1404 NW 4th Street
Cape Coral, FL, 33993 $ 424,999
Bedrooms3 Baths2.0 Sq 2,236 Monthly Estimate*
$ 2,651
for $424,999 with 3 bedrooms and 2 full baths. This 2,236 square foot home was built in 2006 on a lot size of 0.244.
Rare find! This 3-bedroom plus den/office home in NW Cape features fully paid municipal water and sewer assessments—a $30,000+ savings! Located in one of Cape Coral's up and coming neighborhoods with an assumable loan available at just 5.1% interest for qualified buyers, this home sits high and dry in a NO FLOOD ZONE and offers a rare blend of comfort and financial advantage. Featuring 2,236 square feet of thoughtfully designed living space, this home is move-in ready. Whether you’re searching for a full-time residence, a vacation retreat, or an income-producing property with potential to earn up to $50,000 annually, this home offers endless versatility. Recent enhancements include a brand-new roof installed in 2023, interior and exterior paint, an upgraded irrigation system, a new vinyl privacy fence, and an energy-efficient air conditioning system with a Nest thermostat. Inside, natural light fills the open-concept layout with soaring cathedral ceilings, creating a spacious and inviting atmosphere. The split-bedroom design offers both privacy and flow, while two separate living areas provide plenty of space for entertaining or quiet relaxation. The chef’s kitchen features granite countertops, wood cabinetry, glass backsplash, dual pantries, and a center island, and newer stainless-steel appliances. The large master bedroom has crown molding, dual closets, and a spa-inspired bathroom showcasing a glass-enclosed tiled shower and a separate soaking tub. Large tile flooring runs throughout the main living areas, as well as 5-inch baseboards offering style, durability, and easy maintenance. The screened-in pool with pavestone decking and a covered lanai is the perfect setting for gatherings, barbecues, or a quiet evening outdoors. This property also comes with valuable perks: city water (not well water) and sewer assessments are fully paid! Located in a low-risk Evacuation Zone C, and there are no HOA fees or flood zone requirements to worry about. Conveniently situated near popular dining, shopping, and entertainment. Also, this home is located near hospitals and essential services, including the Lee County VA Clinic, providing easy access to everything Cape Coral has to offer! With its low-interest assumable loan option, 2023 roof, fenced in back yard, and city water and sewer assessments paid off, this is more than a home...it’s a rare opportunity!
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FeaturesInteriorInterior Amenities BreakfastBar BedroomOnMainLevel CathedralCeilings SeparateFormalDiningRoom FamilyDiningRoom KitchenIsland LivingDiningRoom MainLevelPrimary None Pantry VaultedCeilings Bar HomeOffice SplitBedrooms
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Other
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Room Type Den FamilyRoom Office
Total Baths 2
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GeneralSewer AssessmentPaid
Heating Central Electric
Cooling CentralAir Electric
Utilities CableAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher ElectricCooktop Freezer Disposal Microwave Refrigerator Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes None
Architectural Style Ranch OneStory
Pool Features InGround
Security Features SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2006
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features None
Community Features NonGated
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
City Cape Coral
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1-D
MLS Area CC41 - Cape Coral Unit 37-43 48 49
Lot Size Units Acres
Carport Spaces 2.0
Carport Y/N Y
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 5384.87
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025014882
Standard Status Active
Tax Lot 35
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 48 BLK 3672 PB 17 PG 142 LOTS 35 + 36
HOA Fee 3 0.0
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ExteriorExterior Amenities Fence ShuttersManual
Parking Features Attached Garage AttachedCarport GarageDoorOpener
Lot Features RectangularLot
Water Source AssessmentPaid Assessment Paid
Lot Size Area 0.244
Horses N
Spa N
Irrigation/Water Rights N
Building Area Total 2608.0
Lot Dimensions 80 x 120 x 80 x 120
Lot Size Acres 0.244
Road Surface Type Paved
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N N
Covered Spaces 4.0
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList ByMargie FieldsListing Agent
Keller Williams Elite RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $2,651
- Monthly Property Taxes
- $449
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Cape Coral, FL
Average List Price $604,861
Percent of Sale Price 42%
About Cape Coral, FL 184,744 Population
76% Since 2002
$ 54,021 Median Income
44.67 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/17/2025 | $424,999 | | Listed Price |