656 STATE ROAD 20 Palatka, FL $ 259,900
656 STATE ROAD 20
$ 259,900
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656 STATE ROAD 20

Palatka, FL, 32147
$ 259,900
Bedrooms3 Baths1.1 Sq 1,528

Monthly Estimate*

$ 1,621

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Single Family Home for sale in Palatka, FL

for $259,900 with 3 bedrooms and 1 full bath, 1 half bath. This 1,528 square foot home was built in 1935 on a lot size of 1.33.

Versatile Residential-Commercial Property on 1.33 acres and highway frontage. This transformed property is a rare find on State Road 20, offering a perfect blend of residential comfort and commercial utility. The parcel features a 3-bedroom home with a spacious, connected 550 sq ft area, ideal for a master suite or running a home-based business studio, or professional practice. This home has been completely rewired. new metal roof, new plumbing, new flooring, water heater and appliances. Detached 1 car garage for more storage, man cave or workshop Possible private Possible private financing available with $100,000 down

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Single Family Active

Price

$ 259,900

Bedrooms

3

Full Bath

1

Half Bath

1

Property Type

Single Family

Taxes

$ 2,400

Style

Single Family Residence

Lot Size

1.33

Year Built

1935

Town/City

Palatka

County/Region

Putnam

MLS | Web ID

2112539

Features
General
Sewer Septic Tank
Heating Electric
Cooling Split System
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Dishwasher Electric Range Refrigerator
Garage Spaces 1.0
Year Built 1935
Electric 200+ Amp Service
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Current Use Commercial Residential
Parcel Number 161025000004700000
County Putnam
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Metes & Bounds
Garage Y/N Y
Total Rooms 0
Full Baths 1
Status Active
Directions State Rd 20 West from Palatka to Hollister property is next door the the Hollister Post Office
City Palatka
Senior Community Y/N N
Zoning Description Commercial
MLS Area 572-Interlachen-NE
Lot Size Units Acres
Lot Size Square Feet 57934.8
Carport Y/N N
Listing Terms Cash Conventional Private Financing Available
Property Attached Y/N N
Tax Annual Amount 2400.95
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 572-Interlachen-NE
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Parking Features Garage
Water Source Well
Lot Size Area 1.33
Spa N
Lot Size Acres 1.33
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Interior
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 2
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Internal Only
Street Number 1 656
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* Excluded Features
List By
Team Florida Realty Services Inc

Broker

meichellebuck@yahoo.com

Email

Affordability Calculator

$1,821
Per Month
89%
11%
0%
Monthly Principal & Interest
$1,621
Monthly Property Taxes
$200
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.375% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308105 Elementary School
308138 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
10/9/2025$259,900 Listed Price

Map


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656 STATE ROAD 20, Palatka, FL, 32147 is a Single Family Home for sale at $259,900 with 1,528 sqft and a lot size of 1.33. 656 STATE ROAD 20 has 3 bedrooms, 1.1 baths, and was built in 1935. The property's zip code is 32147 which is in Palatka, FL