1140 Monterra Way
Fate, TX, 75087 $ 560,000
Bedrooms4 Baths2.1 Sq 2,825 Monthly Estimate*
$ 3,494
for $560,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,825 square foot home was built in 2024 on a lot size of 0.174.
*THIS HOME HAS AN ASSUMABLE FHA LOAN FOR QUALIFIED BUYERS, RATE OF 3.99% AND SUBJECT TO LENDER APPROVAL* Welcome to 1140 Monterra Way — where farmhouse charm meets modern luxury in the heart of Fate, TX and Rockwall ISD. Located in the highly sought-after Monterra community, this gently lived-in K. Hovnanian home (the Frankfurt plan) offers 4 bedrooms, 2.5 bathrooms, and 2,825 square feet of beautifully designed living space. From the moment you step inside, you’ll feel the perfect balance of warmth, comfort, and style. Just off the foyer, you’ll find a private home office with double barn doors — ideal for remote work, study, or a versatile flex space. The thoughtful floor plan also features an activity room near the secondary bedrooms, offering a perfect retreat for kids, guests, or hobbies. The heart of the home is the spacious great room, accented by striking wooden ceiling beams that flow seamlessly into the dining area and gourmet kitchen. Home chefs will love the large center island, abundant storage, and stylish finishes — a space designed for both everyday living and effortless entertaining.Tucked away at the back of the home, the primary suite oasis invites relaxation with its spa-like ensuite bath featuring a freestanding soaking tub — your perfect spot to unwind. Step outside to enjoy the oversized covered back patio, ideal for summer nights, backyard BBQs, or quiet evenings under the stars. Trees along the back fence line have been installed for future added privacy. With its modern farmhouse design, open layout, and welcoming atmosphere, 1140 Monterra Way truly offers it all — space, comfort, and a touch of luxury in every detail. Plus, you’ll love living in Monterra, an amenity-rich community with quick access to I-30, shopping, dining, grocery stores, and the new H-E-B. Come see why this Fate gem feels just like home.
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FeaturesInteriorInterior Features Cable TV Available Decorative Lighting Flat Screen Wiring High Speed Internet Available Kitchen Island Smart Home System Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Ceramic Tile
Basement Y/N 0
Dining Areas 1
Living Areas 1
Half Baths 1
Total Bedrooms 4
Total Baths 3
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GeneralHeating Central Natural Gas
Cooling Ceiling Fan(s) Central Air Electric
Utilities City Sewer City Water Curbs Sidewalk
Possession Negotiable
Roof Composition
Appliances Dishwasher Disposal Electric Oven Microwave Tankless Water Heater
Assoc Fees 1200
Number of Garage Spaces 3
School District Rockwall ISD
HOA Fee Includes Maintenance Grounds Management Fees
Pool Y/N 0
Exclusions All staging items in home.
Year Built 2024
Architctural Style Traditional
Community Features Community Pool Community Sprinkler Park Pickle Ball Court Playground Pool
Levels One
Property Subtype Single Family Residence
Subdivision Name Monterra Ph 1a
Transaction Type For Sale
Occupant Type Owner
County Rockwall
Property Type Residential
Construction Materials Brick
Year Built Details Preowned
Accessory Unit Y/N N
HOA Type Mandatory
Full Baths 2
Status Active
Directions Please use GPS. SIY
City Fate
Elementary School Name Celia Hays
High School Rockwall
Elementary School Celia Hays
Standard Status Active
Listing Terms Cash Conventional FHA VA Loan
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ExteriorWaterfront 0
Exterior Features Covered Patio/Porch Rain Gutters Lighting
Lot Features Interior Lot Sprinkler System Subdivision
Fencing Wood
Garage Length 0
Garage Width 0
Lot Size Source Assessor
Parking Features Concrete Driveway Garage Garage Door Opener Garage Faces Front
Lot Size Less Than .5 Acre (not Zero)
Foundation Slab
Structural Style Single Detached
Garage Y/N 1
Attached Garage Y/N 1
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* Excluded FeaturesList ByBecky ChanceListing Agent
Affordability Calculator
- Monthly Principal & Interest
- $3,494
- Monthly Property Taxes
- $97
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Fate, TX
Average List Price $432,924
Percent of Sale Price 23%
About Fate, TX 9,535 Population
335% Since 2002
$ 90,173 Median Income
33.45 Median Age
51% Households with Children
Trends Information provided by ATTOM Data Solutions.
285813 Elementary School
5136202 Middle School
Pricing History| Date | Price | Price Change | Description |
|---|
| 12/3/2025 | $560,000 | -1.58% | Price Down |
| 10/31/2025 | $569,000 | -1.04% | Price Down |
| 10/18/2025 | $575,000 | | Listed Price |
1140 Monterra Way, Fate, TX, 75087 is a Single Family Home for sale at $560,000 with 2,825 sqft and a lot size of 0.174. 1140 Monterra Way has 4 bedrooms, 2.1 baths, and was built in 2024. The property's zip code is 75087 which is in Fate, TX