45 Union Street Oneonta, NY $ 299,900
45 Union Street
$ 299,900
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45 Union Street

Oneonta, NY, 13820
$ 299,900
Bedrooms4 Baths2.1 Sq 2,300

Monthly Estimate*

$ 1,871

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Single Family Home for sale in Oneonta, NY

for $299,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,300 square foot home was built in 1935 on a lot size of 0.12.

You can feel the love in this classic 4-bedroom 2&½ bath Oneonta Colonial located on Union Street, a quiet dead-end street adjoining Wilber Park and a few blocks from the colleges, downtown, and the Oneonta Middle and High School campus. The 2300 sf +/- home has been beautifully maintained and upgraded with a fabulous family room addition and a spacious second-floor primary suite. Please refer to the "Fun Facts" attachment for details on upgrades! On the first floor, you’ll find a large living room with a fireplace, a formal dining room, an inviting sunroom also with a fireplace, an eat-in kitchen open to the family room, and a half bath. The family room/breakfast room opens to a rear deck and a private, mostly fenced rear yard. Wilber Park, with its trails, pool, tennis courts, playground, and picnic areas, is just steps away across the street. Upstairs, there are four bedrooms, including the generously-sized primary suite with oodles of closet space, and two full baths. The basement offers flex space for exercise, storage, or hobbies, along with laundry facilities. Recent updates include a newer heating system, replacement windows, a newer roof, insulation, fresh paint, and in process- a reinforced deck and more. The detached 2-car barn/garage provides extra storage above. Beautifully landscaped grounds and a partially fenced yard complete this move-in-ready home in one of Oneonta’s most desirable downtown neighborhoods. This home is a great value and is priced to sell! Hurry, schedule your private viewing today

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Single Family Active

Price

$ 299,900

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,745

Style

Colonial,TwoStory

Lot Size

0.12

Year Built

1935

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1644053

Features
Interior
Interior Amenities BreakfastBar CeilingFans SeparateFormalDiningRoom EntranceFoyer EatInKitchen SeparateFormalLivingRoom KitchenFamilyRoomCombo PullDownAtticStairs SolidSurfaceCounters NaturalWoodwork ConvertibleBedroo
Basement Full
Flooring Carpet Hardwood Laminate Tile Varies
Total Fireplaces 2
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features ThermalWindows
Fireplace Y/N Yes
Half Baths 1
Laundry Features InBasement
Total Bedrooms 4
Main Level Bedrooms 0
Main Level Bathrooms 1
Total Baths 3
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General
Sewer Connected
Heating Gas Baseboard
Utilities ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Asphalt Shingle
Appliances BuiltInRange BuiltInOven DoubleOven Dryer Dishwasher GasCooktop GasWaterHeater Refrigerator Washer
Garage Spaces 2.0
Architectural Style Colonial TwoStory
Pool Features Community
Construction Materials Frame SprayFoamInsulation VinylSiding
School District Oneonta
Year Built 1935
Electric CircuitBreakers
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Community Features TrailsPaths
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 10
Full Baths 2
Status Active
Directions East St toward high school right on Mary Right on Union. House on the west side of the the street
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Year Built Details Existing
Tax Annual Amount 6745.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 182000
TaxOtherAnnualAssessmentAmount 0.0
Tax Lot 33
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Exterior
Exterior Amenities BlacktopDriveway Fence
Fencing Partial
Parking Features Detached Garage Storage
Lot Features Rectangular RectangularLot ResidentialLot
Water Source Connected Public
Lot Size Area 0.12
Foundation Details Poured
Building Area Total 2300.0
Lot Dimensions 50X110
Lot Size Acres 0.12
Waterfront Y/N No
Road Frontage Type CityStreet
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Internal Only
Street Number 1 45
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* Excluded Features
List By
Keller Williams Upstate Ny Properties

Broker

(802) 258-8650

Phone

Affordability Calculator

$2,433
Per Month
77%
23%
0%
Monthly Principal & Interest
$1,871
Monthly Property Taxes
$562
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/11/2025$299,900 Listed Price

Map


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45 Union Street, Oneonta, NY, 13820 is a Single Family Home for sale at $299,900 with 2,300 sqft and a lot size of 0.12. 45 Union Street has 4 bedrooms, 2.1 baths, and was built in 1935. The property's zip code is 13820 which is in Oneonta, NY