3097 Lawndale Road
Finksburg, MD, 21048 $ 799,000
Bedrooms4 Baths4.1 Sq 3,536 Monthly Estimate*
$ 4,985
for $799,000 with 4 bedrooms and 4 full baths, 1 half bath. This 3,536 square foot home was built in 2000 on a lot size of 3.
Welcome to a Grand yet Inviting Retreat in the Prestigious River Downs Golf Community Enjoy refined living in this custom-designed, one-of-a-kind residence that blends timeless elegance with everyday comfort. Thoughtfully envisioned and meticulously built by its original owner, no detail was overlooked in creating a home that is both luxurious and livable. Step onto the charming covered front porch and prepare to be impressed. The dramatic two-story foyer with an upper-level overlook sets the tone, while a graceful double staircase leads you into the heart of the home a light-filled main level designed for open, effortless living and entertaining. The spacious family room opens to a gourmet kitchen, flooded with natural light and framed by expansive windows offering breathtaking views. Radiant heated floors and a cozy gas fireplace provide warmth and ambiance during cooler months. The serene primary suite is a true sanctuary, complete with a striking corner stone fireplace, an oversized walk-in closet, and a spa-inspired bath featuring a soaking tub and dual-entry, double-seated shower. Two additional main-level bedrooms each enjoy private en-suite baths, generous walk-in closets, and elegant French doors opening to a shared balcony perfect for morning coffee or quiet evenings. The home has been curated to the owners' tastes over the years and is ready to be enjoyed or easily updated to the new owners' preferences. At an entry level price for this sought after neighborhood the potential is primed and ready! This remarkable home is filled with thoughtful upgrades and distinctive features, including soaring 9-foot ceilings that enhance the sense of space and light, and abundant closet and storage areas throughout. The back of the home looks like something out of Southern Charm with a double balcony overlooking multiple outdoor living spaces ideal for entertaining or relaxing. Enjoy views of the fairway, and the neighborhood's favorite sledding hill right from your massive back porch. This property offers a truly seamless connection between indoor elegance and outdoor tranquility. Car enthusiasts or hobbyists will appreciate the two separate 2+ car garages. Park in the upper garage and reserve the expansive lower-level garage, complete with commercial doors, for workshops, collections, or creative pursuits. This home also includes a versatile upper-level suite, ideal for an au pair, in-laws, multi generational living or that kid who just came home from college. The 1 bed, one bath apartment has a full kitchen, living space, W/D and separate entrance. Both levels of the home have access that avoid stairs with bedrooms on each level so it is perfect for families who need to spread out or need main level bedrooms. With its captivating Southern Cape/Victorian-inspired exterior and unique, thoughtfully designed interior, this home is a unique gem in River Downs.
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FeaturesGeneralLiving Area 3536
Sewer On Site Septic
Heating Heat Pump(s) Central
Cooling Central A/C Zoned
Possession Negotiable
Zoning CONSE
HOA Fee 360.00
Garage Spaces 2.00
Architectural Style Victorian
Construction Materials Brick Front Vinyl Siding
School District CARROLL COUNTY PUBLIC SCHOOLS
Year Built 2000
Levels 3
Tax Year 2024
Ownership Fee Simple
Cool Fuel Electric
Section 4
Accessibility None
Assoc Fee Paid Per Annually
County CARROLL
New Construction N
Property Type Residential
HOA Y
Subdivision Name RIVER DOWNS
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 4
Status ACTIVE
Directions 3097 Lawndale Road Finksburg MD 21048
City FINKSBURG
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 130680.00
Tax Annual Amount 7098.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 1
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 225.96
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision WOOLERYS ELECTION DISTRICT
Tax Lot 78
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InteriorHeating Fuel Electric Natural Gas Propane - Owned
Total Fireplaces 2
Fireplace Features Electric
Hot Water Electric Propane Natural Gas
Basement (Y/N) N
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3536
Half Baths 1
Central Air Y/N Y
Total Bedrooms 4
Below Grade Finished Area 0
Main Level Bedrooms 1
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Estimated
Above Grade Finished Area Unit Type Square Feet
Total Baths 5
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ExteriorPool No Pool
Water Source Well
Garage Features Garage - Side Entry
Type of Parking Attached Garage
Foundation Details Block
Water View Y/N N
Lot Size Acres 3.00
Lot Size Source Estimated
Waterfront Y/N N
Land Assessed Value 220000.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByKelly And Co Realty, LlcBroker
kelly@kellycorealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,985
- Monthly Property Taxes
- $592
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Finksburg, MD
Average List Price $708,269
Percent of Sale Price 11%
About Finksburg, MD 10,739 Population
10% Since 2002
$ 108,246 Median Income
47.48 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533479 Elementary School
3533535 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/24/2025 | $799,000 | -3.15% | Price Down |
| 10/14/2025 | $825,000 | | Listed Price |