3620 Emerald Avenue St James City, FL $ 699,000
3620 Emerald Avenue
$ 699,000
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3620 Emerald Avenue

St James City, FL, 33956
$ 699,000
Bedrooms2 Baths2.1 Sq 1,200

Monthly Estimate*

$ 4,361

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Single Family Home for sale in St James City, FL

for $699,000 with 2 bedrooms and 2 full baths, 1 half bath. This 1,200 square foot home was built in 1986 on a lot size of 0.135.

This beautifully remodeled 2-bedroom, 2.5-bath waterfront POOL home offers the perfect blend of upgrades and coastal living. Located just minutes from open water, it’s ideal for boating enthusiasts and anyone who loves the Florida lifestyle. The home features 1,200 sq. ft. upstairs and an additional 650 sq. ft. of air-conditioned living space downstairs with a convenient powder room. Every detail has been thoughtfully updated, including a new roof in 2023, new hurricane-rated windows and doors, and new plumbing and electric throughout. The interior remodel includes all new countertops, sinks, tile showers, a bath/shower combo, fixtures, and beautiful new flooring. The kitchen has been upgraded with a new gas range, refrigerator, and dishwasher (2024), creating a bright and functional space that’s perfect for entertaining or everyday living. Step outside and enjoy your new saltwater pool (2025), a new composite deck (2024), and a new dock with lift and seawall (2020). A 1,000 lb. outdoor mechanical lift, 30 amp plug, and pump/dump station for an RV make this property exceptionally versatile. There is also plenty of parking for boats, RVs, and cars, making it easy to enjoy the water and the outdoors. The home includes new AC with three mini splits (2023), new sod and fencing (2025), and new garage doors (2024). The downstairs features enclosed walls with Durarock on the bottom four feet for extra durability, and the exterior has pressure-treated shadow boxing custom rails. With a transferable flood policy ($2,000), this home offers peace of mind and ease of ownership. Furniture is negotiable, making this truly turnkey and move-in ready. Every upgrade has been completed so you can simply relax and enjoy your waterfront paradise.

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Single Family Active

Price

$ 699,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 8,036

Style

TwoStory

Lot Size

0.135

Year Built

1986

Town/City

St James City

County/Region

Lee

MLS | Web ID

2025014310

Features
Interior
Interior Amenities BreakfastBar ClosetCabinetry CathedralCeilings SeparateFormalDiningRoom DualSinks FamilyDiningRoom LivingDiningRoom Pantry ShowerOnly SeparateShower UpperLevelPrimary Bar Elevator
Flooring Tile Vinyl
Furnished Y/N Negotiable
Total Stories 2
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung Sliding ImpactGlass
Fireplace Y/N N
Half Baths 1
Laundry Features InGarage
Total Bedrooms 2
Entry Level 2
Room Type Bathroom Den GuestQuarters Other
Total Baths 3
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General
Sewer SepticTank
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable NaturalGasAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher GasCooktop IceMaker Microwave Refrigerator RefrigeratorWithIceMaker TanklessWaterHeater Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes None
Patio/Porch Features Balcony Deck Open Porch
Architectural Style TwoStory
Pool Features Concrete ElectricHeat Heated InGround SaltWater
Security Features None SmokeDetectors
Construction Materials VinylSiding WoodFrame
Pets Allowed Yes
Year Built 1986
View Canal Water
Stories Count 2
Levels Two
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name BAYVIEW ACRES
Waterfront Features CanalAccess
Community Features BoatFacilities
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name BAYVIEW ACRES
Facing Direction South
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions Take Stringfellow to Sanibel Blvd. Then turn left on Bayview the right on Warren. Turn left on Emerald and home is on the left.
City St James City
Disclosures OwnerHasFloodInsurance SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description RS1
MLS Area PI02 - Pine Island (South)
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 8036.94
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025014310
Standard Status Active
Tax Lot 5
Property Sub Type Additional SingleFamilyResidence
Legal Description BAYVIEW ACRES BLK D PB 11 PG 101 LOT 5
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck Fence SecurityHighImpactDoors
Parking Features Attached Garage TwoSpaces GarageDoorOpener
Lot Features RectangularLot CulDeSac
Water Source Public Public
Lot Size Area 0.135
Horses N
Foundation Details PillarPostPier Raised
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 1750.0
Lot Dimensions 60 x 110 x 48 x 110
Lot Size Acres 0.135
Road Surface Type Paved
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Christina Marie Diaz

Listing Agent

Exp Realty Llc

Broker

Christinam083@gmail.com

Email

Affordability Calculator

$5,031
Per Month
87%
13%
0%
Monthly Principal & Interest
$4,361
Monthly Property Taxes
$670
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/16/2025$699,000 -2.78% Price Down
11/29/2025$719,000 -4.01% Price Down
10/17/2025$749,000 Listed Price

Map


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3620 Emerald Avenue, St James City, FL, 33956 is a Single Family Home for sale at $699,000 with 1,200 sqft and a lot size of 0.135. 3620 Emerald Avenue has 2 bedrooms, 2.1 baths, and was built in 1986. The property's zip code is 33956 which is in St James City, FL