865 Gephart Drive Cumberland, MD $ 137,900
865 Gephart Drive
$ 137,900
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865 Gephart Drive

Cumberland, MD, 21502
$ 137,900
Bedrooms3 Baths1.0 Sq 1,344

Monthly Estimate*

$ 849

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Single Family Home for sale in Cumberland, MD

for $137,900 with 3 bedrooms and 1 full bath. This 1,344 square foot home was built in 1919 on a lot size of 0.08.

Welcome home! This charming 3 bedroom 1 bathroom home perfectly blends character and comfort and it's move in ready! Step through the inviting enclosed sun porch, a idea spot for morning coffee, and enter a warm and inviting main level. The spacious living room, featuring a cozy gas fireplace, flows effortlessly into the bright dining area and kitchen perfect for everyday living and entertaining. Upstairs you will find three comfortable bedrooms and a full bathroom. The partially finished basement offers endless possibilities - use it as a home office, extra bedroom or recreation space plus there's plenty of storage in the attic that spans the house. Outside enjoy a private patio, yard and garage. Conveniently located near downtown Cumberland, shopping and local amenities. This home has everything you need to settle in and start making memories.

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Single Family Active

Price

$ 137,900

Bedrooms

3

Full Bath

1

Property Type

Single Family

Taxes

$ 1,902

Style

Bungalow

Lot Size

0.08

Year Built

1919

Town/City

Cumberland

County/Region

Allegany

MLS | Web ID

MDAL2013180

Features
General
Living Area 1344
Sewer Public Sewer
Heating Forced Air Heat Pump(s)
Cooling Central A/C Ceiling Fan(s)
Possession Settlement
Roof Asphalt
Zoning 010 RESIDENTIAL
Garage Spaces 1.00
Patio/Porch Features Patio(s)
Architectural Style Bungalow
Construction Materials Stucco
School District ALLEGANY COUNTY PUBLIC SCHOOLS
Year Built 1919
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Cumberland
Accessibility None
County ALLEGANY
New Construction N
Property Type Residential
HOA N
Subdivision Name NONE AVAILABLE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade
Full Baths 1
Status ACTIVE
Directions Follow GPS
City CUMBERLAND
Senior Community Y/N N
MLS Area W Cumberland - Allegany County (MDAL3)
Lot Size Units Square Feet
Lot Size Square Feet 3698.00
Tax Annual Amount 1902.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Price Per Sq Ft Total AG 102.6
Additional Parcels Y/N N
Historic Y/N N
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Tax Lot 64
Association Recreation Fee N
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Interior
Interior Amenities Dining Area Attic Combination Kitchen/Dining Wood Floors
Heating Fuel Natural Gas
Basement Full Partially Finished Space For Rooms
Total Fireplaces 1
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Window Features Replacement
Fireplace Y/N Y
Above Grade Finished Area 1344
Central Air Y/N Y
Total Bedrooms 3
Laundry Type Basement
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 1
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Exterior
Exterior Amenities Sidewalks Street Lights Other
Pool No Pool
Parking Features Paved Driveway
Water Source Public
Garage Features Garage - Front Entry
Type of Parking Detached Garage Driveway On Street
Foundation Details Block
Spa N
Water View Y/N N
Lot Size Acres 0.08
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 6400.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 865
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* Excluded Features
List By
Charis Realty Group

Broker

jen.jackson1425@gmail.com

Email

Affordability Calculator

$1,008
Per Month
84%
16%
0%
Monthly Principal & Interest
$849
Monthly Property Taxes
$159
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534006 Elementary School
3534780 Middle School
Allegany High School High School
Pricing History
DatePricePrice ChangeDescription
10/19/2025$137,900 Listed Price

Map


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865 Gephart Drive, Cumberland, MD, 21502 is a Single Family Home for sale at $137,900 with 1,344 sqft and a lot size of 0.08. 865 Gephart Drive has 3 bedrooms, 1.0 baths, and was built in 1919. The property's zip code is 21502 which is in Cumberland, MD