630 E ELM Street Cottonwood, AZ $ 648,000
630 E ELM Street
$ 648,000
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630 E ELM Street

Cottonwood, AZ, 86326
$ 648,000
Bedrooms3 Baths2.0 Sq 2,243

Monthly Estimate*

$ 4,043

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Single Family Home for sale in Cottonwood, AZ

for $648,000 with 3 bedrooms and 2 full baths. This 2,243 square foot home was built in 1990 on a lot size of 1.04.

Rare Find in Verde Palisades! Enjoy country living in the city on this spacious 1-acre lot with coveted AG zoning, ideal for horses or farm animals. This inviting 3-bedroom, 2-bath home plus den offers flexible living spaces, including a large living room with a stunning flagstone fireplace and a separate family room. The newly remodeled kitchen features leathered granite countertops and stainless steel appliances, complemented by new windows, a newer Trane HVAC system, newer roof, and an owned solar system for energy efficiency. Step outside to a fenced yard with horse stalls, a large Trex deck, and a 10x10 gazebo — perfect for relaxing in the shade. Properties like this rarely come available in Verde Palisades — don't miss your chance to make it yours! Act fast!

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Single Family Contingent

Price

$ 648,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,456

Style

Contemporary,Ranch

Lot Size

1.04

Year Built

1990

Town/City

Cottonwood

County/Region

Yavapai

MLS | Web ID

6933217

Features
Interior
Interior Amenities Granite Counters Double Vanity Eat-in Kitchen Vaulted Ceiling(s) Full Bth Master Bdrm
Flooring Carpet Laminate Tile
Total Stories 1
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Dual Pane
Fireplace Y/N Y
Laundry Features Wshr/Dry HookUp Only
Total Bedrooms 3
Total Baths 2
Bedrooms Possible 4
Built-in Microwave True
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General
Sewer Septic Tank
Heating Natural Gas
Cooling Central Air
Possession Close Of Escrow
Roof Composition
Garage Spaces 2.0
Association Fee Includes No Fees
Architectural Style Contemporary Ranch
Construction Materials Wood Siding Wood Frame
Year Built 1990
View Mountain(s)
Township 15
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
County Yavapai
Property Type Residential
HOA N
Attached Garage N
Energy Efficient Solar Panels
Subdivision Name VERDE PALISADES UNIT 2
Other Structures Gazebo
Total Rooms 0
Special Listing Conditions N/A
Status UCB (Under Contract-Backups)
Directions From Hwy 89A take 6th St to left on Elm St to 2nd house on left. Or go West on Fir St to right onto 7th Street to left onto Elm St to home on right.
City Cottonwood
Disclosures Seller Discl Avail Vicinity of an Airport
High School District Mingus Union High School District
Open Parking Spaces 2.0
Lot Size Units Square Feet
Lot Size Square Feet 45446.0
Carport Spaces 0.0
Carport Y/N N
Spa Features None
Elementary School Cottonwood Community School
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 1456.0
Home Warranty Y/N N
Middle/Junior High School Cottonwood Community School
Lease Renewal Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Builder Name Owner
Standard Status Active Under Contract
Occupancy Type Owner
Elementary School District Cottonwood-Oak Creek Elementary District
Tax Lot 7
New Financing: Conventional True
Senior Community N
New Financing: FHA True
Ttl Monthly Fee Equiv 0.0
New Financing Cash True
New Financing: VA True
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Exterior
Exterior Amenities Other Storage
Fencing Chain Link
Parking Features Garage Door Opener Extended Length Garage Circular Driveway
Lot Features North/South Exposure Desert Back Desert Front Grass Back
Water Source City Water
Lot Size Area 45446.0
Spa N
Lot Size Acres 1.04
Lot Size Source Assessor
Waterfront Y/N N
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility City Maintained Road
Horse Y/N Y
Horse Amenities Other
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 630
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* Excluded Features
List By
Coldwell Banker Realty

Broker

tomgarrow@msn.com

Email

Affordability Calculator

$4,164
Per Month
97%
3%
0%
Monthly Principal & Interest
$4,043
Monthly Property Taxes
$121
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4941741 Elementary School
4918971 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
11/18/2025$648,000 -5.95% Price Down
10/19/2025$689,000 -1.54% Price Down
10/14/2025$699,750 Listed Price

Map


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630 E ELM Street, Cottonwood, AZ, 86326 is a Single Family Home for sale at $648,000 with 2,243 sqft and a lot size of 1.04. 630 E ELM Street has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 86326 which is in Cottonwood, AZ