19-21 Otsego Street Oneonta, NY $ 210,000
19-21 Otsego Street
$ 210,000
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19-21 Otsego Street

Oneonta, NY, 13820
$ 210,000
Bedrooms7 Baths3.1 Sq 2,994

Monthly Estimate*

$ 1,310

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Multi-Family Home for sale in Oneonta, NY

for $210,000 with 7 bedrooms and 3 full baths, 1 half bath. This 2,994 square foot home was built in 1890 on a lot size of 0.22.

Charming Oneonta Duplex – Owner Occupied or Investment Opportunity! This freshly painted and move-in ready property is a well-maintained duplex offering flexibility as an owner-occupied home or a solid investment property. Ideally located within walking distance to downtown Oneonta, schools, shops, and local conveniences. Each unit features comfortable living space with great natural light. #19 has been owner occupied for many years and features 3 bedrooms and 2 bathrooms. #21 was previously rented for $1300 a month and has 4 bedrooms and a bath and a half. Both units have separate utilities. You'll enjoy the welcoming front porch or the spacious rear deck, overlooking a deep backyard perfect for gardening, play, or relaxation. With its prime location and inviting updates, this property is a fantastic choice for anyone looking to make Oneonta home—or add a strong performer to their rental portfolio. Please do NOT call Showing Time to Schedule

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Multi-Family Pending

Price

$ 210,000

Bedrooms

7

Full Bath

3

Half Bath

1

Property Type

Multi-Family

Taxes

$ 6,438

Style

Duplex

Lot Size

0.22

Year Built

1890

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1641312

Features
Interior
Interior Amenities CeilingFans
Basement Partial
Flooring Carpet Hardwood Laminate Varies Vinyl
Total Fireplaces 1
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N Yes
Half Baths 1
Total Bedrooms 7
Main Level Bathrooms 0
Total Baths 4
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General
Sewer Connected
Heating Gas Other SeeRemarks
Cooling Other SeeRemarks
Utilities ElectricityConnected SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Asphalt Membrane Rubber Shingle
Appliances GasWaterHeater
Garage Spaces 1.0
Patio/Porch Features Balcony Deck Patio
Architectural Style Duplex
Construction Materials Frame
School District Oneonta
Year Built 1890
Tenant Pays AllUtilities
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Otsego
Property Type Residential
Garage Y/N Yes
Full Baths 3
Status Pending
Directions Main St Oneonta to Otsego St. 2nd house before Fair St on left
City Oneonta
Senior Community Y/N No
High School District Oneonta
Zoning Description Residential 2 Unit
Number Of Units Total 2
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 9583.0
Year Built Details Existing
Tax Annual Amount 6438.0
Property Condition Resale
Standard Status Pending
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 169000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 35
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Exterior
Exterior Amenities Balcony Deck Patio
Parking Features Garage Paved TwoOrMoreSpaces
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.22
Foundation Details Block Stone
Building Area Total 2994.0
Lot Dimensions 60X160
Lot Size Acres 0.22
Waterfront Y/N No
Number of Separate Gas Meters 2
Number of Separate Electric Meters 2
Road Frontage Type CityStreet
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Internal Only
Street Number 1 19
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* Excluded Features
List By
Benson Agency Real Estate Llc

Broker

(607) 437-1694

Phone

Affordability Calculator

$1,847
Per Month
71%
29%
0%
Monthly Principal & Interest
$1,310
Monthly Property Taxes
$537
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/14/2025$210,000 Listed Price

Map


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19-21 Otsego Street, Oneonta, NY, 13820 is a Multi-Family Home for sale at $210,000 with 2,994 sqft and a lot size of 0.22. 19-21 Otsego Street has 7 bedrooms, 3.1 baths, and was built in 1890. The property's zip code is 13820 which is in Oneonta, NY