1320 4th Avenue Schenectady, NY ^$ 234,999

1320 4th Avenue

^$ 234,999

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1320 4th Avenue

Schenectady, NY, 12303

^$ 234,999

Bedrooms4 Baths2.0 Sq 1,564

Monthly Estimate*

^$ 1,466

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Multi-Family Home for sale in Schenectady, NY

for $234,999 with 4 bedrooms and 2 full baths. This 1,564 square foot home was built in 1900 on a lot size of 0.11.

Great opportunity to own this two-family house in the heart of Schenectady. Updates everywhere including a new roof and siding on the outside. The first floor 2 bedroom has new floors throughout, new kitchen and bath, laundry room and a back deck overlooking a yard with tons of potential. The second floor with updates in the kitchen, new floors, and a nice front deck overlooking outside. Off-street parking available in front of the house as well. This one won't last long!

Multi-Family Pending

Price

^$ 234,999

Bedrooms

Full Bath

Property Type

Multi-Family

Taxes

^$ 2,685

Style

Traditional

Lot Size

0.11

Year Built

1900

Town/City

Schenectady

County/Region

Schenectady

MLS | Web ID

202527528

Features

General

Sewer Public Sewer

Heating Baseboard Forced Air

Possession At Closing

Garage Spaces 0.0

Architectural Style Traditional

Construction Materials Vinyl Siding

Year Built 1900

Property Subtype Duplex

Ownership Agent Is Owner

County Schenectady

New Construction N

Property Type MultiFamily

HOA N

Full Baths 2

Status Pending

Buyer Financing Conventional

Directions Crane St to 4th.

High School Schenectady

City Schenectady

High School District Schenectady

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 4791.6

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 2685.86

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Pending

Tax Assessed Value 0

Tax Lot 62.000

Interior

Basement Full Unfinished

Basement (Y/N) N

Heating Y/N Y

Above Grade Finished Area 1564.0

Half Baths 0

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities None

Water Source Public

Total Parking 2.0

Lot Size Area 0.11

Spa N

Lot Size Acres 0.11

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 1320

* Excluded Features

List By

Stephen McCormick

Listing Agent

Empire Real Estate Managment Llc

Broker

(518) 698-6321

Phone

theREIpros518@gmail.com

Affordability Calculator

$1,690

Per Month

Monthly Principal & Interest: $1,466
Monthly Property Taxes: $224
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Schenectady, NY

Average List Price ^$285,392

Percent of Sale Price 21%

About Schenectady, NY

66,009 Population

7% Since 2002

^$41,120 Median Income

35.65 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853437 Elementary School

853433 Middle School

Schenectady High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
10/10/2025	$219,999		Listed Price

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1320 4th Avenue, Schenectady, NY, 12303 is a Multi-Family Home for sale at $234,999 with 1,564 sqft and a lot size of 0.11. 1320 4th Avenue has 4 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 12303 which is in Schenectady, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 12/17/2025.

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1320 4th Avenue

Multi-Family Home for sale in Schenectady, NY

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