12963 Mills Creek Drive Lusby, MD $ 597,000
12963 Mills Creek Drive
$ 597,000
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12963 Mills Creek Drive

Lusby, MD, 20657
$ 597,000
Bedrooms4 Baths3.1 Sq 2,082

Monthly Estimate*

$ 3,725

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Single Family Home for sale in Lusby, MD

for $597,000 with 4 bedrooms and 3 full baths, 1 half bath. This 2,082 square foot home was built in 1987 on a lot size of 0.56.

Assumable financing. A new septic has passed a perk test and should be installed by Jan of 2026. Nestled in the prestigious Drum Point community, this exquisite A-Frame residence offers a harmonious blend of luxury and comfort, perfectly situated on a generous 0.56-acre lot. Inside you will find many extras; such as, electric blinds, ceiling fans, stainless steel appliances, lots of ceiling fans, and a first floor Master. The property boasts an impressive 129 feet of waterfront along 2 lots, including 2 piers, all situated on the serene Mill Creek, providing an idyllic backdrop for a lifestyle centered around nature and tranquility. As you approach the home, you are greeted by meticulously landscaped grounds that enhance the property's curb appeal. The exterior features include, elegant exterior lighting, and a well-designed gutter system, all contributing to the home's refined aesthetic. A spacious driveway leads to a front-entry garage, offering ample parking and additional storage space. Step outside to discover a private oasis designed for relaxation and entertainment. The expansive deck and patio areas invite you to unwind while soaking in the picturesque views of the creek and surrounding greenery. A charming gazebo and a greenhouse add to the allure, providing perfect spots for gardening enthusiasts or those seeking a peaceful retreat. The lot features a delightful mix of partly wooded areas and open spaces, creating a sense of privacy and seclusion. Enjoy the gentle sounds of the nearby creek, while fishing, or take advantage of the private access to the water for kayaking, canoeing, or simply enjoying a day on the water. The property also includes two private docks, ideal for boating enthusiasts looking to explore the waterways. Inside, the home is equally impressive, featuring a fully finished basement with a walkout, allowing for seamless indoor-outdoor living. The main living area is anchored by a cozy gas fireplace, perfect for gathering with loved ones on cooler evenings. With four spacious bedrooms and three and a half bathrooms, this residence offers ample space for relaxation and privacy. This exceptional property is not just a home; it's a lifestyle. Experience the perfect blend of luxury, nature, and comfort in this stunning Drum Point residence, where every day feels like a getaway. Embrace the tranquility of waterfront living while enjoying the convenience of nearby commuter lots and local amenities. Your dream home awaits!

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Single Family Pending

Price

$ 597,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 4,768

Style

A-Frame

Lot Size

0.56

Year Built

1987

Town/City

Lusby

County/Region

Calvert

MLS | Web ID

MDCA2023674

Features
General
Living Area 2082
Sewer Gravity Sept Fld On Site Septic
Heating Heat Pump - Electric BackUp
Cooling Central A/C Heat Pump(s) Ceiling Fan(s)
Utilities Cable TV Available Electric Available
Possession Settlement
Roof Architectural Shingle Asphalt
Zoning R-1
HOA Fee 165.00
Garage Spaces 2.00
Patio/Porch Features Deck(s) Patio(s) Porch(es)
Architectural Style A-Frame
Security Features Carbon Monoxide Detector(s) Fire Detection System Main Entrance Lock
Construction Materials Advanced Framing Batts Insulation Blown-In Insulation Frame Stick Built Vinyl Siding
School District CALVERT COUNTY PUBLIC SCHOOLS
Year Built 1987
Electric 200+ Amp Service
View Creek/Stream
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Drum Point
Section 7
Waterfront Features Private Dock Site
Accessibility 2+ Access Exits 36 + wide Halls Other
Assoc Fee Paid Per Annually
County CALVERT
New Construction N
Property Type Residential
HOA Y
Subdivision Name DRUM POINT
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade
Total Rooms 8
Full Baths 3
Status PENDING
Directions Take Southern Connector Blvd. to Rousby Hall Rd. to right on Harbor Dr. then left on Mills Creek Dr. The house is on right and may or may not have a fore sale sign.
City LUSBY
Body of Water Mill Creek
Association Name DRUM POINT PROPERTY OWNERS ASSOCIATION
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 24394.00
Tax Annual Amount 4768.0
Home Warranty Y/N N
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 0
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 286.74
Acceptable Financing Assumption Cash Contract Conventional
Historic Y/N N
Lease Considered Y/N N
Vacation Rental Y/N N
Standard Status Pending
Year Built Source Estimated
Tax Lot 31R
Association Recreation Fee N
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Interior
Heating Fuel Electric
Basement Daylight Partial Fully Finished Heated Improved Outside Entrance Rear Entrance Walkout Level Windows
Total Fireplaces 1
Fireplace Features Gas/Propane Insert Mantel(s)
Hot Water 60+ Gallon Tank Electric
Total Stories 3
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2082
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Entry Level 2
Room Type Bedroom 2 Bedroom 3 Bedroom 1 Bathroom 1 Bathroom 2 Half Bath
Main Level Bedrooms 1
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Chimney Cap(s) Exterior Lighting Flood Lights Gutter System Outbuilding(s) Other
Pool No Pool
Fencing Board
Lot Features Additional Lot(s) Fishing Available Landscaping Partly Wooded Private Stream/Creek Tidal Wetland
Water Source Well Private
Inclusions Green House Gas Fireplace Insert
Garage Features Additional Storage Area Built In Garage - Front Entry Garage Door Opener Garage - Side Entry
Type of Parking Attached Garage Driveway
Foundation Details Slab
Spa N
Water View Y/N Y
Lot Dimensions 140' X 197'
Lot Size Acres 0.56
Water Body Type Creek
Lot Size Source Estimated
Waterfront Y/N Y
Other Equipment Negotiable
Water Access Features Boat - Powered Canoe/Kayak Fishing Allowed Personal Watercraft (PWC) Private Access Swimming Allowed
Road Responsibility City/County HOA
Number of Docks 2
Land Assessed Value 236800.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 12963
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* Excluded Features
List By
Taylor Properties

Broker

mscorp61@gmail.com

Email

Affordability Calculator

$4,122
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,725
Monthly Property Taxes
$397
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3535987 Elementary School
3535903 Middle School
Patuxent High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2025$597,000 Listed Price

Map


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12963 Mills Creek Drive, Lusby, MD, 20657 is a Single Family Home for sale at $597,000 with 2,082 sqft and a lot size of 0.56. 12963 Mills Creek Drive has 4 bedrooms, 3.1 baths, and was built in 1987. The property's zip code is 20657 which is in Lusby, MD