1004 N Shore Drive Surf City, NC $ 1,300,000
1004 N Shore Drive
$ 1,300,000
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1004 N Shore Drive

Surf City, NC, 28445
$ 1,300,000
Bedrooms4 Baths3.0 Sq 1,562

Monthly Estimate*

$ 8,110

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Single Family Home for sale in Surf City, NC

for $1,300,000 with 4 bedrooms and 3 full baths. This 1,562 square foot home was built in 2002 on a lot size of 0.23.

Come take a walk through this coastal gem and feel what makes it special. 1004 N Shore Drive isn't your average beach rental — it's a beautifully cared-for second home where every detail has been thoughtfully designed for comfort, character, and connection. Tucked at the quiet end of a dead-end street beside the Surf Condos, this oceanfront home enjoys the rare combination of privacy, protection from storms, and sweeping ocean views with direct beach access just steps away. Inside, you'll find a soft coastal palette, crown molding, and an inviting open layout that makes the most of every view. The reverse floor plan features an upper-level living area with vaulted ceilings, bright oceanfront windows, a custom dining banquette, and a cheerful kitchen with stainless steel appliances. Downstairs, the oceanfront primary suite and additional guest rooms offer a relaxing and private retreat for family and friends. Outdoor living shines here, too! From the connected decks and ocean-view swing bed to the outdoor shower and generous parking for five vehicles, including three covered spaces. Two brand-new HVAC units were added in May 2025, and the home is being sold fully furnished, ready for you or your guests to enjoy from day one. With rental projections between $76,000 and $84,000 annually, this home offers an ideal balance of personal enjoyment and investment value. It's the kind of place where mornings start with sunrise over the waves and evenings end to the sound of the surf. No HOA, an established dune, and a prime location within the Topsail School District make this Surf City oceanfront a rare and remarkable find! Experience coastal living that feels peaceful, protected, and perfectly tailored to the Topsail lifestyle.

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Single Family Active

Price

$ 1,300,000

Bedrooms

4

Full Bath

3

Property Type

Single Family

Taxes

$ 7,935

Style

Single Family Residence

Lot Size

0.23

Year Built

2002

Town/City

Surf City

County/Region

Onslow

MLS | Web ID

100535212

Features
General
Living Area 1562.0
Heating Electric Heat Pump
Cooling Central Air
Utilities Sewer Connected Water Connected
Possession Close Of Escrow Negotiable At Closing
Roof Architectural Shingle
Appliances Electric Oven Built-In Microwave Washer Refrigerator Dryer Disposal Dishwasher
Zoning R5
Garage Spaces 0.0
Patio/Porch Features Open Covered Deck
Pool Features None
Security Features Smoke Detector(s)
Construction Materials Vinyl Siding
Year Built 2002
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2023
Taxes 7935
Parcel Number 4245-32-6662-0000
Waterfront Features Deeded Water Access Deeded Waterfront
County Pender
Operating Expense 0.0
New Construction N
Property Type Residential
In City Limits? (Y/N) Y
HOA N
Attached Garage N
Subdivision Name Not In Subdivision
Garage Y/N N
Total Rooms 7
Full Baths 3
Status Active
Directions From the Surf City bridge and turn left onto N New River Drive. Continue approximately 2 miles and turn right onto Mecklenburg Ave then right onto N Shore Drive. Home is on the left near the end of t
High School Topsail
City Surf City
Open Parking Spaces 2
Lot Size Units Acres
Lot Size Square Feet 10019.0
Carport Spaces 0.0
Carport Y/N N
Elementary School Surf City
Property Attached Y/N N
Land Lease Y/N N
Home Warranty Y/N N
Middle/Junior High School Surf City
Lease Considered Y/N N
Structure Type Wood Frame
Living Area Units Square Feet
Standard Status Active
Tax Assessed Value 639929
Legal Description Lt 3 Pb 35/84 Laura King Hall Est
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Interior
Interior Amenities High Ceilings Ceiling Fan(s) Furnished Pantry Reverse Floor Plan Blinds/Shades
Basement None
Flooring LVT/LVP
Furnished Y/N Furnished
Water Heater Electric
Fireplace Features None
Master Bed Level N/A
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N N
Half Baths 0
Laundry Features Laundry Closet Laundry Room
Total Bedrooms 4
Room Type Master Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Dining Area Living Room Dining Room
Unit Type 4 Bedroom Or More
Total Baths 3
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Exterior
Exterior Amenities Outdoor Shower
Exterior Finish Vinyl Siding
Fencing None
Parking Features Concrete Lighted On Site
Lot Features Dead End Deeded Water Access Deeded Waterfront
Water Source Public
Total Parking 0.0
Lot Size Area 0.23
Foundation Details Other Pilings
Spa N
Building Area Total 1562
Lot Dimensions 46x181x39x45x221
Lot Size Acres 0.23
Frontage Type Oceanfront
Waterfront Y/N Y
Road Frontage Type City Street State Road
Crops Included Y/N N
Horse Y/N N
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Internal Only
Street Number 1 1004
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* Excluded Features
List By
Molly White

Listing Agent

Coastal Realty Associates Llc

Broker

mollywhiterealestate@gmail.com

Email

Affordability Calculator

$8,772
Per Month
92%
8%
0%
Monthly Principal & Interest
$8,110
Monthly Property Taxes
$661
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4735527 Elementary School
4736970 Middle School
Topsail High School High School
Pricing History
DatePricePrice ChangeDescription
11/13/2025$1,300,000 -1.89% Price Down
10/9/2025$1,325,000 Listed Price

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1004 N Shore Drive, Surf City, NC, 28445 is a Single Family Home for sale at $1,300,000 with 1,562 sqft and a lot size of 0.23. 1004 N Shore Drive has 4 bedrooms, 3.0 baths, and was built in 2002. The property's zip code is 28445 which is in Surf City, NC