301 SARATOGA DRIVE
Satsuma, FL, 32189 $ 1,250,000
Bedrooms3 Baths3.0 Sq 3,006 Monthly Estimate*
$ 7,696
for $1,250,000 with 3 bedrooms and 3 full baths. This 3,006 square foot home was built in 2008 on a lot size of 0.36.
Experience the perfect blend of waterfront luxury & income potential in this unique Key West Inspired luxury custom home. The primary residence boasts 2BD/2BA, & features open-concept living w/ sun-drenched windows, hardwood floors & 10-foot ceilings. A 2-sided see-through gas fireplace anchors the main living space, offering warmth & elegance, a large chef’s dream kitchen w/ plenty of storage, granite countertops, KraftMaid cabinetry, double ovens, soft-close drawers & doors. Finish your day of boating & fishing w/ a therapeutic bath in the oversized jetted tub paired w/ a fireplace. The Primary en-suite features an oversized walk-in shower, heated towel rack, & custom vanities. Please see Features & Benefits sheet under the documents page. Versatile Second Unit: On the lower level, a separate, fully contained & equipped, 1BD/1BA apartment w/ its own luxury kitchen w/ premium cabinetry & quartz countertops, full bathroom & a large bedroom. The private entrance makes this a perfect space for extended family, extra rental income or even a home office. Carefully designed & impeccably constructed, this residence exudes sophistication, strength, & style. 3,006 sqft of living space, plus 536 sqft of unfinished a/c attic, this 3-bedroom, 3-bathroom home showcases ICF (Insulated Concrete Form) construction, steel-reinforced & concrete-filled for unmatched durability, energy efficiency, & peace of mind. Property Highlights: • Solid ICF (Insulated Concrete Form) construction with steel-reinforced, concrete-filled walls • One owner; original blueprints available • Versatile lower-level second unit with 1 bedroom and 1 bathroom • 8-foot solid wood and steel interior doors • ¾-inch rich cherry hardwood flooring • Granite countertops in the main kitchen • Soft-close cabinetry in both kitchens • Tall 8-inch baseboards & custom wood crown molding • Bullnose drywall corners • Abundant natural light • Elevator shaft (currently dual pantries), pre-plumbed & ready for an 8-foot elevator • Climate-controlled hurricane/panic room for safety & secure storage • Climate-controlled attic space (approx. 11' x 40') • Climate-controlled garage/workshop • Boat shed on dock plus large dockside storage shed • Additional plastic garden shed Outdoor living is equally captivating. Enjoy your morning coffee on the wraparound porch w/ water views of spring-fed Lake Saranac, the St. Johns River, & the neighborhood Harbor, while listening to the tranquil sounds of the waterfall. Depart from your private dock,w/ a 12,000-lb elevator boat lift & enjoy endless days of fishing the St. Johns River, hanging out at the sandbars or a day of swimming in the clear waters of Salt Springs & Silver Glen. The Seller is open to sell the additional waterfront lot across Gibbs Road, offering a rare opportunity to expand your waterfront lifestyle or investment potential. The lot fronts spring-fed Lake Saranac, which flows directly into the St. Johns River. The parcel measures approximately 154’ x 57’ with approximately 45 feet of frontage on Lake Saranac, making it ideal for a separate residence for in-laws or extended family, a guest cottage, or an additional income-producing home, subject to applicable zoning and permitting. Nestled w/in a desirable, quiet waterfront neighborhood, w/ newly paved roads, this home radiates tranquility and understated luxury, the perfect blend of craftsmanship, comfort. It is a rare opportunity to own a home built for a lifetime.
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Built-In Oven Convection Oven Cooktop Dishwasher Disposal Dryer Gas Water Heater Microwave Range Hood Refrigerator Tankless Water Heater Washer Whole House R.O. System
Zoning R-1
Garage Spaces 1
Construction Materials ICFs (Insulated Concrete Forms) Stucco
Year Built 2008
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
County Putnam
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SARATOGA HARBOR ESTS
Facing Direction East
Garage Y/N true
Total Rooms 5
Full Baths 3
Status Active
Directions 207 south turn right onto Hamilton Left on Gibbs the home will be on the right
City SATSUMA
Senior Community Y/N false
MLS Area 32189 - Satsuma
Lot Size Units Square Feet
Lot Size Square Feet 15000
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 5513.14
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://vimeo.com/1127623955
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 8
Legal Description SARATOGA HARBOR ESTS MB4 P161 BLK F LOT 8 (MAP SHEET 21/39L)
Minimum Lease No Minimum
Water Access Y/N false
Water View Y/N false
Flood Zone Code x
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InteriorInterior Amenities Attic Fan Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding High Ceilings Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Solid Surface Counters Solid Wood Cabinets Walk-In Closet(s)
Flooring Hardwood
Fireplace Features Electric Gas Living Room
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 0
Laundry Features Common Area
Total Bedrooms 3
Total Baths 3
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ExteriorExterior Amenities Balcony Other
Water Source Public
Lot Size Area 15000
Foundation Details Block
Building Area Total 6214
Lot Size Acres 0.36
Road Surface Type Dirt
Private Pool false
Waterfront Y/N false
Covered Spaces 3
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* Excluded FeaturesList ByChristie's International RealBroker
lisa.benedict@cirefc.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $7,696
- Monthly Property Taxes
- $459
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Satsuma, FL
Average List Price $300,043
Percent of Sale Price 76%
About Satsuma, FL 5,910 Population
12% Since 2002
$ 33,235 Median Income
52.65 Median Age
12% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/10/2026 | $1,250,000 | | Listed Price |