140 Ems W26 Lane
North Webster, IN, 46555 $ 499,000
Bedrooms3 Baths2.0 Sq 1,682 Monthly Estimate*
$ 3,113
for $499,000 with 3 bedrooms and 2 full baths. This 1,682 square foot home was built in 1950 on a lot size of 0.14.
Winter Buyer Bonus: Seller is offering a $10,000 credit toward new bedroom design or updatesâmake it yours before spring! Personalize the cottage during the cozy winter months so your lake retreat is exactly how you want it by the time the ice thaws. Experience the beauty of Webster Lake in every season from this charming and versatile waterfront retreat. Whether youâre sipping coffee while watching snowflakes across the water or enjoying long summer evenings on the deck, this home offers the perfect blend of comfort, character, and year-round lake living. Situated on the shores of Webster Lake â one of Indianaâs most desirable all-sports lakes â this property is ideal for boating, fishing, kayaking, and soaking in peaceful sunsets all year long. The main level of the cottage features two bedrooms and an open-concept living space that connects the kitchen, dining, and living areas. Large windows and sliding glass doors fill the space with natural light and frame stunning lake views, opening directly to a spacious deck perfect for relaxing or entertaining. The walkout lower level offers incredible flexibility with its own kitchen, open living/dining area, lake-facing bedroom, and large laundry room. From here, step right into the screened-in porch and enjoy effortless access to the lake via the low-maintenance vinyl pier, perfect for swimming, fishing, or docking your boat. Above the detached garage, a fully finished guest house adds wonderful versatility and privacy. With two additional bedrooms, a full bathroom, an eat-in kitchen, and a cozy living room, itâs ideal for extended family, weekend guests, or potential rental income. The property also includes a second channel-front parcel, providing even more parking, pier space, and an oversized storage shed for all your lake toys and tools. Throughout the home, youâll find thoughtful updates in the kitchen and bathrooms, offering a fresh and move-in-ready feel. The bedrooms reflect the charm of a lake cottage â efficient, inviting, and easy to personalize to your style. Conveniently located 2.5 hours from Chicago, 2 hours from Indianapolis, and under an hour from Fort Wayne, this property is ideal as a year-round residence, a weekend escape, or a smart investment opportunity. Donât miss this chance to own a four-season lakefront home where cozy winter mornings and sun-filled summer days are equally unforgettable. Your year-round Webster Lake lifestyle begins here.
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FeaturesGeneralSewer Public
Heating Gas Forced Air Other Heating System
Kitchen Level Main
Cooling Central Air
Laundry Y/N Lower
Fireplaces No
Water Access Type Lakefront
Garage Detached
Amenities Countertops-Stone Deck Open Deck on Waterfront Patio Covered
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 1950
New Construction No
Subdivision Point Yellow Banks
Style Bi-Level
Township Tippecanoe
Class RESIDENTIAL
Type Site-Built Home
Age 75
REO No
Status Detail 0
Dining Room Level N/A
Upper N/A
Area Kosciusko County
Location Lake
High School Wawasee
City North Webster
School District Wawasee
HOA Fees $ 100
Total Sq Ft 1760
Elementary School North Webster
Middle School Wawasee
Legal Description 5-53-33 LOT 2 & W PT LOT 3 CALVERTS ADD TO POINT YELLOW BANKS & LOT 2A BIGLERS 1ST ADD TO BAYVIEW & TR S LOT 0.05A
Virtual Tour https://www.propertypanorama.com/instaview/irmls/202542186
Agent First Name Jenny
Agent Last Name Layne
DOM 52
Tax Year 2025
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InteriorBasement Walk-Out Basement Finished
Beds 3
Total Rooms 6
Dining Room Length 0
Dining Room Width 0
Breakfast Room Length 0
Breakfast Room Width 0
Family Room Width 13
Living Room Width 13
Family Room Length 18
Living Room Length 15
Full Baths Main 1
Full Baths Upper 0
Above Grade Bedrooms 2
Below Grade Baths 1
Below Grade Bedrooms 1
Full Baths Below Grade 1
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 9
2nd Bedroom Length 10
2nd Bedroom Level Main
2nd Bedroom Width 9
3rd Bedroom Length 11
3rd Bedroom Level Lower
3rd Bedroom Width 9
Extra Room Length 0
Extra Room Level N/A
Extra Room Width 0
Rec Room Length 0
Rec Room Level N/A
Rec Room Width 0
Basement Material Block
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ExteriorExterior Vinyl
Water Frontage 43
Pool No
Waterfront Lake
Garage Length 28
Garage Width 21
Lot Size Area 6147
Lot Dimensions 83 X 74
Lot Description Slope Waterfront Lake Water View
Water Features Pier/Dock
Garage Capacity 1
Lake Ski Lake
Waterfront Y/N Yes
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* Excluded FeaturesList ByEncore Sotheby's International RealtyBroker
jenny.layne@encoresothebysrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,113
- Monthly Property Taxes
- $206
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in North Webster, IN
Average List Price $557,900
Percent of Sale Price 12%
About North Webster, IN 1,065 Population
5% Since 2002
$ 50,502 Median Income
41.88 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
1236586 Elementary School
1235686 Middle School
Wawasee High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/17/2025 | $499,000 | | Listed Price |