6 Smith Terrace
Highland, NY, 12528 $ 399,900
Bedrooms4 Baths3.0 Sq 1,728 Monthly Estimate*
$ 2,495
for $399,900 with 4 bedrooms and 3 full baths. This 1,728 square foot home was built in 1956 on a lot size of 0.35.
Welcome to this beautifully updated four-bedroom, three-bath contemporary ranch which includes a rentable 1 bedroom accessory apartment in Highland, Ulster County. With over 1,700 square feet of living space on a third of an acre, this home offers a thoughtful blend of style, function, income potential and flexibility. Inside, the open layout highlights hardwood and tile flooring, exposed wood-accented ceilings, and a warm living room. The first-floor primary suite provides convenience and privacy, and the updated bathroom include a spa-like retreat with a double vanity and soaking tub. The kitchen features sleek black cabinetry, butcher block countertop, newer stainless-steel appliances (2023), and open shelving that creates a bright, inviting atmosphere. Just off the kitchen, the dining area is framed by oversized windows and sliding glass doors that open to the yard, filling the space with natural light and scenic views. This home offers unique versatility with a one-bedroom accessory apartment with a private entrance that includes its own living area and private deck. Whether used as a short or long-term rental, or a comfortable space for extended stays, it adds incredible value and potential. Outdoor living is equally appealing, with an expansive front deck, multiple seating areas, and mountain views to enjoy year-round. Set within the sought-after Highland Central School District, this home is conveniently located near shopping, dining, and recreation. Residents enjoy quick access to local favorites such as the Hudson Valley Rail Trail, Minnewaska State Park and the Walkway Over the Hudson. All of this places you just minutes from the best of the Hudson Valley’s vibrant culture, restaurants, and outdoor adventures. This home is move in ready with minor repairs needed, and offer great value with lots of upside.
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FeaturesInteriorInterior Amenities First Floor Bedroom First Floor Full Bath Eat-in Kitchen In-Law Floorplan Primary Bathroom Master Downstairs Walk-In Closet(s)
Basement Full Unfinished
Flooring Tile Wood
Basement Features Full Unfinished
Basement (Y/N) Y
Half Baths 0
Total Bedrooms 4
Total Baths 3
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GeneralSewer Public Sewer
Heating Baseboard Oil
Cooling None
Utilities Sewer Connected Water Connected
Appliances Dishwasher Dryer Oven Refrigerator Washer
Patio/Porch Features Covered Deck
Architectural Style Contemporary Ranch
Construction Materials Vinyl Siding Wood Siding
Year Built 1956
View Mountain(s)
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 3200-088.017-0007-036.000-0000
County Ulster County
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 8
Full Baths 3
High School Highland Park Community School
City Lloyd
Senior Community Y/N N
High School District Highland
Carport Y/N N
Elementary School Highland Elementary School
Property Attached Y/N N
Tax Annual Amount 10363
Middle/Junior High School Highland Middle School
Virtual Tour https://iframe.videodelivery.net/038647d48a8af4e8a463a3137a1cd469
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Highland
Elementary School District Highland
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ExteriorParking Features Driveway Driveway
Water Source Public
Total Parking 4
Parking Spaces 4
Waterfront Y/N N
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* Excluded FeaturesList ByVirginia CorbettListing Agent
info@virginiacorbetthometeam.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,495
- Monthly Property Taxes
- $864
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Highland, NY
Average List Price $482,764
Percent of Sale Price 21%
About Highland, NY 2,476 Population
3% Since 2002
$ 49,554 Median Income
47.53 Median Age
21% Households with Children
Trends Information provided by ATTOM Data Solutions.
4100299 Elementary School
4100530 Middle School
Highland Park Community School High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/18/2025 | $399,900 | -8.05% | Price Down |
| 11/1/2025 | $434,900 | -3.33% | Price Down |
| 10/11/2025 | $449,900 | | Listed Price |