128 Circular Street Saratoga Springs, NY ^$ 1,199,000

128 Circular Street

^$ 1,199,000

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128 Circular Street

Saratoga Springs, NY, 12866

^$ 1,199,000

Bedrooms7 Baths4.1 Sq 6,914

Monthly Estimate*

^$ 7,480

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Multi-Family Home for sale in Saratoga Springs, NY

for $1,199,000 with 7 bedrooms and 4 full baths, 1 half bath. This 6,914 square foot home was built in 1960 on a lot size of 0.16.

Exceptional opportunity to own a legal 4-family property in one of Saratoga Springs' most sought-after locations—just two blocks from Broadway in the heart of the historic district. Whether you're looking to live in one unit and rent the rest, or fully embrace the role of landlord, this property offers strong income now and even greater potential ahead. Bonus spaces include three additional rooms on the 2nd and 3rd floors, plus a carriage house—ideal for conversion or expansion with proper approvals. Some code-related clean-up is needed, but the value and location are undeniable. Owner financing available with $250K minimum down. A classic Saratoga investment that checks all the boxes for location, income, and long-term upside.

Multi-Family Active

Price

^$ 1,199,000

Bedrooms

Full Bath

Half Bath

Property Type

Multi-Family

Taxes

^$ 13,913

Style

Traditional

Lot Size

0.16

Year Built

1960

Town/City

Saratoga Springs

County/Region

Saratoga

MLS | Web ID

202527829

Features

Interior

Interior Amenities Built-in Features Ceramic Tile Bath

Basement Unfinished

Flooring Vinyl Carpet Ceramic Tile Laminate Linoleum

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Window Features Screens Blinds Curtain Rods

Above Grade Finished Area 6914.0

Half Baths 1

Total Bedrooms 7

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source CRS

Total Baths 5

General

Sewer Public Sewer

Heating Baseboard Forced Air Radiant Natural Gas

Cooling AC Pump Wall Unit(s)

Possession At Closing

Roof Slate Rubber Asphalt

Zoning Multi Residence

Garage Spaces 3.0

Patio/Porch Features Pressure Treated Deck Front Porch

Architectural Style Traditional

Construction Materials Stone Clapboard Block

Year Built 1960

Electric 200+ Amp Service Circuit Breakers

Property Subtype Quadruplex

County Saratoga

New Construction N

Property Type MultiFamily

HOA N

Attached Garage Y

Other Structures Storage Garage(s)

Full Baths 4

Status Active

Directions Right off Broadway onto Lake Ave. Right onto Circular St. Three houses up on the left.

High School Saratoga Springs

City Saratoga Springs

High School District Saratoga Springs

Number Of Units Total 4

Lot Size Units Acres

Lot Size Square Feet 6969.6

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 13913.6

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 31.000

Exterior

Exterior Amenities None

Fencing Vinyl Back Yard Gate

Parking Features Off Street Tandem Attached Garage

Lot Features Private Level Landscaped Cleared

Water Source Public

Total Parking 4.0

Lot Size Area 0.16

Spa N

Lot Dimensions 50X140

Lot Size Acres 0.16

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 128

* Excluded Features

List By

Scott Varley

Listing Agent

Kw Platform

Broker

(518) 281-6808

Phone

scottvarley@kw.com

Affordability Calculator

$8,640

Per Month

Monthly Principal & Interest: $7,480
Monthly Property Taxes: $1,159
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Saratoga Springs, NY

Average List Price ^$917,200

Percent of Sale Price 24%

About Saratoga Springs, NY

27,696 Population

6% Since 2002

^$76,441 Median Income

40.65 Median Age

21% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853435 Elementary School

853244 Middle School

Saratoga Springs High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/15/2025	$1,199,000		Listed Price

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128 Circular Street, Saratoga Springs, NY, 12866 is a Multi-Family Home for sale at $1,199,000 with 6,914 sqft and a lot size of 0.16. 128 Circular Street has 7 bedrooms, 4.1 baths, and was built in 1960. The property's zip code is 12866 which is in Saratoga Springs, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/19/2025.

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128 Circular Street

Multi-Family Home for sale in Saratoga Springs, NY

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