3425 HIGH BLUFF DRIVE Largo, FL $ 499,000
3425 HIGH BLUFF DRIVE
$ 499,000
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3425 HIGH BLUFF DRIVE

Largo, FL, 33770
$ 499,000
Bedrooms3 Baths2.0 Sq 1,626

Monthly Estimate*

$ 3,113

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Single Family Home for sale in Largo, FL

for $499,000 with 3 bedrooms and 2 full baths. This 1,626 square foot home was built in 1963 on a lot size of 0.2.

PAID-OFF solar panels (installed 2021) keeping the average electric bill just $30/month. Recent upgrades include seven new ENERGY STAR windows and a new front door (2024) for added security and efficiency. Major systems are in great shape with HVAC (2019) and roof (2016), offering peace of mind for years to come. Must see in person! Call today! Nestled among million dollar homes, this energy-efficient, move-in ready home is in the highly desirable Harbor Hills community, located HIGH AND DRY in Flood Zone X, meaning NO FLOOD INSURANCE required. Step inside to a naturally bright and spacious eat-in kitchen featuring granite countertops, a LARGE BREAKFAST BAR, abundant cabinetry, and a walk-in pantry. The SPLIT BEDROOM FLOOR PLAN includes 3 bedrooms, 2 full baths, and plenty of storage. The primary suite, living area, and kitchen all open directly to a 300 sq. ft. screened patio, perfect for entertaining or relaxing in the refreshing Gulf breeze. Enjoy the fully fenced backyard, ideal for pets and a garden. Or expand your fence even further for a private backyard oasis. Talk about location, Harbor Hills is one of those quiet, established waterfront neighborhoods people rarely leave. Bonus: easy access to beaches, parks, boat ramps, hospitals, shopping, and top-rated restaurants, just 5 minutes from the beach! With an HOA of only $100/year and short-term rentals allowed, this property is Airbnb-ready and perfect for investors, snowbirds, or full-time residents alike. Highlights: Average electric bill $30/month (paid-off solar), Energy-efficient upgrades (2024 windows + door), Roof 2016 | HVAC 2019, NO flood insurance required, Short-term rentals allowed, 5 minutes to the beach. This Harbor Hills gem combines modern updates, ultra-low utilities, flexible rental potential, and a prime coastal location, a rare find at this price in today’s market! You have to see this one, call today!

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Single Family Active

Price

$ 499,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,785

Style

Single Family Residence

Lot Size

0.2

Year Built

1963

Town/City

Largo

County/Region

Pinellas

MLS | Web ID

TB8437114

Features
Interior
Interior Amenities crown molding eating space in kitchen primary bedroom main floor split bedroom walk-in closet(s)
Flooring tile
Air Conditioning Y/N yes
Heating Y/N yes
Window Features blinds double pane windows energy star qualified windows insulated windows low-emissivity windows storm window(s) window treatments
Fireplace Y/N no
Half Baths 0
Laundry Features electric dryer hookup washer hookup
Total Bedrooms 3
Total Baths 2
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General
Sewer public sewer
Heating central electric heat pump solar
Cooling central air
Utilities public solar sprinkler well street lights
Roof shingle
Appliances built-in oven dishwasher disposal electric water heater microwave range refrigerator
Zoning r-3
Garage Spaces 2
Construction Materials block
Pets Allowed yes
Year Built 1963
Electric photovoltaics seller owned
Levels one
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
County pinellas
New Construction no
Property Type residential
HOA Y
Attached Garage yes
Energy Efficient doors insulation lighting windows
Subdivision Name harbor hills
Facing Direction south
Garage Y/N yes
Green Energy Generation solar
Green Indoor Air Quality no smoking-interior buildg
Green Water Conservation low-flow fixtures
Total Rooms 7
Full Baths 2
Status active
Directions from us 19 head west on roosevelt/east bay toward the gulf turn left (south) at indian rocks rd and approximately 1 mile south 3425 high bluff dr will be on the right. park on street or in drive.
City largo
Association Name greg runey
Senior Community Y/N no
MLS Area 33770 - largo/belleair bluffs
Lot Size Units square feet
Lot Size Square Feet 8817
Carport Y/N no
Listing Terms cash conventional fha va loan
Land Lease Y/N no
Tax Annual Amount 3785
Additional Parcels Y/N no
Lease Considered Y/N yes
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type owner
Tax Lot 41
Legal Description harbor hills blk a lot 41
Minimum Lease no minimum
Water Access Y/N no
Water View Y/N no
Flood Zone Code x
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Exterior
Exterior Amenities rain gutters sliding doors
Fencing fenced vinyl
Parking Features circular driveway
Water Source public see remarks well
Lot Size Area 8817
Foundation Details slab
Building Area Total 2419
Lot Size Acres 0.2
Road Surface Type paved
Private Pool no
Waterfront Y/N no
Covered Spaces 2
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Internal Only
Street Number 1 3425
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* Excluded Features
List By
Charles Rutenberg Realty Inc

Broker

homesbythesurf@gmail.com

Email

Affordability Calculator

$3,429
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,113
Monthly Property Taxes
$315
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
266288 Elementary School
265661 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/19/2025$499,000 -3.67% Price Down
11/5/2025$518,000 -0.19% Price Down
10/15/2025$519,000 Listed Price

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3425 HIGH BLUFF DRIVE, Largo, FL, 33770 is a Single Family Home for sale at $499,000 with 1,626 sqft and a lot size of 0.2. 3425 HIGH BLUFF DRIVE has 3 bedrooms, 2.0 baths, and was built in 1963. The property's zip code is 33770 which is in Largo, FL