6 Smith Terrace
Highland, NY, 12528 $ 399,900
Bedrooms4 Baths3.0 Sq 1,728 Monthly Estimate*
$ 2,495
for $399,900 with 4 bedrooms and 3 full baths. This 1,728 square foot home was built in 1956 on a lot size of 0.35.
Welcome to this beautifully updated four-bedroom, three-bath contemporary ranch which includes a rentable 1 bedroom accessory apartment in Highland, Ulster County. With over 1,700 square feet of living space on a third of an acre, this home offers a thoughtful blend of style, function, income potential and flexibility. Inside, the open layout highlights hardwood and tile flooring, exposed wood-accented ceilings, and a warm living room. The first-floor primary suite provides convenience and privacy, and the updated bathroom include a spa-like retreat with a double vanity and soaking tub. The kitchen features sleek black cabinetry, butcher block countertop, newer stainless-steel appliances (2023), and open shelving that creates a bright, inviting atmosphere. Just off the kitchen, the dining area is framed by oversized windows and sliding glass doors that open to the yard, filling the space with natural light and scenic views. This home offers unique versatility with a one-bedroom accessory apartment with a private entrance that includes its own living area and private deck. Whether used as a short or long-term rental, or a comfortable space for extended stays, it adds incredible value and potential. Outdoor living is equally appealing, with an expansive front deck, multiple seating areas, and mountain views to enjoy year-round. The backyard offers room to relax, and the benefit of french drains for easy maintenance. Set within the sought-after Highland Central School District, this home is conveniently located near shopping, dining, and recreation. Residents enjoy quick access to local favorites such as the Hudson Valley Rail Trail, Minnewaska State Park and the Walkway Over the Hudson. All of this places you just minutes from the best of the Hudson Valley's vibrant culture, restaurants, and outdoor adventures. This home is move in ready with minor repairs needed, and offer great value with lots of upside.
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FeaturesInteriorInterior Amenities Eat-in Kitchen In-Law Floorplan Primary Downstairs Walk-In Closet(s)
Basement Unfinished
Flooring Tile Wood
Basement (Y/N) Y
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1728.0
Half Baths 0
Total Bedrooms 4
Below Grade Finished Area 0.0
Total Baths 3
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GeneralSewer Public Sewer
Heating Baseboard Oil
Cooling None
Roof Asphalt
Appliances Washer Refrigerator Oven Dryer Dishwasher
Zoning R1/4
Patio/Porch Features Deck
Architectural Style Ranch
Construction Materials Vinyl Siding Wood Siding
Year Built 1956
View Mountain(s)
Township Other
Property Subtype Single Family Residence
County Ulster
New Construction N
Property Type Residential
HOA N
Attached Garage N
Contingency Accepted Offer CTS
Garage Y/N N
Total Rooms 8
Full Baths 3
Status Accepted Offer CTS
City Lloyd
Senior Community Y/N N
High School District Highland Central Schools
MLS Area Lloyd
Lot Size Units Acres
Lot Size Square Feet 15246.0
Carport Y/N N
Property Attached Y/N N
Tax Annual Amount 10363.0
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor Lloyd
Additional Parcels Y/N N
Lease Considered Y/N N
Standard Status Active Under Contract
Tax Assessed Value 263000
Tax Lot 36
Legal Description S-B-L: 88-17-7-36
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ExteriorParking Features Driveway
Water Source Public
Inclusions Dishwasher Dryer Oven Refrigerator Washer
Lot Size Area 0.35
Spa N
Building Area Total 1728.0
Lot Size Acres 0.35
Waterfront Y/N N
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* Excluded FeaturesList ByVirginia CorbettListing Agent
virginia@virginiacorbetthometeam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,495
- Monthly Property Taxes
- $864
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyAbout Highland, NY 2,476 Population
3% Since 2002
$ 49,554 Median Income
47.53 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
2616164 Elementary School
2616054 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/18/2025 | $399,900 | -8.05% | Price Down |
| 11/1/2025 | $434,900 | -3.33% | Price Down |
| 10/14/2025 | $449,900 | | Listed Price |