12643 Spear Trail Culver, IN ^$ 315,000

12643 Spear Trail

^$ 315,000

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12643 Spear Trail

Culver, IN, 46511

^$ 315,000

Bedrooms3 Baths2.1 Sq 1,898

Monthly Estimate*

^$ 1,965

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Single Family Home for sale in Culver, IN

for $315,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,898 square foot home was built in 1997 on a lot size of 0.22.

Enjoy peaceful living just a short walk from Lake Latonka, this charming bi-level home is nestled on the corner of Spear Trail and set on a spacious, tree-lined lot. Step inside to find an open-concept living and dining space filled with natural light, perfect for both relaxing evenings and entertaining guests. The kitchen features ample cabinet storage and appliances which are included. The home also offers three generously sized bedrooms and two full baths and one more half bath. The finished basement provides a second living space perfect for a work-out room or home office. Outside, enjoy the deck overlooking the large yard with mature trees, an attached two-car garage, and easy access to local lake amenities. This home is also equipped with a whole house generator. Culver address but Plymouth Schools!

Single Family Active

Price

^$ 315,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 1,037

Style

Site-Built Home

Lot Size

0.22

Year Built

1997

Town/City

Culver

County/Region

Marshall

MLS | Web ID

202540894

Features

General

Sewer Septic

Heating Gas Forced Air

Cooling Central Air

Laundry Y/N Lower

Fireplaces No

Water Access Type None

Garage Basement

Amenities 1st Bdrm En Suite Ceiling Fan(s) Deck Open Dryer Hook Up Electric Foyer Entry Garage Door Opener Generator-Whole House Landscaped Near Walking Trail Open Floor Plan Range/Oven Hook Up Gas Storm Doors

Status Active Active

Full Baths 2

Half Baths 1

Bathrooms 3

Year Built 1997

New Construction No

Subdivision Lake Latonka

Style Bi-Level

Township West

Class RESIDENTIAL

Type Site-Built Home

Age 28

REO No

Status Detail 0

Area Marshall County

Location Lake Rural Near Walking Trail

High School Plymouth

City Culver

School District Plymouth Community School Corp.

HOA Fees $ 351

Total Sq Ft 1898

Elementary School Menominee

Middle School Lincoln

Legal Description ACREAGE: AUDITOR DESC: ARROWHEAD SUB LOT 28 LEGAL DESC:

Virtual Tour https://www.propertypanorama.com/instaview/irmls/202540894

Agent First Name Morgan

Agent Last Name Sissel

DOM 74

Tax Year 2024 PAY 2025

Exterior

Road Surface Asphalt

Road Access Private

Exterior Brick Vinyl

Driveway Concrete

Pool No

Garage Length 23

Garage Width 22

Lot Size Area 9583

Lot Dimensions 86X109

Lot Description Corner Partially Wooded

Fence None

Water Features Walk to Lake Access

Garage Capacity 2

Waterfront Y/N No

Interior

Basement Daylight Full Basement Finished

HVAC Ceiling Fan

Beds 3

Total Rooms 7

Fireplace None

Full Baths Main 0

Full Baths Upper 2

Above Grade Bedrooms 3

Below Grade Baths 1

Below Grade Bedrooms 0

Full Baths Below Grade 0

Half Baths Below Grade 1

Half Baths Main 0

Half Baths Upper 0

1st Bedroom Level Upper

1st Bedroom Width 12

2nd Bedroom Length 10

2nd Bedroom Level Upper

2nd Bedroom Width 10

3rd Bedroom Length 9

3rd Bedroom Level Upper

3rd Bedroom Width 10

Basement Material Poured Concrete

* Excluded Features

List By

Morgan Sissel

Listing Agent

Collins And Co Realtors - Plymouth

Broker

msissel@collinshomes.com

Affordability Calculator

$2,052

Per Month

Monthly Principal & Interest: $1,965
Monthly Property Taxes: $86
Monthly Home Insurance: --

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Interest Rate

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Culver, IN

Average List Price ^$1,846,523

Percent of Sale Price 486%

About Culver, IN

1,343 Population

-11% Since 2002

^$49,058 Median Income

45.87 Median Age

25% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1236164 Elementary School

1237314 Middle School

Plymouth High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
12/3/2025	$315,000	-4.40%	Price Down
10/9/2025	$329,500		Listed Price

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12643 Spear Trail, Culver, IN, 46511 is a Single Family Home for sale at $315,000 with 1,898 sqft and a lot size of 0.22. 12643 Spear Trail has 3 bedrooms, 2.1 baths, and was built in 1997. The property's zip code is 46511 which is in Culver, IN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Multiple Listing Service of the Indiana Regional Multiple Listing Service.

The data relating to real estate for sale on this web site comes in part from the Indiana Regional Multiple Listing Service. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 12/27/2025.

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12643 Spear Trail

Single Family Home for sale in Culver, IN

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