2220 GARDEN LAKE DRIVE Winter Haven, FL $ 339,000
2220 GARDEN LAKE DRIVE
$ 339,000
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2220 GARDEN LAKE DRIVE

Winter Haven, FL, 33884
$ 339,000
Bedrooms3 Baths2.0 Sq 1,717

Monthly Estimate*

$ 2,087

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Single Family Home for sale in Winter Haven, FL

for $339,000 with 3 bedrooms and 2 full baths. This 1,717 square foot home was built in 2002 on a lot size of 0.2.

Under contract-accepting backup offers. Nestled behind the gates of Winterset, one of Winter Haven’s most sought-after lakefront communities, this meticulously maintained 3-bedroom, 2-bath home offers stunning water views and a serene natural setting surrounded by ponds and towering cypress trees. With water wrapping around the east and south sides, every day brings a new display of Florida wildlife, from graceful herons to playful cranes. Step inside and you’ll immediately feel at home in the open and inviting floor plan, designed to maximize comfort and capture the tranquil water vistas. The kitchen sits at the heart of the home overlooking the dining area and great room—each with picture-perfect water views. Featuring stainless steel appliances, a convenient closet pantry, and a breakfast bar perfect for casual dining, this kitchen seamlessly blends style and function. The spacious great room offers sliding doors that open to the wraparound deck, an ideal spot for morning coffee, al fresco dining or even a little fishing right from your backyard. The split-bedroom layout provides privacy and function, highlighted by a peaceful primary suite with deck access, dual walk-in closets with custom built-ins, and a well-appointed bath featuring dual vanities, a jetted soaking tub, and a separate walk-in shower. The two additional bedrooms are generously sized, one with a walk-in closet, and share a hall bath with a tub and linen closet. The interior laundry room comes fully equipped with a washer and dryer, convenient storage racks, and plenty of space for organization and everyday use. Notable upgrades include wood laminate flooring, upgraded light fixtures, ceiling fans throughout, retractable awnings for morning and afternoon shade, and 6-inch baseboards. Practical enhancements abound—new double pane hurricane impact windows and sliding doors installed in 2020, new A/C in 2019 with a Nest thermostat and a programmable water heater. The extended one-car garage includes a dedicated area ideal for a workshop or additional storage, along with ceiling-mounted racks that keep belongings neatly organized and off the floor. Community amenities include a lakefront clubhouse overlooking Lake Winterset, heated pool and spa, tennis and pickleball courts, shuffleboard, and boat ramp access to Lake Winterset, part of the world-famous Winter Haven Chain of Lakes. HOA fees include lawn service, making maintenance effortless. Conveniently located near Legoland FL, shopping, dining, and medical facilities, this home combines the best of comfort, natural beauty, and resort-style living in a peaceful, gated community. Centrally located between Tampa and Orlando, this residence offers easy access to theme parks, beaches and airports. Call today for a private tour of this gorgeous waterfront residence!

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Single Family Pending

Price

$ 339,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,931

Style

Mediterranean

Lot Size

0.2

Year Built

2002

Town/City

Winter Haven

County/Region

Polk

MLS | Web ID

P4936695

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities BB/HS Internet Available Electricity Connected Public Sewer Connected Street Lights Underground Utilities Water Connected
Roof Tile
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Refrigerator Washer
HOA Fee 217
Garage Spaces 1
Association Fee Includes Community Pool Maintenance Grounds Pool Maintenance Private Road Recreational Facilities
Patio/Porch Features Deck Wrap Around
Architectural Style Mediterranean
Security Features Gated Community
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK Number Limit Size Limit Yes
Year Built 2002
View Water
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Waterfront Pond
Community Features Fishing Lake Water Access Waterfront Clubhouse Community Mailbox Deed Restrictions Gated Community - No Guard Pool Sidewalks Special Community Restrictions Tennis Court(s)
Assoc Fee Paid Per Monthly
County Polk
New Construction false
Property Type Residential
Association Amenities Clubhouse Fence Restrictions Gated Pickleball Court(s) Pool Shuffleboard Court Spa/Hot Tub Tennis Court(s)
Attached Garage true
Subdivision Name RICHMOND SQUARE SUB
Facing Direction East
Garage Y/N true
Total Rooms 10
Full Baths 2
Status Pending
Directions Cypress Gardens Blvd to Winterset. Go through gate and make a left on Garden Lake Dr. Home is in the back right corner.
High School Lake Region High
City WINTER HAVEN
Body of Water LAKE WINTERSET
Association Name Stambaugh Inc
Senior Community Y/N false
MLS Area 33884 - Winter Haven / Cypress Gardens
Lot Size Units Square Feet
Lot Size Square Feet 8577
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Chain O Lakes Elem
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2931
Home Warranty Y/N false
Middle/Junior High School Denison Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Pending
Occupancy Type Owner
Tax Lot 10
Legal Description RICHMOND SQUARE SUBDIVISION PB 110 PGS 12 & 13 BLK A LOT 10 & THAT PT OF TRACT A DESC AS BEG SW COR BLK A LOT 10 S 10.24 FT E 81.50 FT TO SE COR OF TRACT A N 102.28 FT W 15.91 FT TO SE COR OF BLK B LOT 4 W 62 FT TO SW COR BLK B LOT 4 N50-38-18W 15.35 FT TO EDGE OF PAVEMENT S57-52-30W 12.12 FT S43-48-10E 29.79 FT TO NW COR BLK A LOT 10 E 45 FT TO NE COR OF SAID LOT 10 S 76 FT TO SE COR OF SAID LOT 10 W 45 FT TO POB
Water View Pond
Water Access Type Lake Lake - Chain of Lakes
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 7 Months
Water Access Y/N true
Monthly HOA Amount 217
Additional Rooms Attic Great Room Inside Utility
Water View Y/N true
Flood Zone Code X AE
DockY/N false
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Open Floorplan Primary Bedroom Main Floor Solid Wood Cabinets Split Bedroom Walk-In Closet(s) Window Treatments
Flooring Ceramic Tile Laminate
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows Shades Storm Window(s)
Fireplace Y/N false
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Laundry Room Washer Hookup
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Awning(s) Irrigation System Lighting Rain Gutters Sliding Doors
Vegetation Trees/Landscaped
Parking Features Driveway Garage Door Opener
Lot Features Corner Lot Landscaped
Water Source Public
Lot Size Area 8577
Foundation Details Slab
Spa false
Building Area Total 2097
Lot Size Acres 0.2
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 1
Road Frontage Type Street Paved Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
The Stones Real Estate Firm

Broker

deannastone@live.com

Email

Affordability Calculator

$2,332
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,087
Monthly Property Taxes
$244
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Lake Region High High School High School
Pricing History
DatePricePrice ChangeDescription
1/2/2026$339,000 -3.12% Price Down
12/19/2025$349,900 Listed Price

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2220 GARDEN LAKE DRIVE, Winter Haven, FL, 33884 is a Single Family Home for sale at $339,000 with 1,717 sqft and a lot size of 0.2. 2220 GARDEN LAKE DRIVE has 3 bedrooms, 2.0 baths, and was built in 2002. The property's zip code is 33884 which is in Winter Haven, FL