45 Union Street
Oneonta, NY, 13820 $ 299,900
Bedrooms4 Baths2.1 Sq 2,300 Monthly Estimate*
$ 1,871
for $299,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,300 square foot home was built in 1935 on a lot size of 0.12.
You can feel the love in this classic 4-bedroom 2&½ bath Oneonta Colonial located on Union Street, a quiet dead-end street adjoining Wilber Park and a few blocks from the colleges, downtown, and the Oneonta Middle and High School campus. The 2300 sf +/- home has been beautifully maintained and upgraded with a fabulous family room addition and a spacious second-floor primary suite. Please refer to the "Fun Facts" attachment for details on upgrades! On the first floor, you’ll find a large living room with a fireplace, a formal dining room, an inviting sunroom also with a fireplace, an eat-in kitchen open to the family room, and a half bath. The family room/breakfast room opens to a rear deck and a private, mostly fenced rear yard. Wilber Park, with its trails, pool, tennis courts, playground, and picnic areas, is just steps away across the street. Upstairs, there are four bedrooms, including the generously-sized primary suite with oodles of closet space, and two full baths. The basement offers flex space for exercise, storage, or hobbies, along with laundry facilities. Recent updates include a newer heating system, replacement windows, a newer roof, insulation, fresh paint, and in process- a reinforced deck and more. The detached 2-car barn/garage provides extra storage above. Beautifully landscaped grounds and a partially fenced yard complete this move-in-ready home in one of Oneonta’s most desirable downtown neighborhoods. This home is a great value and is priced to sell! Hurry, schedule your private viewing today
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FeaturesInteriorInterior Amenities BreakfastBar CeilingFans SeparateFormalDiningRoom EntranceFoyer EatInKitchen SeparateFormalLivingRoom KitchenFamilyRoomCombo PullDownAtticStairs SolidSurfaceCounters NaturalWoodwork ConvertibleBedroo
Basement Full
Flooring Carpet Hardwood Laminate Tile Varies
Total Fireplaces 2
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N Yes
Half Baths 1
Laundry Features InBasement
Total Bedrooms 4
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 3
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GeneralSewer Connected
Heating Gas Baseboard
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt Shingle
Appliances BuiltInRange BuiltInOven DoubleOven Dryer Dishwasher GasCooktop GasWaterHeater Refrigerator Washer
Garage Spaces 2.0
Architectural Style Colonial TwoStory
Pool Features Community
Construction Materials Frame SprayFoamInsulation VinylSiding
School District Oneonta
Year Built 1935
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Community Features TrailsPaths
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 10
Full Baths 2
Status Active
Directions East St toward high school right on Mary Right on Union. House on the west side of the the street
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 6745.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 182000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 33
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ExteriorExterior Amenities BlacktopDriveway Fence
Fencing Partial
Parking Features Detached Garage Storage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.12
Foundation Details Poured
Building Area Total 2300.0
Lot Dimensions 50X110
Lot Size Acres 0.12
Waterfront Y/N No
Road Frontage Type CityStreet
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* Excluded FeaturesList ByKeller Williams Upstate Ny PropertiesBroker
Affordability Calculator
- Monthly Principal & Interest
- $1,871
- Monthly Property Taxes
- $562
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Oneonta, NY
Average List Price $308,821
Percent of Sale Price 3%
About Oneonta, NY 22,554 Population
4% Since 2002
$ 48,532 Median Income
29.25 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/11/2025 | $299,900 | | Listed Price |