445 Elk Lake Resort Road # 658 Owenton, KY $ 425,000
445 Elk Lake Resort Road # 658
$ 425,000
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445 Elk Lake Resort Road # 658

Owenton, KY, 40359
$ 425,000
Bedrooms3 Baths2.0

Monthly Estimate*

$ 2,651

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Single Family Home for sale in Owenton, KY

for $425,000 with 3 bedrooms and 2 full baths. The lot size is 0.48.

Don't miss this 3-bedroom, 2-full bath lake cottage filled with rustic charm and modern updates. Step inside to find hardwood floors, soaring wood-beamed ceilings, natural woodwork throughout, and a cozy wood-burning stove insert. The full basement offers two separate walkouts and plenty of storage. Outdoor living is a dream with two large tiered decks—upper deck featuring Trex boards—and a metal roof for low maintenance. Enjoy lake life with two large tiered docks including an electric covered boat lift, a new wood upper dock, and a Trex lower dock right on the water. With deep water access and a fantastic location, this home is the perfect retreat for family, friends, or weekend getaways! Elk Lake information: 8 farms comprising of 1,100 acres were purchased, and Elk Lake was dammed to produce a body of water approximately 255 acres with 14 miles of shoreline, 1300 lots that are serviced by 17 miles of gravel road. In 1961, the non-profit Elk Lake Property Owners' Association (ELPOA) was established!

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Single Family Active

Price

$ 425,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Cottage

Lot Size

0.48

Town/City

Owenton

County/Region

Owen

MLS | Web ID

637306

Features
Interior
Interior Amenities Beamed Ceilings Breakfast Bar Natural Woodwork Ceiling Fan(s) Open Floorplan High Ceilings
Basement Walk-Out Access Full Full Finished Bath
Kitchen Appliances Dishwasher Electric Oven Microwave Dryer Washer Refrigerator
Total Fireplaces 1
Fireplace Features Insert Stone Wood Burning Stove Brick
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Slider Window(s) Double Hung
Fireplace Y/N Yes
Total Bathrooms 2.0
Laundry Features Lower Level
Room Type Bathroom 2 Bonus Room Game Room Bedroom 3 Family Room Bedroom 2 Dining Room Primary Bath Primary Bedroom Kitchen
Total Baths 2
Total Bedrooms 3
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General
Sewer Septic Tank
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Propane Cable Available
Roof Metal
HOA Fee 2500.0
Garage Spaces 0.0
Patio/Porch Features Tiered Deck Deck
Architectural Style Cottage
Construction Materials Wood Siding Log Block
Full Baths 2
Half Baths 0
View Lake
Levels One
Unit Number 658
Property Subtype Single Family Residence
Assoc Fee Paid Per Monthly
County Owen
New Construction No
Property Type A
HOA Yes
Attached Garage No
Total Rooms 7
Status Active
Directions From Elk Creek Vineyard head East turn Right onto Rt 1883 turn Right at stop sign. ''Gated Community; must have an appointment to be escorted by an agent.''
High School Owen County High
City Owenton
School District Owen Co Public
Zoning Description Residential
MLS Area K22 - Owen Cty
Lot Size Units Acres
Lot Size Square Feet 2200.0
Elementary School Owen County Elementary
Property Attached Y/N No
Middle/Junior High School Maurice Bowling Middle School
Property Condition Existing Structure
MLS Area Minor K22 - Owen Cty
Virtual Tour https://nam12.safelinks.protection.outlook.com/?url=https%3A%2F%2Fplayer.vimeo.com%2Fvideo%2F1127939792&data=05%7C02%7Cptenoever%40sibcycline.com%7Ceebc613f06e5422efa2308de0cdac055%7C6240b1dbb0f34b68
Structure Type House
Standard Status Active
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Exterior
Exterior Amenities Dock Boat Slip
Vegetation Partially Wooded
Fencing Metal Chain Link
Parking Features Off Street Driveway
Lot Features Waterfront Cleared Sloped Down
Water Source Public
Lot Size Area 0.48
Foundation Details Block
Building Area Total 0.0
Lot Dimensions 21 051
Lot Size Acres 0.48
Road Surface Type Gravel
Road Frontage Type Private Road
Land Lease Type Fee
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* Excluded Features
List By
Sibcy Cline, Realtors-Florence

Broker

ptenoever@sibcycline.com

Email

Affordability Calculator

$2,651
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Monthly Principal & Interest
$2,651
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3163353 Elementary School
3163371 Middle School
Owen County High High School
Pricing History
DatePricePrice ChangeDescription
10/20/2025$425,000 Listed Price

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445 Elk Lake Resort Road # 658, Owenton, KY, 40359 is a Single Family Home for sale at $425,000 with a lot size of 0.48. 445 Elk Lake Resort Road # 658 has 3 bedrooms and 2.0 baths. The property's zip code is 40359 which is in Owenton, KY