97 Ocean Avenue
Bay Shore, NY, 11706 $ 839,000
Bedrooms2 Baths2.0 Sq 1,445 Monthly Estimate*
$ 5,234
for $839,000 with 2 bedrooms and 2 full baths. This 1,445 square foot home was built in 1948 on a lot size of 0.33.
Exceptional Waterfront Home with 8 Rentable Boat Slips! Experience waterfront living at its finest in this impeccably maintained two-bedroom, two-bath home, perfectly situated on a serene waterfront setting. Thoughtfully updated throughout, this residence features a three-year-old roof, Andersen windows, wood burning fireplace (w/gas hookup if you want to convert), two-zone oil heat, central air conditioning, and a generator hookup, ensuring year-round comfort and peace of mind. The interior blends timeless coastal style with modern convenience, highlighted by an open-concept layout, 12x10 office/den, custom kitchen with all new appliances, double oven & wine cooler, and expansive water views from multiple vantage points. Outdoors you will find 120' of docking with power and water, along with 8 legal boat slips — an exceptional amenity for boating enthusiasts or investors alike. Each slip is separately metered and fully C/O’d. Also included is a Boat House/Shed with half bath & 2 sheds with electric & water. Inground sprinklers, electric skylight, alarm, large pull down attic, & outdoor cameras surrounding property are just some more items that make this home so special. Solar power pays the electric bill!! With flood insurance currently at $2,700 annually, this property offers an outstanding combination of lifestyle, value, and investment opportunity. Whether used as a year-round residence, a weekend retreat, or a waterfront income property, this exceptional home delivers the best of Long Island’s coastal living.
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FeaturesInteriorInterior Amenities Master Downstairs
Basement Crawl Space
Flooring Hardwood
Total Fireplaces 2
Fireplace Features Bedroom Living Room
Basement Features Crawl Space
Basement (Y/N) N
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 2
Total Baths 2
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GeneralSewer Other
Heating Oil
Cooling Central Air
Utilities Electricity Connected Natural Gas Connected
Appliances Dryer Stainless Steel Appliance(s) Washer
Patio/Porch Features Deck Porch
Architectural Style Ranch
Construction Materials Vinyl Siding
Year Built 1948
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 0500-441-00-03-00-021-004
Waterfront Features Bulkhead
County Suffolk County
Property Type Residential
HOA N
Garage Y/N N
Total Rooms 4
Full Baths 2
High School Bay Shore Senior High School
City Islip
Senior Community Y/N N
High School District Bay Shore
Carport Y/N N
Elementary School Brook Avenue Elementary School
Property Attached Y/N N
Tax Annual Amount 13999.69
Middle/Junior High School Bay Shore Middle School
Additional Parcels Y/N N
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Bay Shore
Elementary School District Bay Shore
Tax Lot 21
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ExteriorParking Features Driveway Off Street Parking Lot Private Driveway Off Street Parking Lot Private
Water Source Public
Spa N
Frontage Length 120'
Waterfront Y/N Y
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* Excluded FeaturesList ByEric G. Ramsay IIIListing Agent
Eric G Ramsay Jr Assoc LlcBroker
Affordability Calculator
- Monthly Principal & Interest
- $5,234
- Monthly Property Taxes
- $1,167
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bay Shore, NY
Average List Price $712,880
Percent of Sale Price 15%
About Bay Shore, NY 63,758 Population
7% Since 2002
$ 80,705 Median Income
38.66 Median Age
35% Households with Children
Trends Information provided by ATTOM Data Solutions.
4100856 Elementary School
4099247 Middle School
Bay Shore Senior High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 11/10/2025 | $839,000 | -6.77% | Price Down |
| 10/10/2025 | $899,900 | | Listed Price |