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104 Pin Oak Road Spencer, IN $ 385,400
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104 Pin Oak Road
$ 385,400
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New Construction
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104 Pin Oak Road

Spencer, IN, 47460
$ 385,400
Bedrooms3 Baths2.0 Sq 1,927

Monthly Estimate*

$ 2,404

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Single Family Home for sale in Spencer, IN

for $385,400 with 3 bedrooms and 2 full baths. This 1,927 square foot home was built in 2025 on a lot size of 0.279.

Sleek design meets small-town charm in The Acacia—a 1,927 sq. ft., 3-bedroom, 2-bath new construction home in Spencer’s premier community, Four Oaks. The open-concept floor plan showcases luxury vinyl plank flooring, solid wood cabinets, quartz countertops, and modern finishes that blend style with function. Enjoy the split-bedroom layout for added privacy, with a primary suite featuring a walk-in tiled shower and spacious walk-in closet. A covered front porch, concrete driveway, and 2-car attached garage add to the home’s clean, efficient design. Four Oaks residents enjoy sidewalks, a community clubhouse, a walking trail around a private lake, fishing and kayaking access, and a fenced dog park. Simple. Stylish. Smart living—experience the difference at Four Oaks.

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Single Family Active

Price

$ 385,400

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 0

Style

Traditional

Lot Size

0.279

Year Built

2025

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202542001
Features
General
Sewer Public
Heating Gas Forced Air
Kitchen Level Main
Cooling Central Air
Laundry Y/N Main
Fireplaces No
Garage Attached
Amenities Ceiling-9+ Ceiling Fan(s) Closet(s) Walk-in Countertops-Solid Surf Deck Open Disposal Dryer Hook Up Electric Eat-In Kitchen Garage Door Opener Kitchen Island Near Walking Trail Open Floor Plan Pantry
Status Active Active
Full Baths 2
Half Baths 0
Bathrooms 2
Year Built 2025
New Construction Spec
Subdivision Four Oaks
Style One Story
Township Washington
Class RESIDENTIAL
Type Site-Built Home
Age 0
REO No
Status Detail 0
Common Amenities Clubhouse Dock
Dining Room Level Main
Area Owen County
Location Rural Subdivision Near Walking Trail
High School Owen Valley
City Spencer
School District Spencer-Owen Community Schools
HOA Fees $ 300
Energy Efficient HVAC
Architctural Style Traditional
Total Sq Ft 1927
Elementary School Mccormicks Creek
Middle School Owen Valley
Legal Description Four Oaks SD Ph 1 Lot 8 .279A
Virtual Tour https://www.youtube.com/watch?v=9qTTB4y6Fpo
Agent First Name Samantha
Agent Last Name Carver
DOM 60
Tax Year Not Assessed
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Exterior
Road Surface Paved
Road Access Private
Exterior Stone Vinyl
Driveway Concrete
Pool No
Garage Length 24
Garage Width 23
Lot Size Area 12153
Lot Dimensions Irregular
Lot Description Irregular 0-2.9999
Fence None
Water Features Walk to Lake Access
Energy Efficient Doors/Windows Double Pane Windows Insulated Doors
Garage Capacity 2
Waterfront Y/N No
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Interior
Basement Slab
Flooring Other
HVAC High Efficiency Furnace SEER 14
Beds 3
Total Rooms 7
Dining Room Length 15
Dining Room Width 9
Fireplace None
Living Room Width 18
Living Room Length 22
Full Baths Main 2
Full Baths Upper 0
Above Grade Bedrooms 3
Below Grade Baths 0
Below Grade Bedrooms 0
Full Baths Below Grade 0
Half Baths Below Grade 0
Half Baths Main 0
Half Baths Upper 0
1st Bedroom Level Main
1st Bedroom Width 15
2nd Bedroom Length 13
2nd Bedroom Level Main
2nd Bedroom Width 12
3rd Bedroom Length 13
3rd Bedroom Level Main
3rd Bedroom Width 12
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* Excluded Features
List By
Samantha Carver

Listing Agent

Home Team Properties

Broker

scarver@homefinder.org

Email

Affordability Calculator

$2,404
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Monthly Principal & Interest
$2,404
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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1237060 Elementary School
1236321 Middle School
Owen Valley High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
10/16/2025$385,400 Listed Price

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104 Pin Oak Road, Spencer, IN, 47460 is a Single Family Home for sale at $385,400 with 1,927 sqft and a lot size of 0.279. 104 Pin Oak Road has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 47460 which is in Spencer, IN

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