106 Pin Oak Road Spencer, IN $ 400,000
106 Pin Oak Road
$ 400,000
New Construction
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106 Pin Oak Road

Spencer, IN, 47460
$ 400,000
Bedrooms4 Baths2.0 Sq 1,947

Monthly Estimate*

$ 2,495

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Single Family Home for sale in Spencer, IN

for $400,000 with 4 bedrooms and 2 full baths. This 1,947 square foot home was built in 2025 on a lot size of 0.317.

Welcome to The Lily, a thoughtfully designed 4-bedroom, 2-bath new construction home in the growing Four Oaks subdivision of Spencer, Indiana. The open-concept layout paired with a split-bedroom floor plan offers the perfect balance of connection and privacy. The kitchen is designed for both everyday living and entertaining, featuring a large island, solid wood cabinetry, stainless steel appliances, and durable quartz countertops. Sliding doors open to a covered porch, ideal for morning coffee, outdoor meals, or unwinding at sunset. The primary suite serves as a private retreat with a walk-in closet, dual-sink vanity, and a tiled walk-in shower. Throughout the home, luxury vinyl plank flooring adds style and easy maintenance, while the spacious 8x11 laundry/mudroom and 2-car attached garage add everyday convenience. A washer and dryer are included, making move-in effortless. Set in the Four Oaks community, residents enjoy small-town charm with a wide-open country feel, friendly neighbors, and peaceful surroundings, all just minutes from Spencer and a short drive to Bloomingtons shopping, dining, and entertainment. The Lily at Four Oaks brings together smart design, modern comfort, and the warmth of small-town living.

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Single Family Active

Price

$ 400,000

Bedrooms

4

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.317

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202542048

Features
General
Sewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling-9+ Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Disposal Dryer Hook Up Electric Eat-In Kitchen Garage Door Opener Kitchen Island Near Walking Trail Open Floor Plan Patio Covered Po
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 0
REO No
Status Detail 0
Common Amenities Clubhouse Dock
Dining Room Level Main
Area Owen County
Location Rural Subdivision Near Walking Trail
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
HOA Fees $ 300
Energy Efficient HVAC
Architctural Style Traditional
Total Sq Ft 1947
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 9 .317A
Virtual Tour https://www.youtube.com/watch?v=U_2DR5i2oYA
Agent First Name Samantha
Agent Last Name Carver
DOM 74
Tax Year Not Assessed
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Exterior
Road Surface Paved
Road Access Private
Exterior Stone Vinyl
Driveway Concrete
Pool No
Garage Length 25
Garage Width 23
Lot Size Area 13809
Lot Dimensions Irregular
Lot Description Irregular 0-2.9999
Fence None
Water Features Walk to Lake Access
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 2
Waterfront Y/N No
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Interior
Basement Slab
Flooring Other
HVAC High Efficiency Furnace SEER 14
Beds 4
Total Rooms 8
Dining Room Length 14
Dining Room Width 11
Fireplace None
Living Room Width 23
Living Room Length 19
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 4
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 16
2nd Bedroom Length 11
2nd Bedroom Level Main
2nd Bedroom Width 14
3rd Bedroom Length 11
3rd Bedroom Level Main
3rd Bedroom Width 11
4th Bedroom Length 11
4th Bedroom Level Main
4th Bedroom Width 14
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* Excluded Features
List By
Samantha Carver

Listing Agent

Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,495
Per Month
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Monthly Principal & Interest
$2,495
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2025$400,000 Listed Price

Map


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106 Pin Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $400,000 with 1,947 sqft and a lot size of 0.317. 106 Pin Oak Road has 4 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN