamilyDiningRoom Fireplace LivingDiningRoom ShowerOnly SeparateShower WindowTreatments SplitBedrooms
Flooring Laminate Other
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung Sliding WindowCoverings
Fireplace Y/N Y
Half Baths 0
Laundry Features WasherHookup DryerHookup
Total Bedrooms 2
Room Type FamilyRoom
Total Baths 1
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General
Sewer PublicSewer
Heating WallFurnace
Cooling WallUnits
Utilities CableNotAvailable
Possession CloseOfEscrow
Roof Shingle
HOA Fee 0.0
Garage Spaces 0.0
Association Fee Includes None
Architectural Style Ranch OneStory
Construction Materials Block Concrete VinylSiding WoodFrame
Pets Allowed Yes
Year Built 1970
View Canal
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CHERRY ESTATES
Waterfront Features CanalAccess Seawall
Community Features BoatFacilities
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage N
Subdivision Name CHERRY ESTATES
Facing Direction South
Garage Y/N N
Full Baths 1
Status Pending
City St James City
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description MH1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2680.59
Home Warranty Y/N N
Property Condition KnownDamage
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Pending
Tax Lot 181
Property Sub Type Additional SingleFamilyResidence
Legal Description TRAILERHAVEN PB 12 PG 35 LT 181 + ELY 9 FT LT 180
HOA Fee 3 0.0
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Exterior
Exterior Amenities None Storage
Lot Features IrregularLot
Water Source Public Public
Lot Size Area 0.094
Horses N
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 660.0
Lot Dimensions 51 x 91 x 52 x 92
Lot Size Acres 0.094
Private Pool N
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 0.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Robert Guth

Listing Agent

Re/Max Trend

Broker

robguth88@gmail.com

Email

Affordability Calculator

$1,315
Per Month
83%
17%
0%
Monthly Principal & Interest
$1,092
Monthly Property Taxes
$223
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/20/2025$175,000 Listed Price

Map


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3940 Coconut Drive, St James City, FL, 33956 is a Single Family Home for sale at $175,000 with 660 sqft and a lot size of 0.094. 3940 Coconut Drive has 2 bedrooms, 1.0 baths, and was built in 1970. The property's zip code is 33956 which is in St James City, FL