3292 S Channel Drive Clay Township, MI $ 499,900
3292 S Channel Drive
$ 499,900
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3292 S Channel Drive

Clay Township, MI, 48028
$ 499,900
Bedrooms4 Baths1.0 Sq 1,430

Monthly Estimate*

$ 3,078

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Single Family Home for sale in Clay Township, MI for $499,900 with 4 bedrooms and 1 full bath. This 1,430 square foot home was built on a lot size of 0.19.

Waterfront Paradise on Harsens Island! Experience life on the South Channel of the St. Clair River with this beautifully updated 4-bedroom split-level colonial featuring 65 feet of prime waterfront and breathtaking views of passing freighters, Walpole Island, and endless boating & fishing opportunities. Step inside to find a bright, open layout with plenty of natural light and comfortable living spaces — ideal for entertaining or relaxing after a day on the water. Enjoy peace of mind with newer dimensional roofing, vinyl siding, gutters, Anderson windows, Trex decking, and a whole-house generator for year-round reliability. Outdoors, the property truly shines — complete with an extra-deep steel seawall, dock with a 10,000-lb boat hoist and electricity, and a 4-car detached garage offering tons of storage for vehicles, boats, and toys. Whether you’re watching freighters drift by, casting a line for the day’s catch, or hosting friends on your deck at sunset, this home offers the ultimate island lifestyle. Includes a 1 year Americas Preferred home warranty.

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Single Family Active

Price

$ 499,900

Bedrooms

4

Full Bath

1

Property Type

Single Family

Taxes

$ 4,031

Style

Colonial

Lot Size

0.19

Town/City

Clay Township

County/Region

STCLAIR

MLS | Web ID

20251044434

Features
General
Sewer SepticTank
Heating Baseboard HotWater NaturalGas
Cooling CeilingFans CentralAir
Possession ClosePlus30Days
Roof Asphalt
Appliances Dishwasher Disposal ExhaustFan FreeStandingElectricOven
Garage Spaces 4.0
Patio/Porch Features Deck
Architectural Style Colonial
Pool Features None
Construction Materials VinylSiding
Exclusions Exclusion(s) Do Not Exist
Year Built 9999
Levels Two
Property Subtype SingleFamilyResidence
Waterfront Features LakeFront RiverFront Seawall Waterfront
County StClair
New Construction N
Property Type Residential
HOA N
Attached Garage N
Subdivision Name WM & A T FISCHERS SUB
Garage Y/N Y
Total Rooms 7
Full Baths 1
Status Active
Directions N of Bar Harbor
City ClayTownship_StClair
Body of Water St Clair River
Disclosures ExclusionsDoNotExist TaxesHomesteadExempt
Entry Location GroundLevelwSteps
Senior Community Y/N N
High School District Algonac
MLS Area Area10231ClayTwp
Lot Size Units Acres
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 4031.0
Home Warranty Y/N Y
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 121316
Expected Active Date 2025-10-11
Legal Description LOT 258 & THAT PART OF LOT 259 LYING BETW NWLY & SELY LINE OF LOT 258 EXTD NELY. WM & A T FISCHERS SUBD OF A PART OF LOT 2 HARSENS ISLAND.
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Interior
Basement Full
Basement (Y/N) Y
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 1430.0
Half Baths 0
Total Bedrooms 4
Above Grade Finished Area Unit Type SquareFeet
Total Baths 1
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Exterior
Parking Features FourCarGarage Detached
Water Source Public
Foundation Details MichiganBasement
Spa N
Lot Dimensions 65 x 181 x 67 x 173
Lot Size Acres 0.19
Waterfront Y/N Y
Road Frontage Type Paved
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 3292
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* Excluded Features
List By
Eric R Jurmo

Listing Agent

Kw Platinum

Broker

(586) 524-1829

Phone

Affordability Calculator

$3,414
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,078
Monthly Property Taxes
$336
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
848359 Elementary School
848319 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/31/2025$499,899 0.00% Price Down
10/10/2025$499,900 Listed Price

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3292 S Channel Drive, Clay Township, MI, 48028 is a Single Family Home for sale at $499,900 with 1,430 sqft and a lot size of 0.19. 3292 S Channel Drive has 4 bedrooms and 1.0 baths. The property's zip code is 48028 which is in Clay Township, MI