1109 SW 44th Street Cape Coral, FL $ 1,050,000
1109 SW 44th Street
$ 1,050,000
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1109 SW 44th Street

Cape Coral, FL, 33914
$ 1,050,000
Bedrooms3 Baths2.1 Sq 3,725

Monthly Estimate*

$ 6,465

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Single Family Home for sale in Cape Coral, FL

for $1,050,000 with 3 bedrooms and 2 full baths, 1 half bath. This 3,725 square foot home was built in 1983 on a lot size of 0.2423.

Welcome to a waterfront sanctuary unlike any other—perched on the shores of Lake Finisterre, Cape Coral’s largest saltwater lake, offering breathtaking panoramic views and Gulf access for the ultimate Southwest Florida lifestyle! This spacious 3-bedroom, 2.5-bath home offers over 3,700 sq. ft. of indoor living, perfectly designed for those who crave water views, luxury, and functionality. Located in the highly desirable southwest, just minutes from Cape Harbour, this home offers an easy 20-minute boat ride to open water with just one bridge out—ideal for both casual cruisers and serious boaters. What truly sets this property apart are the incredible lake views that greet you from nearly every angle. Whether you’re sipping coffee in the breakfast nook, entertaining from the upstairs lounge, or unwinding poolside, the expansive water vistas and vibrant skies deliver unforgettable sunrises and sunsets daily. Step inside to find an open, elegant layout with a formal sitting room, a large dining area, and a gourmet kitchen with solid-surface counters and stainless-steel appliances—all oriented to maximize lakefront sightlines. The primary suite is a true retreat with French doors leading to the pool, dual vanities, a soaking tub, walk-in closets, and a private water closet. Upstairs, an enormous bonus room/lounge offers endless possibilities: currently used as an entertainment hub complete with bar and poker table, it also features elevated panoramic views of the lake that make it the perfect space for relaxing or hosting guests. Want more? This space could easily be converted into a show-stopping master suite. Outside, enjoy the new 2023 dock with a tiki hut, perfect for fishing, lounging, or launching into the Gulf. The home has also undergone major upgrades including: • New roof (2023) • Fully remodeled lower level with updated plumbing and electrical • New flooring throughout Whether you’re looking for a full-time residence, a vacation getaway, or an income property, this one-of-a-kind lakefront stunner delivers it all—with unmatched views, Gulf access, and prime location in one of Cape Coral’s most sought-after waterfront communities.

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Single Family Active

Price

$ 1,050,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 14,700

Style

Two Story

Lot Size

0.2423

Year Built

1983

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025014355

Features
General
Sewer Assessment Paid
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Tile
Appliances Freezer Disposal Microwave Refrigerator
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Patio
Architectural Style Two Story
Pool Features Concrete In Ground
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1983
View Lake
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Lake
Community Features Boat Facilities Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Full Baths 2
Status Active
City Cape Coral
Disclosures Owner Has Flood Insurance
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1-W
MLS Area CC21 - Cape Coral Unit 3 30 44 6
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 14700.04
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025014355
Standard Status Active
Tax Lot 29
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 65 BLK 3338 PB 21 PG 156 LOTS 29 + 30 AND OR 1621 PG 796
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Bathtub Eat-in Kitchen French Door(s)/Atrium Door(s) Living/Dining Room Separate Shower Vaulted Ceiling(s) Loft Split Bedrooms
Flooring Tile
Furnished Y/N Negotiable
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung
Half Baths 1
Total Bedrooms 3
Room Type Loft Media Room
Total Baths 3
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Exterior
Exterior Amenities Sprinkler/Irrigation Patio Shutters Electric Shutters Manual
Parking Features Attached Garage Garage Door Opener
Lot Features Oversized Lot Sprinklers Automatic
Water Source Assessment Paid
Lot Size Area 0.2423
Spa false
Building Area Total 4151
Lot Dimensions 80 x 133 x 80 x 133
Lot Size Acres 0.2423
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Door Features French Doors
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* Excluded Features
List By
Jake Stoutenburgh

Listing Agent

Royal Shell Real Estate, Inc.

Broker

Jake@onthegulfhomes.com

Email

Affordability Calculator

$7,690
Per Month
84%
16%
0%
Monthly Principal & Interest
$6,465
Monthly Property Taxes
$1,225
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/3/2026$1,050,000 -12.13% Price Down
2/20/2026$1,195,000 Listed Price

Map


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1109 SW 44th Street, Cape Coral, FL, 33914 is a Single Family Home for sale at $1,050,000 with 3,725 sqft and a lot size of 0.2423. 1109 SW 44th Street has 3 bedrooms, 2.1 baths, and was built in 1983. The property's zip code is 33914 which is in Cape Coral, FL