2620 COVE CAY DRIVE 107 Clearwater, FL $ 309,900
2620 COVE CAY DRIVE 107
$ 309,900
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2620 COVE CAY DRIVE 107

Clearwater, FL, 33760
$ 309,900
Bedrooms2 Baths2.0 Sq 1,050

Monthly Estimate*

$ 1,908

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Condo for sale in Clearwater, FL

for $309,900 with 2 bedrooms and 2 full baths. This 1,050 square foot condo was built in 1974.

Welcome to one of Cove Cay’s coveted seven condos with an oversized outdoor deck—set above a tranquil pond on the 15th hole—where bay breezes and ever-changing views of water, wildlife, sunrises, and golfers become your daily backdrop. The 16' x 13' deck (208 sq. ft.) was rebuilt in 2025 with composite Trex for beauty, durability, and years of low-maintenance living. Wide PGT impact sliders open to a screened porch that flows out to the deck—hello, indoor-outdoor entertaining. Inside, the open kitchen is light and bright, featuring a double PGT impact window, white soft-close cabinetry, exquisite light granite with neutral veining that doubles as an expansive serving/snack bar, a ceiling detail with crown moulding and integrated lighting, stainless appliances, a deep stainless undermount sink with a sleek black gooseneck faucet, decorative backsplash, and a dedicated coffee bar. Pergo DuraCraft waterproof luxury vinyl plank runs throughout for cool comfort, easy care, and long-term durability. Fresh, airy wall colors elevate the spacious living/dining area, which includes an attractive built-in and the perfect wall for a large TV. The serene primary suite enjoys PGT windows framing the pond and golf course. Its en-suite bath offers a large vanity, distinctive lighting, updated tile shower and flooring, and a custom walk-in closet. The second bedroom flexes beautifully as a den, office, or guest room, and the refreshed hall bath is another win. Practical perks abound: a 2023 Trane A/C, a newer water heater, hurricane windows throughout and your own private laundry room just steps from the front door with full-size washer/dryer, storage cabinet, and high shelving. This corner residence adds privacy and sits just moments from the Village 2 pool and recreation area—as well as your carport. Lush landscaping, shimmering water and fairway vistas, 24/7 security, and well-kept amenities make this the paradise known as Cove Cay.

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Condo Active

Price

$ 309,900

Bedrooms

2

Full Bath

2

Property Type

Condo

Taxes

$ 2,729

Style

Contemporary Traditional

Year Built

1974

Town/City

Clearwater

County/Region

Pinellas

MLS | Web ID

TB8437331

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Built-Up
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Range Hood Washer
Association Fee Includes 24-Hour Guard Cable TV Common Area Taxes Community Pool Insurance Internet Maintenance Structure Maintenance Grounds Manager Pool Maintenance Security Sewer Trash Water
Patio/Porch Features Covered Deck Rear Porch
Architectural Style Contemporary Traditional
Pool Features Gunite Heated In Ground
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK
Year Built 1974
View Golf Course Water
Levels One
Unit Number 107
Property Subtype Condominium
Tax Year 2025
Ownership Condominium
Waterfront Features Bay/Harbor Front Bay/Harbor Pond
Community Features Bay/Harbor Front Association Recreation - Owned Buyer Approval Required Gated Community - Guard Golf Restaurant Special Community Restrictions
HOA Fee 2 0
County Pinellas
New Construction false
Property Type Residential
Association Amenities Cable TV Clubhouse Elevator(s) Fitness Center Lobby Key Required Maintenance Optional Additional Fees Pool Recreation Facilities Sauna Security Shuffleboard Court Vehicle Restrictions
Subdivision Name COVE CAY 26-20 VILLAGE II
Facing Direction West
Garage Y/N false
Total Rooms 7
Full Baths 2
Status Active
Directions US 19 just South of Belleair Rd on E. Side. When traveling South exit at Whitney Rd. and make a u-turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop at the guard gate for a pass with community map on back. Building numbers are located by the main entrance of each village.
City CLEARWATER
Body of Water TAMPA BAY
Association Name Lori Pollock/Folio Association Management
Senior Community Y/N false
MLS Area 33760 - Clearwater
Lot Size Square Feet 0
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional
Spa Features Heated In Ground
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 2729.91
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/TB8437331
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 0107
Legal Description COVE CAY TWENTY-SIX TWENTY VILLAGE II CONDO APT 107 TOGETHER WITH THE USE OF CARPORT 2012 & STORAGE ROOM 107
Water View Bay/Harbor - Partial Pond
Water Access Type Bay/Harbor
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 3 Months
Water Access Y/N true
Monthly Condo Fee Amount 891
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
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Interior
Interior Amenities Built-in Features Ceiling Fan(s) Living Room/Dining Room Combo Stone Counters Walk-In Closet(s) Window Treatments
Flooring Ceramic Tile Concrete Luxury Vinyl
Total Stories 10
Common Walls Corner Unit End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Drapes
Fireplace Y/N false
Half Baths 0
Laundry Features Laundry Room Other
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Lighting Sliding Doors
Vegetation Mature Landscaping
Parking Features Guest
Lot Features Flood Insurance Required FloodZone In County Near Marina On Golf Course Unincorporated
Water Source Public
Foundation Details Slab
Spa true
Building Area Total 1050
Lot Size Acres 0
Road Surface Type Paved Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 1
Road Frontage Type Street Paved Private Road
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* Excluded Features
List By
Future Home Realty Inc

Broker

quikclose@msn.com

Email

Affordability Calculator

$2,136
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,908
Monthly Property Taxes
$227
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
12/29/2025$309,900 -5.81% Price Down
12/19/2025$329,000 Listed Price

Map


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2620 COVE CAY DRIVE 107, Clearwater, FL, 33760 is a Condo for sale at $309,900 with 1,050 sqft. 2620 COVE CAY DRIVE 107 has 2 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 33760 which is in Clearwater, FL