Single Family: MLS #O6352888 Saint Cloud, FL $ 421,900
Single Family: MLS #O6352888
$ 421,900
New Construction
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Single Family: MLS #O6352888

Saint Cloud, FL, 34773
$ 421,900
Bedrooms4 Baths2.1 Sq 2,335

Monthly Estimate*

$ 2,598

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Single Family Home for sale in Saint Cloud, FL

for $421,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,335 square foot home was built in 2025 on a lot size of 0.11.

Quick Move-In Opportunity with Rare Financing & NO CDD! This brand-new, quick move-in home delivers exceptional value, plus NO CDD fees—a rare opportunity that offers real savings and long-term peace of mind in today’s market. Now let the home tell its story. Welcome to the 2335 floor plan by Adams Homes, a spacious 4-bedroom, 2.5-bath two-story home thoughtfully designed for comfort, flexibility, and modern living. From the moment you step into the grand two-story foyer, you’ll feel the openness that makes this home ideal for both everyday life and entertaining. The open-concept main living area flows seamlessly into a chef-inspired kitchen featuring a large center island, walk-in pantry, granite countertops, and Whirlpool stainless steel appliances—the perfect space for hosting gatherings or enjoying quiet family moments. Upstairs, the home truly shines with an oversized loft, offering endless possibilities—media room, game space, home office, or second living area. The owner’s suite is a private retreat with dual vanities, a soaking tub, separate shower, and a spacious walk-in closet. Three additional bedrooms provide room to grow, welcome guests, or create dedicated work and hobby spaces. A convenient upstairs laundry room adds ease to everyday routines. Bathrooms are finished with elegant granite countertops, and peace of mind comes standard with a 1-year builder warranty and a 10-year structural warranty. If you’ve been waiting for a home that combines immediate availability, flexible space, standout value, and long-term comfort—this is the opportunity that finally brings it all together.

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Single Family Active

Price

$ 421,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 759

Style

Single Family Residence

Lot Size

0.11

Year Built

2025

Town/City

Saint Cloud

County/Region

Osceola

MLS | Web ID

O6352888

Features
General
Sewer Private Sewer
Heating Electric
Cooling Central Air
Utilities BB/HS Internet Available Cable Available Electricity Available
Roof Shingle
Appliances Dishwasher Range
Zoning X
HOA Fee 68.75
Garage Spaces 2
Construction Materials Concrete
Pets Allowed Cats OK Dogs OK
Year Built 2025
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Monthly
County Osceola
New Construction true
Property Type Residential
Attached Garage true
Subdivision Name HARMONY CENTRAL PH 1
Facing Direction North
Garage Y/N true
Total Rooms 8
Full Baths 2
Status Active
Directions Take 192 towards St. Cloud continue to go pass Harmony High-school you will shortly see the community on the left hand side of 192 following Harmony Main.
High School Harmony High
City ST CLOUD
Association Name Beth Conner
Senior Community Y/N false
MLS Area 34773 - St Cloud (Harmony)
Lot Size Units Square Feet
Lot Size Square Feet 4792
Carport Y/N false
Elementary School Harmony Community School (K-5)
Land Lease Y/N false
Tax Annual Amount 759
Middle/Junior High School Harmony Middle
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6352888
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 21
Legal Description HARMONY CENTRAL PH 1 PB 32 PGS 120-133 BLK B LOT 21
Minimum Lease 7 Months
Water Access Y/N false
Monthly HOA Amount 68.75
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) High Ceilings
Flooring Carpet Ceramic Tile Concrete
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 3
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Exterior
Exterior Amenities Balcony Garden Irrigation System
Water Source Private
Lot Size Area 4792
Foundation Details Slab
Building Area Total 2795
Lot Size Acres 0.11
Road Surface Type Asphalt Brick
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Adams Homes Realty, Inc

Broker

jrsuazorealtor@gmail.com

Email

Affordability Calculator

$2,661
Per Month
98%
2%
0%
Monthly Principal & Interest
$2,598
Monthly Property Taxes
$63
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Harmony High High School High School
Pricing History
DatePricePrice ChangeDescription
2/10/2026$421,900 Listed Price

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