104 Pin Oak Road Spencer, IN $ 385,400
104 Pin Oak Road
$ 385,400
New Construction
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104 Pin Oak Road

Spencer, IN, 47460
$ 385,400
Bedrooms3 Baths2.0 Sq 1,927

Monthly Estimate*

$ 2,373

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Single Family Home for sale in Spencer, IN

for $385,400 with 3 bedrooms and 2 full baths. This 1,927 square foot home was built in 2025 on a lot size of 0.279.

Modern style pairs effortlessly with small-town appeal in The Acacia, a 1,927 sq ft new construction home offering 3 bedrooms and 2 baths in Spencer's sought-after Four Oaks community. The open-concept layout highlights luxury vinyl plank flooring, solid wood cabinetry, quartz countertops, and contemporary finishes designed for both beauty and everyday living. A split-bedroom floor plan provides added privacy, while the primary suite offers a tiled walk-in shower and a generous walk-in closet. Outside, enjoy a covered front porch, concrete driveway, and a 2-car attached garage that complement the home's clean, efficient design. Life at Four Oaks includes sidewalks, a community clubhouse, a scenic walking trail around a private lake, fishing and kayaking access, and a fenced dog park. Simple. Stylish. Smart living. Discover what makes Four Oaks feel like home.

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Single Family Active

Price

$ 385,400

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.279

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22068598

Features
Interior
Interior Amenities Bath Sinks Double Main Kitchen Island Hi-Speed Internet Availbl Eat-in Kitchen Pantry Walk-In Closet(s)
Basement (Y/N) N
Half Baths 0
Laundry Features Main Level
Total Bedrooms 3
Main Level Bedrooms 3
Total Baths 2
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General
Heating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected Sewer Connected Water Connected
Possession Closing
Appliances Dishwasher Dryer Electric Water Heater Disposal Microwave Electric Oven Refrigerator Washer
HOA Fee 300
Garage Spaces 2
Patio/Porch Features Covered Deck
Architectural Style Traditional
Construction Materials Vinyl With Stone
Year Built 2025
Electric 200+ Amp Service
Township Washington
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Assoc Fee Paid Per Annually
County Owen
New Construction Y
Property Type Residential
HOA Y
Subdivision Name Four Oaks
Garage Y/N Y
Total Rooms 7
Full Baths 2
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 12153
Elementary School McCormick's Creek Elementary Sch
Property Attached Y/N N
Current Financing Conventional FHA VA
Middle/Junior High School Owen Valley Middle School
Property Condition New Construction
Virtual Tour https://www.youtube.com/watch?v=9qTTB4y6Fpo
Builder Name Owen Co Homebuilders
Standard Status Active
Tax Lot 601026300370108027
Legal Description Four Oaks SD Ph 1 Lot 8 .279A
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Exterior
Parking Features Attached Concrete Garage Door Opener
Lot Features Close to Clubhouse Irregular Lot Rural - Subdivision Sidewalks
Water Source Public
Foundation Details Slab
Spa N
Building Area Total 1927
Lot Size Acres 0.279
Horse Amenities None
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* Excluded Features
List By
Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,373
Per Month
100%
0%
0%
Monthly Principal & Interest
$2,373
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046850 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2025$385,400 Listed Price

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104 Pin Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $385,400 with 1,927 sqft and a lot size of 0.279. 104 Pin Oak Road has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN