1122 Riverside Dr
Prospect, KY, 40059 $ 465,000
Bedrooms2 Baths3.0 Sq 2,475 Monthly Estimate*
$ 2,901
for $465,000 with 2 bedrooms and 3 full baths. This 2,475 square foot home was built in 1963 on a lot size of 0.22.
Welcome to your year-round WATERFRONT vacation paradise in Oldham County! BOAT EVERY DAY after work thanks to your own Riverfront Retreat. This stunning 2,400+ sq. ft. home allows you to enjoy panoramic river views across the entire back of the home as well as Charlestown State Park across the Ohio River, setting the scene for an idyllic lifestyle by the water. Ask me about the Flood Mitigation Program. Stroll past a beautiful perennial garden leading to your private dock, with space for up to three boats. Inside, all main level living spaces are designed to capture the breathtaking views of the river. The inviting living room, sunroom, and kitchen are bathed in natural light, with scenery that's picture-perfect year-round. The spacious kitchen features extensive counter space, a large pantry, and a pass-through to the sunroom for effortless entertaining. The primary suite is a true oasis - river views, sunroom access, a double-bowl vanity with a sitting nook, large shower, whirlpool tub, laundry, and a generous walk-in closet. A second bedroom and full bath complete the main level, along with a whole-house fan for added seasonal comfort (and saving money). The lower level welcomes you and your guests with a cozy family room featuring a faux fireplace, a kitchenette, separate sitting area, a potential office/game nook, and a full bath. It now shines even brighter with recent updates to the lower level, including all new drywall, fresh paint, a renovated full bath, a new water heater, and select new windows - blending peace of mind with style. Step outside the back door to multiple outdoor spaces, including a covered patio, and two open patios that include a huge waterside patio - perfect for relaxing with your favorite beverage to the sounds of nature after a spin on the river. Wildlife lovers will be enchanted by regular visits from woodpeckers, herons, egrets, eagles, and more. The expansive deck spans the entire back of the house, offering multiple access points to the outdoors. Completing this riverfront gem is an oversized two-car tandem garage with garage doors front & back for convenient access. The house is available fully furnished with personal property sold for a nominal amount using a personal property addendum. Move your clothes in and enjoy. Don't miss this rare opportunity to feel like you're always on vacation - schedule your tour today and experience your dream river house!
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FeaturesGeneralHeating Forced Air Natural Gas
Cooling Central Air
Utilities Electricity Connected Fuel:Natural
Roof Shingle
HOA Fee 150.0
Garage Spaces 2.0
Architectural Style Traditional
Construction Materials Vinyl Siding Wood Frame Aluminum Siding Block
Year Built 1963
Stories Count 2
Property Subtype Single Family Residence
County Oldham
Property Type Residential
Association Amenities Other - See Remarks
HOA Y
Attached Garage Y
Subdivision Name HARMONY VILLAGE
Garage Y/N Y
Total Rooms 14
Full Baths 3
Status Active
Directions US 42 to Rose Island Rd left on Harmony Village right on Riverside Dr. Or Us 42 to 1973 left on S Rose Island Rd right on Harmony Village right on Riverside Dr.
City Prospect
High School District Oldham
MLS Area 20-Oldham County N171
Lot Size Units Acres
Lot Size Square Feet 9409.0
Carport Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 20-Oldham County N171
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Lot 57
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InteriorBasement None
Total Fireplaces 1
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2475.0
Half Baths 0
Total Bedrooms 2
Below Grade Finished Area 0.0
Total Baths 3
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ExteriorExterior Amenities Boat Slip
Fencing Partial Chain Link
Parking Features Attached
Lot Features Flood Insurance Req
Water Source Public
Lot Size Area 0.22
Foundation Details Concrete Blk Poured Concrete
Spa N
Building Area Total 2475.0
Lot Dimensions 50x188
Lot Size Acres 0.22
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded FeaturesList Byjudy@judyscherer.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,901
- Monthly Property Taxes
- --
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Prospect, KY
Average List Price $1,320,866
Percent of Sale Price 184%
About Prospect, KY 5,212 Population
20% Since 2002
$ 107,414 Median Income
52.51 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
875814 Elementary School
875784 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 10/28/2025 | $465,000 | -2.11% | Price Down |
| 10/16/2025 | $475,000 | -2.06% | Price Down |
| 10/9/2025 | $485,000 | | Listed Price |