Lots and Land: MLS #IR1045941 , ^$ 139,000

Lots and Land: MLS #IR1045941

^$ 139,000

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Lots and Land: MLS #IR1045941

^$ 139,000

Studio Baths0.0

Monthly Estimate*

^$ 867

Listed by Boulder Financial Realty Inc

Studio Lots and Land for sale for $139,000. The lot size is 0.38.

Owner's Will Finance! Rare .38-acre lot in coveted Horsetooth Lake Estates with small creek running through it offers the perfect blend of foothills tranquility and city convenience- just 10 minutes from Taft & Harmony and minutes from Horsetooth Reservoir, Inlet Bay Marina, and Blue Sky Trail. The driveway is already in, and utilities-water, sewer, phone, and electricity-are all at the property line, ready for your dream build. Imagine mornings with red cliffs glowing in the sunrise, and evenings under a canopy of stars beside your own seasonal creek, framed by towering cottonwoods that shade your future backyard oasis. Enjoy dramatic foothills views, paved street access, and the freedom of no HOA and no covenants. Horses are welcome, and this property offers the rare opportunity to own a spacious foothills lot while staying close to Fort Collins' amenities. Bring your own builder and create your mountain retreat, modern farmhouse, or weekend getaway-this is outdoor living at its finest, with hiking, biking, boating, fishing, and paddleboarding just outside your door. Whether you're looking for a peaceful full-time residence or a recreation-based escape, this parcel captures the essence of Colorado living-mountain views, water nearby, and endless skies above. Ask for our ILC and the Larimer Residential Building Information from Agent. Park and enter the buildable area of this expansive lot via the concrete driveway that's already complete and ready for the next owner. Seller's are motivated and may consider owner financing with a down payment/short term for a builder. Seller will consider all offers. Proximity to the Reservoir and town make this lot very desirable and small drainage /creek is separate from flat building area accessible by the driveway which is adjacent to the neighbors driveway. Amazing flat building area with tons of privacy, close proximity to town and water.

Open House

12/7/2025 8:00 AM - 8:00 PM

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Lots and Land Active

Price

^$ 139,000

Bedrooms

Studio

Property Type

Lots and Land

Taxes

^$ 2,567

Style

Lot Size

0.38

County/Region

LARIMER

MLS | Web ID

IR1045941

Features

General

Utilities Electricity Available Internet Access (Wired)

Possession Closing/DOD

Zoning O

Exclusions .

View Mountain(s)

Property Subtype Unimproved Land

Tax Year 2024

Ownership Individual

County Larimer

Property Type Land

HOA N

Subdivision Name Horsetooth Lake Subdivision

Possible Use Residential

Status Active

High School Rocky Mountain

High School District Poudre R-1

Lot Size Square Feet 16730

Listing Terms 1031 Exchange Cash Conventional FHA Owner Will Carry VA Loan Wrap Around

Elementary School Bauder

Tax Annual Amount 2567

Middle/Junior High School Blevins

Concessions No

Standard Status Active

Elementary School District Poudre R-1

Exterior

Vegetation Grassed Wooded

Lot Features Level Rolling Slope

Lot Size Acres 0.38

Road Surface Type Dirt

Road Frontage Type Private Road

Other Equipment Satellite Dish

Horse Y/N Y

Interior

Basement (Y/N) N

Main Level Bedrooms 0

* Excluded Features

List By

Boulder Financial Realty Inc

Broker

(303) 442-2626

Phone

Affordability Calculator

$1,081

Per Month

Monthly Principal & Interest: $867
Monthly Property Taxes: $214
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Lots and land listings in Loveland, CO

Average List Price ^$979,613

Percent of Sale Price 605%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3043196 Elementary School

3043885 Middle School

Rocky Mountain High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/17/2025	$139,000		Listed Price

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Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Data is updated as of 12/8/2025.

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Lots and Land: MLS #IR1045941

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