521 CUMMINGS STREET Sarasota, FL $ 1,595,000
521 CUMMINGS STREET
$ 1,595,000
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521 CUMMINGS STREET

Sarasota, FL, 34242
$ 1,595,000
Bedrooms3 Baths2.0 Sq 2,500

Monthly Estimate*

$ 9,951

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Single Family Home for sale in Sarasota, FL

for $1,595,000 with 3 bedrooms and 2 full baths. This 2,500 square foot home was built in 1983 on a lot size of 0.22.

One or more photo(s) has been virtually staged. Siesta Key Waterfront Retreat – Walk to the Beach & Village! Ready for immediate enjoyment this winter, this 3-bedroom, 2-bath Key West–inspired home embodies the essence of the Siesta Key lifestyle—boating from your backyard and strolling to the powdery white sands and vibrant Siesta Key Village with its renowned dining, boutiques, and nightlife. Nestled on a quiet cul-de-sac, this canal-front retreat offers 100 feet of waterfront, a covered 5,000-lb boat lift, and direct access to the Intracoastal Waterway. The expansive outdoor living area invites relaxation and entertaining with a heated pool featuring a cascading stone waterfall, covered bar & and wide open fenced area surrounded by tropical landscape creating a private island ambiance. Inside, a neutral palate, high ceilings, and open layout feels light and airy. The white kitchen features granite countertops, stainless steel appliances, dual sinks, a center cooking island, and a breakfast bar perfect for casual dining. Warmth and character is further enhanced by a marble fireplace in the main living and dining areas. The primary suite offers a peaceful retreat with an ensuite bath, dual vanities, a walk-in shower, and a charming window seat. Guests & children have their own wing with a full bath and a convenient laundry room. Enjoy peace of mind with impact windows, hurricane-rated doors, and major upgrades including a metal roof, Trex decking, Nichiha siding, and reinforced lanai. Positioned at one of the highest elevations on the street, the home has never experienced flooding. And there’s an additional ground floor BONUS…a generously sized sunlit air-conditioned play & storage room! Whether you seek a seasonal escape, full-time residence, or high-performing vacation rental, this move-in-ready home has it all!

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Single Family Active

Price

$ 1,595,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,711

Style

Custom

Lot Size

0.22

Year Built

1983

Town/City

Sarasota

County/Region

Sarasota

MLS | Web ID

A4667165

Features
Interior
Interior Amenities ceiling fan(s) eating space in kitchen high ceilings kitchen/family room combo open floorplan solid surface counters solid wood cabinets split bedroom
Flooring ceramic tile laminate
Fireplace Features living room
Total Stories 2
Air Conditioning Y/N yes
Heating Y/N yes
Window Features blinds
Fireplace Y/N yes
Half Baths 0
Laundry Features inside
Total Bedrooms 3
Total Baths 2
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General
Sewer public sewer
Heating central
Cooling central air
Utilities bb/hs internet available cable connected electricity connected fiber optics public sewer connected street lights water connected
Roof metal
Appliances dishwasher disposal range refrigerator
Zoning rsf2
Garage Spaces 2
Patio/Porch Features covered deck patio porch rear porch screened
Architectural Style custom other
Pool Features gunite heated in ground lighting other tile
Construction Materials stucco wood frame
Pets Allowed yes
Year Built 1983
View water
Levels multi/split
Property Subtype single family residence
Tax Year 2024
Ownership fee simple
Waterfront Features canal - saltwater
County sarasota
New Construction no
Property Type residential
HOA N
Attached Garage yes
Subdivision Name ocean beach rep
Facing Direction north
Garage Y/N yes
Green Indoor Air Quality ventilation
Total Rooms 7
Full Baths 2
Status active
Directions bee ridge rd. west to bay rd. then left on siesta dr. merge left to higel then right on ocean blvd. then left on gleason left on cummings and 521 is on the left.
High School sarasota high
City sarasota
Senior Community Y/N no
MLS Area 34242 - sarasota/crescent beach/siesta key
Lot Size Units square feet
Lot Size Square Feet 9500
Carport Y/N no
Listing Terms cash conventional fha va loan
Elementary School phillippi shores elementary
Land Lease Y/N no
Tax Annual Amount 6711
Home Warranty Y/N no
Middle/Junior High School brookside middle
Additional Parcels Y/N no
Lease Considered Y/N yes
Virtual Tour https://pix360.com/tour/40665/
Building Area Units square feet
Living Area Units square feet
Standard Status active
Occupancy Type vacant
Tax Lot 11
Legal Description lot 11 ocean beach replat no 2
Water View canal
Water Access Type canal - saltwater
Minimum Lease no minimum
Water Access Y/N yes
Additional Rooms attic family room
Water View Y/N yes
Flood Zone Code a12
DockY/N yes
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Exterior
Exterior Amenities balcony sliding doors
Vegetation fruit trees mature landscaping trees/landscaped
Fencing fenced
Parking Features boat covered driveway garage door opener garage faces rear garage faces side oversized parking pad
Lot Features cul-de-sac floodzone landscaped
Water Source public
Lot Size Area 9500
Foundation Details slab
Building Area Total 4795
Lot Size Acres 0.22
Road Surface Type paved asphalt
Private Pool yes
Waterfront Y/N yes
Covered Spaces 2
Road Frontage Type street paved
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Internal Only
Street Number 1 521
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* Excluded Features
List By
Coldwell Banker Realty

Broker

ryan@ackermangroup.net

Email

Affordability Calculator

$10,510
Per Month
95%
5%
0%
Monthly Principal & Interest
$9,951
Monthly Property Taxes
$559
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3325910 Elementary School
3326155 Middle School
Sarasota High High School
Pricing History
DatePricePrice ChangeDescription
10/10/2025$1,595,000 Listed Price

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521 CUMMINGS STREET, Sarasota, FL, 34242 is a Single Family Home for sale at $1,595,000 with 2,500 sqft and a lot size of 0.22. 521 CUMMINGS STREET has 3 bedrooms, 2.0 baths, and was built in 1983. The property's zip code is 34242 which is in Sarasota, FL