106 Pin Oak Road Spencer, IN $ 400,000
106 Pin Oak Road
$ 400,000
New Construction
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106 Pin Oak Road

Spencer, IN, 47460
$ 400,000
Bedrooms4 Baths2.0 Sq 1,947

Monthly Estimate*

$ 2,463

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Single Family Home for sale in Spencer, IN

for $400,000 with 4 bedrooms and 2 full baths. This 1,947 square foot home was built in 2025 on a lot size of 0.317.

Welcome to The Lily, a thoughtfully designed 4-bedroom, 2-bath new construction home in the growing Four Oaks subdivision of Spencer, Indiana. The open-concept layout paired with a split-bedroom floor plan offers the perfect balance of connection and privacy. The kitchen is designed for both everyday living and entertaining, featuring a large island, solid wood cabinetry, stainless steel appliances, and durable quartz countertops. Sliding doors open to a covered porch, ideal for morning coffee, outdoor meals, or unwinding at sunset. The primary suite serves as a private retreat with a walk-in closet, dual-sink vanity, and a tiled walk-in shower. Throughout the home, luxury vinyl plank flooring adds style and easy maintenance, while the spacious 8x11 laundry/mudroom and 2-car attached garage add everyday convenience. A washer and dryer are included, making move-in effortless. Set in the Four Oaks community, residents enjoy small-town charm with a wide-open country feel, friendly neighbors, and peaceful surroundings, all just minutes from Spencer and a short drive to Bloomington's shopping, dining, and entertainment. The Lily at Four Oaks brings together smart design, modern comfort, and the warmth of small-town living.

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Single Family Active

Price

$ 400,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.317

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22068611

Features
Interior
Interior Amenities Bath Sinks Double Main Kitchen Island Hi-Speed Internet Availbl Eat-in Kitchen Walk-In Closet(s)
Basement (Y/N) N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 4
Main Level Bedrooms 4
Total Baths 2
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General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Closing
Appliances Dishwasher Dryer Electric Water Heater Disposal Microwave Electric Oven Refrigerator Washer
HOA Fee 300
Garage Spaces 2
Patio/Porch Features Covered
Architectural Style Traditional
Construction Materials Vinyl With Stone
Year Built 2025
Electric 200+ Amp Service
Township Washington
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Owen
New Construction Y
Property Type Residential
HOA Y
Subdivision Name Four Oaks
Garage Y/N Y
Total Rooms 8
Full Baths 2
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 13809
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Current Financing Conventional FHA VA
Middle/Junior High School Owen Valley Middle School
Property Condition New Construction
Virtual Tour https://www.youtube.com/watch?v=U_2DR5i2oYA
Builder Name Owen Co Homebuilders
Standard Status Active
Tax Lot 601026300370109027
Legal Description Four Oaks SD Ph 1 Lot 9 .317A
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Exterior
Parking Features Attached Concrete Garage Door Opener
Lot Features Close to Clubhouse Irregular Lot Rural - Subdivision Sidewalks
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 1947
Lot Size Acres 0.317
Waterfront Y/N N
Horse Amenities None
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* Excluded Features
List By
Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,463
Per Month
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Monthly Principal & Interest
$2,463
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2025$400,000 Listed Price

Map


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106 Pin Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $400,000 with 1,947 sqft and a lot size of 0.317. 106 Pin Oak Road has 4 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN