1271 Cedar Lane Spencer, IN ^$ 899,900

1271 Cedar Lane

^$ 899,900

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1271 Cedar Lane

Spencer, IN, 47460

^$ 899,900

Bedrooms2 Baths2.0 Sq 1,290

Monthly Estimate*

^$ 5,614

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Single Family Home for sale in Spencer, IN

for $899,900 with 2 bedrooms and 2 full baths. This 1,290 square foot home was built in 1994 on a lot size of 68.04.

The ultimate outdoorsmanâs retreat! 68 acres featuring a 4-acre stocked lake with dock, 2BR/2BA cabin with fireplace and lake views, and a 60x30 steel-frame building for all your gear. Established food plots, trail system, and a recent select timber harvest keep the woods healthy and accessible. Deer and turkey are abundant! Secluded yet easy to reachâjust south of Spencer and west of Bloomington, IN. Hunt, fish, and relax on your own private paradise.

Single Family Active

Price

^$ 899,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,093

Style

Cabin/Cottage

Lot Size

68.04

Year Built

1994

Town/City

Spencer

County/Region

Owen

MLS | Web ID

202541654

Features

General

Sewer Septic

Heating Electric Heat Pump

Kitchen Level Main

Cooling Central Air Heat Pump

Laundry Y/N Main

Fireplaces Yes

Water Access Type Lakefront

Amenities 1st Bdrm En Suite Ceiling-9+ Ceiling-Cathedral Ceiling Fan(s) Deck Open Deck on Waterfront Dryer Hook Up Electric Porch Enclosed Range/Oven Hook Up Elec Tub/Shower Combination Main Floor Laundry Gara

Status Active Active

Full Baths 2

Half Baths 0

Bathrooms 2

Year Built 1994

New Construction No

Subdivision None

Style One and Half Story

Township Clay

Class RESIDENTIAL

Type Site-Built Home

Age 31

REO No

Status Detail 0

Area Owen County

Location Rural

High School Owen Valley

City Spencer

School District Spencer-Owen Community Schools

Architctural Style Cabin/Cottage

Total Sq Ft 1290

Elementary School Mccormicks Creek

Middle School Owen Valley

Legal Description Property Recently Surveyed. This is the legal on the Property Record Card. IN N 1/2 31-9-3 (112.34A) IN NW NW 31-9-3 (21.67A)

Virtual Tour https://estate-focus-photography.aryeo.com/sites/pnkmppa/unbranded

Agent First Name Gary

Agent Last Name West

DOM 63

Tax Year 2025

Exterior

Road Surface Asphalt

Road Access County

Exterior Wood

Water Frontage 300

Driveway Gravel

Pool No

Waterfront Lake

Lot Size Area 2963822

Lot Dimensions Irregular

Lot Description 15+ Lake Water View Wooded

Fence None

Water Features Pier/Dock Walk to Lake Access Deeded

Lake Non Ski Lake

Waterfront Y/N Yes

Interior

Basement Crawl

Fireplace(s) 1

Flooring Carpet Vinyl

Beds 2

Total Rooms 4

Fireplace Living/Great Rm Wood Burning

Living Room Width 16

Living Room Length 22

Full Baths Main 1

Full Baths Upper 1

Above Grade Bedrooms 2

Below Grade Baths 0

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 0

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Upper

1st Bedroom Width 12

2nd Bedroom Length 15

2nd Bedroom Level Main

2nd Bedroom Width 10

Basement Material Block

* Excluded Features

List By

Gary West

Listing Agent

Re/Max Acclaimed Properties

Broker

gary.west@remax.net

Affordability Calculator

$5,872

Per Month

Monthly Principal & Interest: $5,614
Monthly Property Taxes: $258
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Spencer, IN

Average List Price ^$412,476

Percent of Sale Price 54%

About Spencer, IN

2,332 Population

-12% Since 2002

^$40,502 Median Income

40.93 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1237060 Elementary School

1236321 Middle School

Owen Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/14/2025	$899,900		Listed Price

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1271 Cedar Lane, Spencer, IN, 47460 is a Single Family Home for sale at $899,900 with 1,290 sqft and a lot size of 68.04. 1271 Cedar Lane has 2 bedrooms, 2.0 baths, and was built in 1994. The property's zip code is 47460 which is in Spencer, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/17/2025.

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1271 Cedar Lane

Single Family Home for sale in Spencer, IN

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