97159 HARBOR CONCOURSE Circle Fernandina Beach, FL $ 515,000
97159 HARBOR CONCOURSE Circle
$ 515,000
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97159 HARBOR CONCOURSE Circle

Fernandina Beach, FL, 32034
$ 515,000
Bedrooms5 Baths3.1 Sq 2,962

Monthly Estimate*

$ 3,213

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Single Family Home for sale in Fernandina Beach, FL

for $515,000 with 5 bedrooms and 3 full baths, 1 half bath. This 2,962 square foot home was built in 2019 on a lot size of 0.13.

Spacious 5-Bedroom Home in Desirable Harbor Concourse! This beautiful 5-bedroom, 3-bathroom home offers low HOA dues and access to a community playground, making it a great place to call home. With the primary bedroom conveniently located downstairs—featuring his and her closets—this home offers both comfort and functionality. Upstairs, you'll find an oversized flex space ideal for a mother-in-law suite, homeschooling area, or second living space, along with generously sized guest bedrooms that provide plenty of room to relax and unwind. The heart of the home is the stunning kitchen, boasting quartz countertops, a charming brick backsplash, stainless steel appliances, and stylish pendant lighting. Downstairs also includes a bonus room perfect for a home office or hobby room, giving you flexibility to suit your lifestyle. Step outside to enjoy the fully fenced backyard with tranquil pond views, all from the comfort of your screened-in lanai—ideal for relaxing or entertaining year-round

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Single Family Active

Price

$ 515,000

Bedrooms

5

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 4,953

Style

Single Family Residence

Lot Size

0.13

Year Built

2019

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2113558

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Kitchen Island Pantry Primary Downstairs Walk-In Closet(s)
Flooring Carpet Laminate Tile
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Total Bedrooms 5
Total Baths 4
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Electric Range Microwave Refrigerator
HOA Fee 620.0
Garage Spaces 2.0
Patio/Porch Features Rear Porch Screened
Construction Materials Fiber Cement
Year Built 2019
View Pond
Stories Count 2
Property Subtype Single Family Residence
Tax Year 2024
Current Use Residential Single Family
Parcel Number 292N28011501080000
Waterfront Features Pond
Assoc Fee Paid Per Annually
County Nassau
New Construction 0
Property Type Residential
Association Amenities Park Playground
HOA Y
Attached Garage Y
Subdivision Name Harbor Concourse
Garage Y/N Y
Total Rooms 0
Full Baths 3
Status Active
Directions A1A to Amelia Concourse Right into Harbor Concourse Right on Harbor Concourse Circle Home on left look for sign in yard
High School Yulee
City Fernandina Beach
Senior Community Y/N N
Zoning Description PUD
MLS Area 472-Oneil/Nassaville/Holly Point
Lot Size Units Acres
Lot Size Square Feet 5662.8
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Yulee
Property Attached Y/N Y
Tax Annual Amount 4953.69
Home Warranty Y/N N
Middle/Junior High School Yulee
Lease Renewal Y/N N
MLS Area Minor 472-Oneil/Nassaville/Holly Point
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Fencing Back Yard Wrought Iron
Parking Features Attached
Lot Features Sprinklers In Front Sprinklers In Rear
Water Source Public
Lot Size Area 0.13
Spa N
Lot Dimensions 50x110
Lot Size Acres 0.13
Road Surface Type Asphalt
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 97159
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* Excluded Features
List By
Keller Williams Realty Atlantic Partners

Broker

colleenbellar@gmail.com

Email

Affordability Calculator

$3,626
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,213
Monthly Property Taxes
$413
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308391 Elementary School
308039 Middle School
Yulee High School High School
Pricing History
DatePricePrice ChangeDescription
10/16/2025$515,000 Listed Price

Map


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97159 HARBOR CONCOURSE Circle, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $515,000 with 2,962 sqft and a lot size of 0.13. 97159 HARBOR CONCOURSE Circle has 5 bedrooms, 3.1 baths, and was built in 2019. The property's zip code is 32034 which is in Fernandina Beach, FL